Cost of Living Comparison Between Karnataka and Ubud, Bali Cost of Living Comparison Between Karnataka and Ubud, Bali

Monthly Cost of Living

A single person spends $293 per month in Karnataka vs $1,368 in Ubud, Bali, rent included.

A couple spends around $519 per month in Karnataka vs $2,348 in Ubud, Bali, rent included.

A family of three spends $744 per month in Karnataka vs $3,327 in Ubud, Bali, rent included.

Karnataka is about 79% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Karnataka sits 79% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.02 ₹98.3

$3.44 Rp 60.9K

-70.35%

Three-Course Dinner for Two, Mid-Range

$10.90 ₹1,045

$36.31 Rp 643.0K

-69.98%

Fast Food Meal (McDonalds, etc)

$3.58 ₹343

$5.71 Rp 101.0K

-37.30%

Cappuccino

$0.89 ₹85.8

$2.67 Rp 47.3K

-66.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₹42.38

$1.75 Rp 31.0K

-74.86%

Water (0.33 liter bottle)

$0.17 ₹16.26

$0.87 Rp 15.4K

-80.46%

Local Beer (0.5 liter draught)

$1.85 ₹177

$2.95 Rp 52.3K

-37.29%

Imported Beer (0.33 liter bottle)

$2.08 ₹199

$4.52 Rp 80.0K

-53.98%

Milk (1 liter)

$0.52 ₹50.3

$1.62 Rp 28.7K

-67.90%

White Bread (500g)

$0.45 ₹43.07

$2.33 Rp 41.3K

-80.69%

Rice (white) (1kg)

$0.82 ₹79.1

$1.11 Rp 19.6K

-26.13%

Eggs

$0.81 ₹77.8

$2.20 Rp 39.0K

-63.18%

Local Cheese (1kg)

$5.55 ₹533

$17.69 Rp 313.3K

-68.63%

Chicken Fillets (1kg)

$3.24 ₹311

$4.10 Rp 72.5K

-20.98%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$1.74 ₹167

$3.71 Rp 65.6K

-53.10%

Banana (1kg)

$0.48 ₹46.45

$1.59 Rp 28.1K

-69.81%

Oranges (1kg)

$0.86 ₹82.9

$2.28 Rp 40.4K

-62.28%

Tomato (1kg)

$0.32 ₹30.97

$1.95 Rp 34.6K

-83.59%

Potato (1kg)

$0.36 ₹34.91

$1.91 Rp 33.7K

-81.15%

Onion (1kg)

$0.44 ₹41.75

$2.33 Rp 41.3K

-81.12%

Lettuce (1 head)

$0.27 ₹26.04

$1.01 Rp 17.8K

-73.27%

Water (1.5 liter bottle)

$0.29 ₹27.97

$0.55 Rp 9,773

-47.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.39 ₹230

$2.23 Rp 39.5K

7.17%

Wine (Bottle)

$4.33 ₹415

$23.07 Rp 408.6K

-81.23%

Local Beer (0.5 liter bottle)

$1.81 ₹174

$2.42 Rp 42.8K

-25.21%

Imported Beer (0.33 liter bottle)

$2.38 ₹229

$3.00 Rp 53.1K

-20.67%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.63 ₹444

One-way Ticket (Public Transport)

$0.27 ₹26.08

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$10.63 ₹1,020

$8.98 Rp 159.1K

18.37%

Taxi Start (Normal Tariff)

$0.53 ₹51.2

$0.48 Rp 8,566

10.42%

Taxi (Normal Tariff) (1km)

$0.32 ₹31.09

$0.43 Rp 7,679

-25.58%

Taxi 1hour Waiting (Normal Tariff)

$2.11 ₹202

$5.64 Rp 99.9K

-62.59%

Gasoline (1 liter)

$0.96 ₹92.1

$0.80 Rp 14.2K

20.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$6,381 ₹612.2K

$24.9K Rp 441.7M

-74.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$12.4K ₹1.2M

$31.7K Rp 561.5M

-60.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$18.08 ₹1,734

$81.5 Rp 1.4M

-77.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.57 ₹343

$6.49 Rp 115.0K

-44.99%

Internet (50+ Mbps, Unlimited Data)

$3.15 ₹302

$18.77 Rp 332.4K

-83.22%

Gym Membership (Monthly)

$12.86 ₹1,233

$56.9 Rp 1.0M

-77.39%

Tennis Court (1 Hour on Weekend)

$5.32 ₹510

$18.73 Rp 331.7K

-71.60%

Cinema Ticket

$2.62 ₹251

$4.54 Rp 80.4K

-42.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$43.12 ₹4,137

$481 Rp 8.5M

-91.03%

International Primary School, 1 Child (Yearly)

$1,170 ₹112.2K

$5,711 Rp 101.1M

-79.52%

Jeans (Levis 501 Or Similar)

$18.54 ₹1,779

$45.52 Rp 806.0K

-59.27%

Summer Dress (H&M, Zara, etc)

$18.60 ₹1,784

$35.88 Rp 635.4K

-48.16%

Sport Shoes (Adidas, Nike)

$51.5 ₹4,937

$80.4 Rp 1.4M

-35.99%

Men's Leather Business Shoes

$20.46 ₹1,963

$78.7 Rp 1.4M

-73.99%

1-bedroom Apartment, City Center (Monthly)

$74.4 ₹7,142

$1,115 Rp 19.7M

-93.32%

1-bedroom Apartment, Outside City Center (Monthly)

$51.8 ₹4,966

$698 Rp 12.4M

-92.58%

3-bedroom Apartment, City Center (Monthly)

$225 ₹21.6K

$3,637 Rp 64.4M

-93.81%

3-bedroom Apartment, Outside City Center (Monthly)

$202 ₹19.4K

$1,737 Rp 30.8M

-88.37%

Buy Apartment in City Center (m2)

$367 ₹35.2K

$2,784 Rp 49.3M

-86.81%

Buy Apartment Outside City Center (m2)

$228 ₹21.9K

$2,290 Rp 40.5M

-90.03%

Average Monthly Net Salary (After Tax)

$527 ₹50.6K

$168 Rp 3.0M

213.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.9

13.78

-42.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karnataka: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $74.4 in Karnataka versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 214% higher in Karnataka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $11.00 in Karnataka versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $95.0 vs $295 – making Karnataka the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karnataka vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 367% more than Karnataka, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $440 per month in Karnataka and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karnataka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 18% less in Karnataka. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $43.12 per month in Karnataka and $481 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Karnataka, where all-in costs run around $293, than in Ubud, Bali at $1,368. In Karnataka it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Karnataka costs $293 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karnataka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.