Last update: Oct 2026

Cost of Living Comparison Between Kasama and Ubud, Bali

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kasama

🇿🇲 Zambia

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Meal at Budget Restaurant

$3.33 Rp 59.6K

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.3K

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

Cappuccino

$2.63 Rp 47.0K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

Water (0.33 liter bottle)

$0.77 Rp 13.8K

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

Milk (1 liter)

$1.53 Rp 27.4K

White Bread (500g)

$2.20 Rp 39.2K

Rice (white) (1kg)

$1.22 Rp 21.8K

Eggs

$2.14 Rp 38.2K

Local Cheese (1kg)

$17.73 Rp 317.0K

Chicken Fillets (1kg)

$3.86 Rp 68.9K

Beef Round Steak (1kg)

$12.03 Rp 215.0K

Apples (1kg)

$3.61 Rp 64.5K

Banana (1kg)

$1.51 Rp 27.1K

Oranges (1kg)

$2.32 Rp 41.5K

Tomato (1kg)

$2.00 Rp 35.8K

Potato (1kg)

$1.81 Rp 32.4K

Onion (1kg)

$2.39 Rp 42.7K

Lettuce (1 head)

$0.99 Rp 17.8K

Water (1.5 liter bottle)

$0.52 Rp 9,375

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

Wine (Bottle)

$22.98 Rp 410.8K

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

One-way Ticket (Public Transport)

$0.24 Rp 4,256

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,877

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,584

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

Gasoline (1 liter)

$0.84 Rp 15.1K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

Gym Membership (Monthly)

$55.1 Rp 985.6K

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.0K

Cinema Ticket

$4.24 Rp 75.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.8K

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.1K

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

Men's Leather Business Shoes

$77.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kasama: October 4, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kasama

–

Ubud, Bali

$674 49.6%

Groceries & Markets

Kasama

–

Ubud, Bali

$290 21.4%

Eating Out

Kasama

–

Ubud, Bali

$108 8%

Clothing & Footwear

Kasama

–

Ubud, Bali

$106 7.8%

Monthly Utilities & Internet

Kasama

–

Ubud, Bali

$106 7.8%

Sport & Entertainment

Kasama

–

Ubud, Bali

$64 4.7%

Getting Around

Kasama

–

Ubud, Bali

$11 0.8%

Good to know

🇿🇲 Kasama

🇮🇩 Ubud, Bali

🕒 Local time

00:12 12:12 AM

06:12 6:12 AM

6 h ahead of Kasama

🌤 Weather

👥 Population

113,000

74,800

💱 Currency

Zambian Kwacha ZMW ZK

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 ZMW = 5.04 USD

100 ZMW = 4.5 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to ZMW – Zambian Kwacha Converter

🇺🇸 United States Dollar ($)

🇿🇲 Zambian Kwacha (ZK)

Zambian Kwacha exchange rates as of October 12, 2026: 1 USD = 19.83 ZMW (100 ZMW = 5.04 USD). 1 EUR = 22.22 ZMW (100 ZMW = 4.5 EUR).

Indonesian Rupiah exchange rates as of October 12, 2026: 1 USD = 17,879 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,037 IDR (100,000 IDR = 4.99 EUR).

USD to ZMW in detail →

On the map

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Between locations

Kasama Ubud, Bali 9,200 km ≈ 12 h nonstop flight

From you

Kasama
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kasama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Families tend to lean toward Kasama – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kasama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.