Cost of Living Comparison Between Karlovac and Zagreb Cost of Living Comparison Between Karlovac and Zagreb

🙂 Solo nomad: Karlovac is 23.1% cheaper than Zagreb without rent, and 25.4% cheaper with rent.
🙂 Family of 3: Karlovac is 9.7% cheaper than Zagreb without rent, and 28.7% cheaper with rent.
Currency
🍽 Eating Out
Karlovac
Zagreb
Difference
Meal at Budget Restaurant
$12.53 €10.82
$11.36 €9.81
10.30%
Three-Course Dinner for Two, Mid-Range
$46.33 €40
$70.1 €60.5
-33.92%
Fast Food Meal (McDonalds, etc)
$7.89 €6.82
$9.15 €7.9
-13.77%
Cappuccino
$1.94 €1.67
$2.52 €2.18
-23.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.49 €2.15
$3.09 €2.67
-19.42%
Water (0.33 liter bottle)
$1.41 €1.21
$2.37 €2.04
-40.51%
Local Beer (0.5 liter draught)
$2.24 €1.94
$3.78 €3.26
-40.74%
Imported Beer (0.33 liter bottle)
$2.29 €1.98
$4.57 €3.95
-49.89%
🛒 Groceries & Markets
Karlovac
Zagreb
Difference
Milk (1 liter)
$1.14 €0.98
$1.33 €1.15
-14.29%
White Bread (500g)
$1.18 €1.01
$1.88 €1.63
-37.23%
Rice (white) (1kg)
$1.87 €1.62
$2.64 €2.28
-29.17%
Eggs
$3.5 €3.03
$3.61 €3.12
-3.05%
Local Cheese (1kg)
$9.95 €8.59
$10.86 €9.38
-8.38%
Chicken Fillets (1kg)
$11.49 €9.92
$9.88 €8.53
16.30%
Beef Round Steak (1kg)
$13.74 €11.86
$12.59 €10.87
9.13%
Apples (1kg)
$1.71 €1.48
$1.89 €1.63
-9.52%
Banana (1kg)
$1.98 €1.71
$1.73 €1.49
14.45%
Oranges (1kg)
$1.78 €1.54
$2.03 €1.76
-12.32%
Tomato (1kg)
$2.07 €1.78
$3.11 €2.68
-33.44%
Potato (1kg)
$1.63 €1.41
$1.38 €1.19
18.12%
Onion (1kg)
$1.07 €0.92
$1.46 €1.26
-26.71%
Lettuce (1 head)
$1.72 €1.49
$1.27 €1.1
35.43%
Water (1.5 liter bottle)
$1.05 €0.91
$1.33 €1.14
-21.05%
Cigarettes 20 Pack (Marlboro, Camel)
$5.45 €4.7
$5.81 €5.01
-6.20%
Wine (Bottle)
$6.55 €5.65
$8.04 €6.94
-18.53%
Local Beer (0.5 liter bottle)
$1.76 €1.52
$1.83 €1.58
-3.83%
Imported Beer (0.33 liter bottle)
$2.54 €2.19
$2.29 €1.98
10.92%
🚌 Getting Around
Karlovac
Zagreb
Difference
One-way Ticket (Public Transport)
$1.77 €1.53
$0.58 €0.5
205.17%
Public Transport Monthly Pass (Regular Price)
$42.72 €36.88
$57.8 €49.86
-26.03%
Taxi Start (Normal Tariff)
$3.14 €2.71
$2.27 €1.96
38.33%
Taxi (Normal Tariff) (1km)
$1.32 €1.14
$1.06 €0.91
24.53%
Taxi 1hour Waiting (Normal Tariff)
$8.96 €7.74
$10.1 €8.72
-11.29%
Gasoline (1 liter)
$1.71 €1.47
$1.71 €1.47
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5K €31.5K
$34.4K €29.7K
6.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K €22.5K
$26K €22.4K
0.42%
🧾 Monthly Utilities & Internet
Karlovac
Zagreb
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 €161
$207 €178
-9.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.32 €20.14
$20.07 €17.33
16.19%
Internet (50+ Mbps, Unlimited Data)
$32.16 €27.77
$33.01 €28.5
-2.57%
🎉 Sport & Entertainment
Karlovac
Zagreb
Difference
Gym Membership (Monthly)
$35.02 €30.23
$48.98 €42.29
-28.50%
Tennis Court (1 Hour on Weekend)
$14.97 €12.93
$13.95 €12.04
7.31%
Cinema Ticket
$6.51 €5.62
$8.95 €7.72
-27.26%
🧸 Childcare & Education
Karlovac
Zagreb
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$241 €208
$513 €443
-53.13%
International Primary School, 1 Child (Yearly)
$1,390 €1,200
$13.4K €11.5K
-89.60%
👕👟 Clothing & Footwear
Karlovac
Zagreb
Difference
Jeans (Levis 501 Or Similar)
$103 €89.1
$99.1 €85.6
4.15%
Summer Dress (H&M, Zara, etc)
$35.13 €30.34
$39.21 €33.86
-10.41%
Sport Shoes (Adidas, Nike)
$70.8 €61.1
$98.6 €85.1
-28.17%
Men's Leather Business Shoes
$76 €65.6
$116 €99.9
-34.31%
🏠 Accommodation & Living
Karlovac
Zagreb
Difference
1-bedroom Apartment, City Center (Monthly)
$421 €364
$867 €748
-51.37%
1-bedroom Apartment, Outside City Center (Monthly)
$330 €285
$671 €579
-50.86%
3-bedroom Apartment, City Center (Monthly)
$643 €555
$1,484 €1,281
-56.65%
3-bedroom Apartment, Outside City Center (Monthly)
$476 €411
$1,048 €905
-54.59%
Buy Apartment in City Center (m2)
$2,779 €2,399
$5,613 €4,846
-50.49%
Buy Apartment Outside City Center (m2)
$2,294 €1,981
$3,596 €3,105
-36.20%
💵 Salaries & Financials
Karlovac
Zagreb
Difference
Average Monthly Net Salary (After Tax)
$1,250 €1,079
$1,902 €1,642
-34.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
3.72
20.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovac: October 26, 2025

Last update for Zagreb: October 28, 2025

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