Last update: Oct 2026

Cost of Living Comparison Between Katowice and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,435 in Katowice, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Katowice
Learn more

Katowice Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Katowice

🇵🇱 Poland

$1,435

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Katowice and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Katowice and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,435 in Katowice versus $934 in Cebu.

Katowice $1,435
Cebu $934

Estimated couple costs with rent: $2,043 in Katowice versus $1,415 in Cebu.

Katowice $2,043
Cebu $1,415

Monthly costs for a family of three with rent: $2,651 in Katowice versus $1,896 in Cebu.

Katowice $2,651
Cebu $1,896

Living in Katowice is roughly 54% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Katowice is 7% above, Cebu is 30% below.

Meal at Budget Restaurant

$10.38 zł 40.57

$3.03 ₱190

242.57%

Three-Course Dinner for Two, Mid-Range

$34.99 zł 137

$23.48 ₱1,473

49.02%

Fast Food Meal (McDonalds, etc)

$9.13 zł 35.67

$4.09 ₱256

123.23%

Cappuccino

$3.54 zł 13.82

$2.52 ₱158

40.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 zł 10.52

$1.54 ₱96.9

74.68%

Water (0.33 liter bottle)

$2.51 zł 9.79

$0.49 ₱30.98

412.24%

Local Beer (0.5 liter draught)

$3.55 zł 13.89

$1.79 ₱112

98.32%

Imported Beer (0.33 liter bottle)

$4.56 zł 17.84

$2.26 ₱142

101.77%

Milk (1 liter)

$0.90 zł 3.51

$1.95 ₱122

-53.85%

White Bread (500g)

$1.26 zł 4.94

$1.43 ₱89.7

-11.89%

Rice (white) (1kg)

$1.44 zł 5.63

$1.02 ₱63.8

41.18%

Eggs

$3.27 zł 12.78

$2.06 ₱129

58.74%

Local Cheese (1kg)

$8.03 zł 31.38

$9.81 ₱615

-18.14%

Chicken Fillets (1kg)

$5.38 zł 21.02

$4.61 ₱289

16.70%

Beef Round Steak (1kg)

$13.43 zł 52.5

$7.70 ₱483

74.42%

Apples (1kg)

$1.09 zł 4.25

$3.31 ₱207

-67.07%

Banana (1kg)

$1.39 zł 5.43

$1.45 ₱90.9

-4.14%

Oranges (1kg)

$1.41 zł 5.52

$2.36 ₱148

-40.25%

Tomato (1kg)

$2.61 zł 10.22

$1.54 ₱96.4

69.48%

Potato (1kg)

$0.90 zł 3.54

$2.36 ₱148

-61.86%

Onion (1kg)

$0.82 zł 3.22

$1.99 ₱125

-58.79%

Lettuce (1 head)

$1.25 zł 4.90

$1.15 ₱72.1

8.70%

Water (1.5 liter bottle)

$0.60 zł 2.35

$0.67 ₱42.15

-10.45%

Cigarettes 20 Pack (Marlboro, Camel)

$5.78 zł 22.57

$3.00 ₱188

92.67%

Wine (Bottle)

$6.44 zł 25.18

$6.35 ₱398

1.42%

Local Beer (0.5 liter bottle)

$1.00 zł 3.91

$1.31 ₱81.9

-23.66%

Imported Beer (0.33 liter bottle)

$1.65 zł 6.45

$1.73 ₱108

-4.62%

One-way Ticket (Public Transport)

$1.15 zł 4.49

$0.25 ₱15.78

360.00%

Public Transport Monthly Pass (Regular Price)

$30.63 zł 120

$12.65 ₱793

142.13%

Taxi Start (Normal Tariff)

$1.74 zł 6.81

$0.74 ₱46.32

135.14%

Taxi (Normal Tariff) (1km)

$0.71 zł 2.77

$0.21 ₱13.11

238.10%

Taxi 1hour Waiting (Normal Tariff)

$10.63 zł 41.53

$4.33 ₱271

145.50%

Gasoline (1 liter)

