Last update: Nov 2026

Cost of Living Comparison Between Kelowna and Seattle, WA

For one person, living is cheaper in Kelowna: $2,373 a month against $3,762 in Seattle, WA, rent and utilities included – about $16,700 less a year. Rent and utilities account for most of the difference.

114

Cost of Living Index in Kelowna
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Kelowna Living Index
182

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Kelowna

🇨🇦 Canada

$2,373

/mo nomad

Seattle, WA

🇺🇸 United States

$3,762

/mo nomad

Monthly Cost of Living

How much you'll spend in Kelowna and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kelowna and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,373 in Kelowna versus $3,762 in Seattle, WA.

Kelowna $2,373
Seattle, WA $3,762

Estimated couple costs with rent: $3,563 in Kelowna versus $5,651 in Seattle, WA.

Kelowna $3,563
Seattle, WA $5,651

Monthly costs for a family of three with rent: $4,753 in Kelowna versus $7,541 in Seattle, WA.

Kelowna $4,753
Seattle, WA $7,541

Living in Kelowna costs roughly 37% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Kelowna 75% above, Seattle, WA 178% above.

Meal at Budget Restaurant

$17.08 CA$23.95

$23.80 $23.80

-28.24%

Three-Course Dinner for Two, Mid-Range

$59.8 CA$83.8

$98.6 $98.6

-39.43%

Fast Food Meal (McDonalds, etc)

$11.23 CA$15.75

$14.94 $14.94

-24.83%

Cappuccino

$4.04 CA$5.66

$6.79 $6.79

-40.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 CA$2.88

$3.23 $3.23

-36.22%

Water (0.33 liter bottle)

$1.63 CA$2.28

$3.15 $3.15

-48.25%

Local Beer (0.5 liter draught)

$4.50 CA$6.31

$8.21 $8.21

-45.19%

Imported Beer (0.33 liter bottle)

$5.84 CA$8.19

$7.87 $7.87

-25.79%

Milk (1 liter)

$2.00 CA$2.80

$1.17 $1.17

70.94%

White Bread (500g)

$2.90 CA$4.07

$5.29 $5.29

-45.18%

Rice (white) (1kg)

$3.51 CA$4.92

$5.76 $5.76

-39.06%

Eggs

$3.28 CA$4.60

$4.89 $4.89

-32.92%

Local Cheese (1kg)

$9.66 CA$13.54

$20.25 $20.25

-52.30%

Chicken Fillets (1kg)

$13.41 CA$18.80

$17.95 $17.95

-25.29%

Beef Round Steak (1kg)

$21.54 CA$30.20

$23.35 $23.35

-7.75%

Apples (1kg)

$3.43 CA$4.81

$5.94 $5.94

-42.26%

Banana (1kg)

$1.54 CA$2.16

$1.89 $1.89

-18.52%

Oranges (1kg)

$3.50 CA$4.91

$5.35 $5.35

-34.58%

Tomato (1kg)

$4.77 CA$6.69

$6.57 $6.57

-27.40%

Potato (1kg)

$3.26 CA$4.57

$3.39 $3.39

-3.83%

Onion (1kg)

$3.08 CA$4.32

$2.88 $2.88

6.94%

Lettuce (1 head)

$2.53 CA$3.55

$2.89 $2.89

-12.46%

Water (1.5 liter bottle)

$1.98 CA$2.77

$2.43 $2.43

-18.52%

Cigarettes 20 Pack (Marlboro, Camel)

$14.54 CA$20.39

$12.18 $12.18

19.38%

Wine (Bottle)

$13.34 CA$18.70

$15.24 $15.24

-12.47%

Local Beer (0.5 liter bottle)

$2.53 CA$3.54

$4.38 $4.38

-42.24%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.38

$5.89 $5.89

-47.03%

One-way Ticket (Public Transport)

$2.21 CA$3.10

$2.96 $2.96

-25.34%

Public Transport Monthly Pass (Regular Price)

$50.2 CA$70.4

$109 $109

-54.03%

Taxi Start (Normal Tariff)

$2.98 CA$4.18

$2.52 $2.52

18.25%

Taxi (Normal Tariff) (1km)

$1.98 CA$2.78

$1.72 $1.72

15.12%

Taxi 1hour Waiting (Normal Tariff)

