Last update: Oct 2026

Cost of Living Comparison Between Keene, NH and Chicago, IL

For one person, living is cheaper in Keene, NH: $2,782 a month against $3,185 in Chicago, IL, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

Keene, NH
🇺🇸 United States
$2,782
/mo nomad
Chicago, IL
🇺🇸 United States
$3,185
/mo nomad
Monthly Cost of Living

How much you'll spend in Keene, NH and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Keene, NH and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,782 per month in Keene, NH vs $3,185 in Chicago, IL, rent included.

  • Keene, NH $2,782
  • Chicago, IL $3,185

A couple spends around $2,908 per month in Keene, NH vs $4,631 in Chicago, IL, rent included.

  • Keene, NH $2,908
  • Chicago, IL $4,631

A family of three spends $3,035 per month in Keene, NH vs $6,077 in Chicago, IL, rent included.

  • Keene, NH $3,035
  • Chicago, IL $6,077

Keene, NH is about 13% cheaper than Chicago, IL, and outside of rent the biggest gap is in transport.

Both Keene, NH and Chicago, IL sit above the global median – Keene, NH by 106%, Chicago, IL by 136%.

Currency
🍽 Eating Out
Keene, NH
Chicago, IL
Difference
Meal at Budget Restaurant
$19.92 $19.92
$21.58 $21.58
-7.69%
Three-Course Dinner for Two, Mid-Range
$98.9 $98.9
$88.7 $88.7
11.56%
Fast Food Meal (McDonalds, etc)
$11.87 $11.87
$13.20 $13.20
-10.08%
Cappuccino
$3.05 $3.05
$5.59 $5.59
-45.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.10 $3.10
$2.63 $2.63
17.87%
Water (0.33 liter bottle)
$1.02 $1.02
$2.26 $2.26
-54.87%
Local Beer (0.5 liter draught)
$7.82 $7.82
$7.11 $7.11
9.99%
Imported Beer (0.33 liter bottle)
$8.80 $8.80
$9.23 $9.23
-4.66%
🛒 Groceries & Markets
Keene, NH
Chicago, IL
Difference
Milk (1 liter)
$1.22 $1.22
$1.28 $1.28
-4.69%
White Bread (500g)
$4.36 $4.36
$3.84 $3.84
13.54%
Rice (white) (1kg)
$6.99 $6.99
$5.07 $5.07
37.87%
Eggs
$5.94 $5.94
$4.84 $4.84
22.73%
Local Cheese (1kg)
$15.80 $15.80
$14.17 $14.17
11.50%
Chicken Fillets (1kg)
$14.70 $14.70
$14.61 $14.61
0.62%
Beef Round Steak (1kg)
$19.14 $19.14
$18.76 $18.76
2.03%
Apples (1kg)
$4.53 $4.53
$5.19 $5.19
-12.72%
Banana (1kg)
$2.08 $2.08
$2.00 $2.00
4.00%
Oranges (1kg)
$5.41 $5.41
$4.00 $4.00
35.25%
Tomato (1kg)
$7.76 $7.76
$4.98 $4.98
55.82%
Potato (1kg)
$4.54 $4.54
$2.79 $2.79
62.72%
Onion (1kg)
$3.99 $3.99
$2.65 $2.65
50.57%
Lettuce (1 head)
$2.99 $2.99
$2.13 $2.13
40.38%
Water (1.5 liter bottle)
$2.91 $2.91
$3.09 $3.09
-5.83%
Cigarettes 20 Pack (Marlboro, Camel)
$12.75 $12.75
$16.05 $16.05
-20.56%
Wine (Bottle)
$15.76 $15.76
$15.20 $15.20
3.68%
Local Beer (0.5 liter bottle)
$3.07 $3.07
$2.62 $2.62
17.18%
Imported Beer (0.33 liter bottle)
$5.62 $5.62
$3.46 $3.46
62.43%
🚌 Getting Around
Keene, NH
Chicago, IL
Difference
One-way Ticket (Public Transport)
-
$2.47 $2.47
-
Public Transport Monthly Pass (Regular Price)
-
$75.1 $75.1
-
Taxi Start (Normal Tariff)
$2.64 $2.64
$3.21 $3.21
-17.76%
Taxi (Normal Tariff) (1km)
$1.79 $1.79
$1.39 $1.39
28.78%
Taxi 1hour Waiting (Normal Tariff)
$28.06 $28.06
$25.02 $25.02
12.15%
Gasoline (1 liter)
$0.91 $0.91
$1.24 $1.24
-26.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K $36.1K
$37.2K $37.2K
-2.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$25.8K $25.8K
2.31%
🧾 Monthly Utilities & Internet
Keene, NH
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.5 $98.5
$192 $192
-48.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.78 $24.78
$67.8 $67.8
-63.46%
Internet (50+ Mbps, Unlimited Data)
$69.8 $69.8
$60.9 $60.9
14.68%
🎉 Sport & Entertainment
Keene, NH
Chicago, IL
Difference
Gym Membership (Monthly)
$31.40 $31.40
$53.6 $53.6
-41.39%
Tennis Court (1 Hour on Weekend)
-
$27.90 $27.90
-
Cinema Ticket
$13.66 $13.66
$17.80 $17.80
-23.26%
🧸 Childcare & Education
Keene, NH
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,851 $2,851
$1,554 $1,554
83.39%
International Primary School, 1 Child (Yearly)
$36.6K $36.6K
$31.4K $31.4K
16.57%
👕👟 Clothing & Footwear
Keene, NH
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$76.5 $76.5
$67.9 $67.9
12.64%
Summer Dress (H&M, Zara, etc)
$50.8 $50.8
$50.8 $50.8
0.06%
Sport Shoes (Adidas, Nike)
$118 $118
$101 $101
16.54%
Men's Leather Business Shoes
$164 $164
$143 $143
14.42%
🏠 Accommodation & Living
Keene, NH
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,661 $1,661
$2,383 $2,383
-30.31%
1-bedroom Apartment, Outside City Center (Monthly)
$1,521 $1,521
$1,712 $1,712
-11.14%
3-bedroom Apartment, City Center (Monthly)
-
$4,674 $4,674
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$2,738 $2,738
-
Buy Apartment in City Center (m2)
$2,661 $2,661
$4,158 $4,158
-36.01%
Buy Apartment Outside City Center (m2)
$2,600 $2,600
$2,691 $2,691
-3.38%
💵 Salaries & Financials
Keene, NH
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
-
$4,894 $4,894
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.66
6.77
-1.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Keene, NH: October 11, 2026