$1.71 zł 6.70

$1.33 ₱83.5

28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K zł 122.5K

$21.8K ₱1.4M

43.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K zł 104.3K

$19.4K ₱1.2M

37.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$270 zł 1,054

$121 ₱7,563

123.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.82 zł 30.58

$14.45 ₱907

-45.88%

Internet (50+ Mbps, Unlimited Data)

$17.29 zł 67.6

$28.29 ₱1,774

-38.88%

Gym Membership (Monthly)

$30.73 zł 120

$32.68 ₱2,050

-5.97%

Tennis Court (1 Hour on Weekend)

$17.84 zł 69.7

$6.39 ₱401

179.19%

Cinema Ticket

$7.36 zł 28.76

$5.46 ₱342

34.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$563 zł 2,199

$273 ₱17.1K

105.76%

International Primary School, 1 Child (Yearly)

$12.2K zł 47.8K

$8,156 ₱511.5K

49.94%

Jeans (Levis 501 Or Similar)

$68.5 zł 268

$49.57 ₱3,109

38.17%

Summer Dress (H&M, Zara, etc)

$30.92 zł 121

$24.87 ₱1,560

24.33%

Sport Shoes (Adidas, Nike)

$91.0 zł 356

$76.6 ₱4,804

18.84%

Men's Leather Business Shoes

$92.4 zł 361

$59.3 ₱3,717

55.86%

1-bedroom Apartment, City Center (Monthly)

$700 zł 2,735

$506 ₱31.7K

38.39%

1-bedroom Apartment, Outside City Center (Monthly)

$519 zł 2,029

$309 ₱19.4K

67.77%

3-bedroom Apartment, City Center (Monthly)

$1,000 zł 3,908

$1,052 ₱66.0K

-4.93%

3-bedroom Apartment, Outside City Center (Monthly)

$820 zł 3,205

$619 ₱38.8K

32.49%

Buy Apartment in City Center (m2)

$2,876 zł 11.2K

$2,915 ₱182.9K

-1.36%

Buy Apartment Outside City Center (m2)

$1,906 zł 7,449

$1,867 ₱117.1K

2.07%

Average Monthly Net Salary (After Tax)

$1,686 zł 6,591

$341 ₱21.4K

394.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.19

7.2

-0.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Katowice: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Katowice

$519 36.3%

Cebu

$309 33.5% 40.4% $210

Monthly Utilities & Internet

Katowice

$295 20.6%

Cebu

$163 17.7% 44.6% $131

Groceries & Markets

Katowice

$202 14.1%

Cebu

$210 22.7% 4.2% $8.4

Eating Out

Katowice

$201 14%

Cebu

$88 9.6% 55.9% $112

Clothing & Footwear

Katowice

$127 8.9%

Cebu

$95 10.2% 25.6% $33

Sport & Entertainment

Katowice

$45 3.2%

Cebu

$44 4.7% 4.1% $1.9

Getting Around

Katowice

$41 2.8%

Cebu

$15 1.7% 61.9% $25

Cost Breakdown

A one-bedroom apartment in the center runs $700 in Katowice and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Katowice pays 394% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Katowice vs $23.00 in Cebu. Groceries flip the comparison at $202 vs $210, with Katowice cheaper for home cooking.

Good to know

🇵🇱 Katowice

🇵🇭 Cebu

🕒 Local time

08:19 8:19 AM

14:19 2:19 PM

6 h ahead of Katowice

🌤 Weather

👥 Population

286,960

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 10, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Katowice Cebu 10,160 km ≈ 13 h nonstop flight

From you

Katowice
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Katowice vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 54% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 394% higher in Katowice, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $700 in Katowice versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,435 per month in Katowice versus $934 in Cebu – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 142% less than in Katowice. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,435 in Katowice, a $1,500 budget is realistic in Cebu but tight or insufficient in Katowice. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Katowice, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Katowice and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 54% less than in Katowice. Beyond cost, consider language, visa policies, and how big the international community is in each city.