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Cost of Living Comparison Between Karnal and Panvel Cost of Living Comparison Between Karnal and Panvel

😐 Solo nomad: Karnal is 14.8% more expensive than Panvel without rent, and 2.5% cheaper with rent.
🙂 Family of 3: Karnal is 3.3% cheaper than Panvel without rent, and 5.5% cheaper with rent.
Currency
🍽 Eating Out
Karnal
Panvel
Difference
Meal at Budget Restaurant
$2.06 ₹187
$2.86 ₹259
-27.97%
Three-Course Dinner for Two, Mid-Range
$10.61 ₹963
$17.73 ₹1,609
-40.16%
Fast Food Meal (McDonalds, etc)
$2.83 ₹257
$4.59 ₹416
-38.34%
Cappuccino
$2.23 ₹202
$2.03 ₹184
9.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.44 ₹40.00
$0.44 ₹39.60
-
Water (0.33 liter bottle)
$0.11 ₹10.08
$0.18 ₹15.93
-38.89%
Local Beer (0.5 liter draught)
$1.77 ₹160
$2.37 ₹215
-25.32%
Imported Beer (0.33 liter bottle)
$2.69 ₹244
$3.45 ₹313
-22.03%
🛒 Groceries & Markets
Karnal
Panvel
Difference
Milk (1 liter)
$0.75 ₹68.4
$0.73 ₹66.2
2.74%
White Bread (500g)
$0.51 ₹46.20
$0.48 ₹43.38
6.25%
Rice (white) (1kg)
$0.88 ₹80.2
$0.66 ₹59.5
33.33%
Eggs
$1.13 ₹103
$0.95 ₹85.9
18.95%
Local Cheese (1kg)
$6.16 ₹559
$6.94 ₹630
-11.24%
Chicken Fillets (1kg)
$3.56 ₹323
$4.01 ₹364
-11.22%
Apples (1kg)
$2.16 ₹196
$1.92 ₹175
12.50%
Banana (1kg)
$0.83 ₹75.0
$0.73 ₹66.5
13.70%
Oranges (1kg)
$1.04 ₹94.8
$1.11 ₹101
-6.31%
Tomato (1kg)
$0.45 ₹41.08
$0.62 ₹56.4
-27.42%
Potato (1kg)
$0.26 ₹23.73
$0.50 ₹45.07
-48.00%
Onion (1kg)
$0.30 ₹27.16
$0.50 ₹45.46
-40.00%
Lettuce (1 head)
$0.67 ₹60.8
$0.44 ₹40.04
52.27%
Water (1.5 liter bottle)
$0.29 ₹26.28
$0.36 ₹32.92
-19.44%
Cigarettes 20 Pack (Marlboro, Camel)
$4.58 ₹415
$4.00 ₹363
14.50%
Wine (Bottle)
$13.07 ₹1,186
$7.90 ₹717
65.44%
Local Beer (0.5 liter bottle)
$1.48 ₹134
$2.00 ₹182
-26.00%
Imported Beer (0.33 liter bottle)
$2.35 ₹214
$3.06 ₹278
-23.20%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.85 ₹622
$6.57 ₹596
4.26%
🚌 Getting Around
Karnal
Panvel
Difference
One-way Ticket (Public Transport)
$0.30 ₹27.42
$0.30 ₹27.60
-
Public Transport Monthly Pass (Regular Price)
$8.62 ₹782
$8.88 ₹806
-2.93%
Taxi Start (Normal Tariff)
$0.37 ₹33.26
$0.48 ₹43.67
-22.92%
Taxi (Normal Tariff) (1km)
$0.12 ₹11.19
-
-
Taxi 1hour Waiting (Normal Tariff)
$2.37 ₹215
$1.36 ₹124
74.26%
Gasoline (1 liter)
$1.11 ₹100
$1.26 ₹114
-11.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$9,344 ₹848.0K
$15.0K ₹1.4M
-37.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K ₹2.5M
$22.5K ₹2.0M
23.26%
🧾 Monthly Utilities & Internet
Karnal
Panvel
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$35.01 ₹3,177
$27.14 ₹2,463
29.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 ₹372
$3.74 ₹339
9.36%
Internet (50+ Mbps, Unlimited Data)
$5.96 ₹541
$9.29 ₹843
-35.84%
🎉 Sport & Entertainment
Karnal
Panvel
Difference
Gym Membership (Monthly)
$15.85 ₹1,438
$14.13 ₹1,282
12.17%
Tennis Court (1 Hour on Weekend)
$6.98 ₹633
$6.88 ₹625
1.45%
Cinema Ticket
$2.87 ₹261
$4.68 ₹424
-38.68%
🧸 Childcare & Education
Karnal
Panvel
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$89.8 ₹8,152
$93.3 ₹8,469
-3.75%
International Primary School, 1 Child (Yearly)
$1,675 ₹152.0K
$1,403 ₹127.3K
19.43%
👕👟 Clothing & Footwear
Karnal
Panvel
Difference
Jeans (Levis 501 Or Similar)
$26.71 ₹2,424
$22.14 ₹2,009
20.64%
Summer Dress (H&M, Zara, etc)
$27.16 ₹2,465
$18.94 ₹1,719
43.40%
Sport Shoes (Adidas, Nike)
$57.0 ₹5,171
$49.21 ₹4,466
15.79%
Men's Leather Business Shoes
$35.34 ₹3,207
$33.36 ₹3,027
5.94%
🏠 Accommodation & Living
Karnal
Panvel
Difference
1-bedroom Apartment, City Center (Monthly)
$123 ₹11.1K
$125 ₹11.3K
-1.61%
1-bedroom Apartment, Outside City Center (Monthly)
$75.4 ₹6,840
$76.6 ₹6,955
-1.66%
3-bedroom Apartment, City Center (Monthly)
$278 ₹25.2K
$270 ₹24.5K
2.69%
3-bedroom Apartment, Outside City Center (Monthly)
$177 ₹16.0K
$178 ₹16.2K
-0.85%
Buy Apartment in City Center (m2)
$1,024 ₹92.9K
$1,091 ₹99.0K
-6.12%
Buy Apartment Outside City Center (m2)
$555 ₹50.3K
$771 ₹70.0K
-28.07%
💵 Salaries & Financials
Karnal
Panvel
Difference
Average Monthly Net Salary (After Tax)
$478 ₹43.4K
$467 ₹42.4K
2.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.88
9.14
-2.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karnal: January 13, 2026

Last update for Panvel: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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