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Cost of Living Comparison Between Karnal and Panvel Cost of Living Comparison Between Karnal and Panvel

🙂 Solo nomad: Karnal is 22% cheaper than Panvel without rent, and 5.7% cheaper with rent.
😐 Family of 3: Karnal is 15.6% more expensive than Panvel without rent, and 7.4% cheaper with rent.
Currency
🍽 Eating Out
Karnal
Panvel
Difference
Meal at Budget Restaurant
$2.01 ₹180
$2.89 ₹258
-30.45%
Three-Course Dinner for Two, Mid-Range
$10.27 ₹920
$17.5 ₹1,568
-41.31%
Fast Food Meal (McDonalds, etc)
$2.97 ₹266
$4.55 ₹408
-34.73%
Cappuccino
$2.23 ₹200
$2.02 ₹181
10.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.4 ₹35.97
$0.4 ₹36.09
-
Water (0.33 liter bottle)
$0.14 ₹12.34
$0.16 ₹14.67
-12.50%
Local Beer (0.5 liter draught)
$1.79 ₹160
$2.35 ₹211
-23.83%
Imported Beer (0.33 liter bottle)
$2.67 ₹239
$3.41 ₹306
-21.70%
🛒 Groceries & Markets
Karnal
Panvel
Difference
Milk (1 liter)
$0.75 ₹67.3
$0.69 ₹61.5
8.70%
White Bread (500g)
$0.5 ₹44.71
$0.47 ₹41.77
6.38%
Rice (white) (1kg)
$0.88 ₹78.4
$0.66 ₹58.8
33.33%
Eggs
$1.14 ₹102
$0.9 ₹80.9
26.67%
Local Cheese (1kg)
$6.07 ₹544
$7.03 ₹629
-13.66%
Chicken Fillets (1kg)
$3.45 ₹309
$4.16 ₹372
-17.07%
Apples (1kg)
$2.14 ₹192
$1.96 ₹176
9.18%
Banana (1kg)
$0.84 ₹75.2
$0.68 ₹61
23.53%
Oranges (1kg)
$1.01 ₹90.2
$1.1 ₹98.9
-8.18%
Tomato (1kg)
$0.49 ₹44.09
$0.62 ₹55.3
-20.97%
Potato (1kg)
$0.26 ₹23.5
$0.5 ₹45.11
-48.00%
Onion (1kg)
$0.3 ₹26.66
$0.5 ₹44.72
-40.00%
Lettuce (1 head)
$0.73 ₹65.5
$0.42 ₹37.22
73.81%
Water (1.5 liter bottle)
$0.31 ₹28.13
$0.34 ₹30.34
-8.82%
Cigarettes 20 Pack (Marlboro, Camel)
$4.43 ₹396
$4.02 ₹360
10.20%
Wine (Bottle)
$7.43 ₹665
$8.35 ₹748
-11.02%
Local Beer (0.5 liter bottle)
$1.55 ₹138
$2.01 ₹180
-22.89%
Imported Beer (0.33 liter bottle)
$2.35 ₹210
$2.98 ₹267
-21.14%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.93 ₹621
$6.58 ₹589
5.32%
🚌 Getting Around
Karnal
Panvel
Difference
One-way Ticket (Public Transport)
$0.28 ₹24.95
$0.3 ₹27.06
-6.67%
Public Transport Monthly Pass (Regular Price)
$8.74 ₹783
$8.55 ₹766
2.22%
Taxi Start (Normal Tariff)
$0.36 ₹32.26
$0.45 ₹40.13
-20.00%
Taxi (Normal Tariff) (1km)
$0.09 ₹8.48
-
-
Taxi 1hour Waiting (Normal Tariff)
$2.4 ₹215
$1.37 ₹123
75.18%
Gasoline (1 liter)
$1.14 ₹102
$1.23 ₹111
-7.32%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$9,242 ₹827.8K
$14.9K ₹1.3M
-38.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.9K ₹2.5M
$22.5K ₹2M
23.60%
🧾 Monthly Utilities & Internet
Karnal
Panvel
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$34.9 ₹3,126
$27.98 ₹2,506
24.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 ₹365
$3.71 ₹332
9.70%
Internet (50+ Mbps, Unlimited Data)
$5.89 ₹528
$9.42 ₹844
-37.47%
🎉 Sport & Entertainment
Karnal
Panvel
Difference
Gym Membership (Monthly)
$16.21 ₹1,452
$14.13 ₹1,265
14.72%
Tennis Court (1 Hour on Weekend)
$7.19 ₹644
$7.09 ₹635
1.41%
Cinema Ticket
$2.95 ₹264
$4.77 ₹427
-38.16%
🧸 Childcare & Education
Karnal
Panvel
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$89.7 ₹8,039
$94 ₹8,420
-4.53%
International Primary School, 1 Child (Yearly)
$1,688 ₹151.2K
$1,409 ₹126.2K
19.81%
👕👟 Clothing & Footwear
Karnal
Panvel
Difference
Jeans (Levis 501 Or Similar)
$26.48 ₹2,372
$22.57 ₹2,022
17.32%
Summer Dress (H&M, Zara, etc)
$27.34 ₹2,449
$18.66 ₹1,672
46.52%
Sport Shoes (Adidas, Nike)
$57.5 ₹5,146
$50.7 ₹4,541
13.31%
Men's Leather Business Shoes
$35.3 ₹3,162
$33.32 ₹2,985
5.94%
🏠 Accommodation & Living
Karnal
Panvel
Difference
1-bedroom Apartment, City Center (Monthly)
$125 ₹11.2K
$123 ₹11K
2.18%
1-bedroom Apartment, Outside City Center (Monthly)
$76.5 ₹6,850
$77.5 ₹6,946
-1.38%
3-bedroom Apartment, City Center (Monthly)
$272 ₹24.4K
$269 ₹24.1K
1.13%
3-bedroom Apartment, Outside City Center (Monthly)
$179 ₹16K
$183 ₹16.4K
-2.28%
Buy Apartment in City Center (m2)
$992 ₹88.9K
$1,134 ₹101.6K
-12.51%
Buy Apartment Outside City Center (m2)
$587 ₹52.6K
$787 ₹70.5K
-25.48%
💵 Salaries & Financials
Karnal
Panvel
Difference
Average Monthly Net Salary (After Tax)
$479 ₹42.9K
$478 ₹42.9K
0.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.88
9.14
-2.84%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karnal: November 30, 2025

Last update for Panvel: December 2, 2025

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