$36.16 CA$50.7

$29.70 $29.70

21.75%

Gasoline (1 liter)

$1.40 CA$1.96

$1.51 $1.51

-7.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$39.8K

$36.2K $36.2K

-21.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K CA$29.9K

$25.7K $25.7K

-17.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 CA$179

$289 $289

-55.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.18 CA$59.1

$69.1 $69.1

-38.91%

Internet (50+ Mbps, Unlimited Data)

$57.1 CA$80.0

$84.8 $84.8

-32.70%

Gym Membership (Monthly)

$55.2 CA$77.4

$69.4 $69.4

-20.44%

Tennis Court (1 Hour on Weekend)

$31.57 CA$44.25

$35.05 $35.05

-9.93%

Cinema Ticket

$11.38 CA$15.96

$17.97 $17.97

-36.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,057 CA$1,482

$2,819 $2,819

-62.49%

International Primary School, 1 Child (Yearly)

$21.1K CA$29.6K

$43.9K $43.9K

-51.89%

Jeans (Levis 501 Or Similar)

$47.93 CA$67.2

$91.2 $91.2

-47.43%

Summer Dress (H&M, Zara, etc)

$40.72 CA$57.1

$55.1 $55.1

-26.04%

Sport Shoes (Adidas, Nike)

$87.0 CA$122

$127 $127

-31.55%

Men's Leather Business Shoes

$99.8 CA$140

$162 $162

-38.38%

1-bedroom Apartment, City Center (Monthly)

$1,474 CA$2,066

$2,579 $2,579

-42.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,208 CA$1,693

$1,943 $1,943

-37.83%

3-bedroom Apartment, City Center (Monthly)

$2,432 CA$3,409

$5,100 $5,100

-52.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,119 CA$2,970

$3,541 $3,541

-40.17%

Buy Apartment in City Center (m2)

$4,249 CA$5,956

$7,357 $7,357

-42.25%

Buy Apartment Outside City Center (m2)

$3,200 CA$4,486

$4,921 $4,921

-34.97%

Average Monthly Net Salary (After Tax)

$3,129 CA$4,385

$6,448 $6,448

-51.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.69

6.8

-31.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kelowna: November 1, 2026

Last update for Seattle, WA: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kelowna

$1.2K 50.9%

Seattle, WA

$1.9K 51.6% 60.8% $735

Groceries & Markets

Kelowna

$396 16.7%

Seattle, WA

$544 14.5% 37.2% $147

Eating Out

Kelowna

$268 11.3%

Seattle, WA

$399 10.6% 49% $131

Monthly Utilities & Internet

Kelowna

$227 9.6%

Seattle, WA

$443 11.8% 95.2% $216

Clothing & Footwear

Kelowna

$124 5.2%

Seattle, WA

$196 5.2% 58% $72

Sport & Entertainment

Kelowna

$78 3.3%

Seattle, WA

$105 2.8% 35.1% $27

Getting Around

Kelowna

$72 3%

Seattle, WA

$132 3.5% 83.8% $60

Cost Breakdown

A one-bedroom apartment in the center runs $1,474 in Kelowna and $2,579 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays about 2.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $60 in Kelowna vs $99 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $396 vs $544 per month, with Kelowna cheaper across the board.

Good to know

🇨🇦 Kelowna

🇺🇸 Seattle, WA

🕒 Local time

23:12 11:12 PM

22:12 10:12 PM

1 h behind Kelowna

🌤 Weather

👥 Population

144,576

737,015

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.891 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

USD to CAD in detail →

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Kelowna Seattle, WA 330 km

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Kelowna
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kelowna vs Seattle, WA: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,373 in Kelowna and $3,762 in Seattle, WA, so Kelowna is about 37% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 51% lower in Kelowna. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,474 in Kelowna versus $2,579 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,373 per month in Kelowna versus $3,762 in Seattle, WA – Kelowna is about 37% cheaper, which adds up to real savings over time.

A monthly transit pass in Kelowna runs roughly 54% less than in Seattle, WA. The price difference matters if you commute daily and watch your budget.

At $2,373 in Kelowna versus $3,762 in Seattle, WA, a $3,000 budget is realistic in Kelowna but tight or insufficient in Seattle, WA. The gap between the two cities makes Kelowna the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Kelowna gentler on the wallet – expenses run 37% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.