Last update for Chicago, IL: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Keene, NH
$1.5K
Chicago, IL
$1.7K 12.5% $191
Groceries & Markets
Keene, NH
$508
Chicago, IL
$451 11.2% $57
Eating Out
Keene, NH
$305
Chicago, IL
$353 15.8% $48
Monthly Utilities & Internet
Keene, NH
$193
Chicago, IL
$321 66.2% $128
Clothing & Footwear
Keene, NH
$184
Chicago, IL
$164 11.3% $21
Sport & Entertainment
Keene, NH
$59
Chicago, IL
$89 51.9% $30
Getting Around
Keene, NH
$12 *
Chicago, IL
$95 721% $84

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,661 in Keene, NH versus $2,383 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $99.0 in Keene, NH versus $89.0 in Chicago, IL. Monthly groceries follow the same trend: $508 vs $451 – making Chicago, IL the more affordable choice for daily food spending.

Good to know
🇺🇸 Keene, NH
🇺🇸 Chicago, IL
🕒 Local time
08:35 8:35 AM
07:35 7:35 AM
1 h behind Keene, NH
🌤 Weather
👥 Population
23,047
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Keene, NH Chicago, IL 1,260 km ≈ 2 h nonstop flight
From you
  • Keene, NH
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Keene, NH vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Keene, NH and in Chicago, IL compare overall?
Monthly costs with rent: $2,782 in Keene, NH, $3,185 in Chicago, IL – roughly 15% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Keene, NH compared to Chicago, IL?
For a comfortable life, plan on about $4,172 per month in Keene, NH and $4,777 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Keene, NH and Chicago, IL?
Rent is clearly cheaper in Keene, NH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $99.0 in Keene, NH and $89.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 13% cheaper in Chicago, IL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $2,782 in Keene, NH and $3,185 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Keene, NH and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,782 in Keene, NH to $3,185 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
Is Keene, NH or Chicago, IL safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Keene, NH and Chicago, IL?
If budget matters most, go with Keene, NH. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

Keene, NH vs other spots: cost of living compared

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