Cost of Living Comparison Between Karlovac and Ubud, Bali Cost of Living Comparison Between Karlovac and Ubud, Bali

😐 Solo nomad: Karlovac is 72.4% more expensive than Ubud, Bali without rent, and 68.2% more expensive with rent.

😐 Family of 3: Karlovac is 51.4% more expensive than Ubud, Bali without rent, and 60.5% more expensive with rent.

Meal at Budget Restaurant

$12.56 €10.82

$2.85 Rp 47.5K

340.70%

Three-Course Dinner for Two, Mid-Range

$46.17 €39.77

$12.26 Rp 204.3K

276.59%

Fast Food Meal (McDonalds, etc)

$7.91 €6.81

$3.28 Rp 54.6K

141.16%

Cappuccino

$1.96 €1.69

$2.3 Rp 38.3K

-14.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 €2.1

$1.11 Rp 18.5K

119.82%

Water (0.33 liter bottle)

$1.36 €1.17

$0.26 Rp 4,324

423.08%

Local Beer (0.5 liter draught)

$2.34 €2.02

$2.4 Rp 40K

-2.50%

Imported Beer (0.33 liter bottle)

$2.34 €2.02

$3.15 Rp 52.5K

-25.71%

Milk (1 liter)

$1.13 €0.97

$1.49 Rp 24.9K

-24.16%

White Bread (500g)

$1.14 €0.98

$1.65 Rp 27.5K

-30.91%

Rice (white) (1kg)

$1.9 €1.64

$1.13 Rp 18.9K

68.14%

Eggs

$3.39 €2.92

$2.33 Rp 38.9K

45.49%

Local Cheese (1kg)

$10.07 €8.67

$13.7 Rp 228.3K

-26.50%

Chicken Fillets (1kg)

$11.49 €9.9

$3.97 Rp 66.2K

189.42%

Beef Round Steak (1kg)

$13.71 €11.81

$11.22 Rp 187K

22.19%

Apples (1kg)

$1.78 €1.53

$3.48 Rp 57.9K

-48.85%

Banana (1kg)

$1.99 €1.72

$1.5 Rp 25K

32.67%

Oranges (1kg)

$1.78 €1.53

$2.68 Rp 44.6K

-33.58%

Tomato (1kg)

$2 €1.73

$1.35 Rp 22.5K

48.15%

Potato (1kg)

$1.65 €1.42

$1.57 Rp 26.2K

5.10%

Onion (1kg)

$1.03 €0.89

$2.1 Rp 34.9K

-50.95%

Lettuce (1 head)

$1.72 €1.48

$1.03 Rp 17.1K

66.99%

Water (1.5 liter bottle)

$1.07 €0.92

$0.57 Rp 9,488

87.72%

Cigarettes 20 Pack (Marlboro, Camel)

$5.51 €4.75

$2.31 Rp 38.5K

138.53%

Wine (Bottle)

$6.44 €5.55

$15.21 Rp 253.5K

-57.66%

Local Beer (0.5 liter bottle)

$1.77 €1.52

$2.49 Rp 41.5K

-28.92%

Imported Beer (0.33 liter bottle)

$2.54 €2.19

$2.66 Rp 44.3K

-4.51%

One-way Ticket (Public Transport)

$1.74 €1.5

$0.29 Rp 4,911

500.00%

Public Transport Monthly Pass (Regular Price)

$43.25 €37.25

$10.03 Rp 167.1K

331.21%

Taxi Start (Normal Tariff)

$3.04 €2.62

$0.45 Rp 7,480

575.56%

Taxi (Normal Tariff) (1km)

$1.36 €1.18

$0.34 Rp 5,748

300.00%

Taxi 1hour Waiting (Normal Tariff)

$9.17 €7.9

$5.97 Rp 99.4K

53.60%

Gasoline (1 liter)

$1.73 €1.49

$0.75 Rp 12.4K

130.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K €32.3K

$25.8K Rp 430.2M

45.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K €22.8K

$31.7K Rp 528.9M

-16.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 €161

$64.6 Rp 1.1M

188.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.67 €20.39

$4.14 Rp 69K

471.74%

Internet (50+ Mbps, Unlimited Data)

$33.19 €28.58

$23.99 Rp 399.7K

38.35%

Gym Membership (Monthly)

$34.23 €29.48

$23.29 Rp 388.1K

46.97%

Tennis Court (1 Hour on Weekend)

$14.69 €12.66

$6.19 Rp 103.1K

137.32%

Cinema Ticket

$6.21 €5.35

$3.45 Rp 57.5K

80.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 €207

$91.9 Rp 1.5M

161.61%

International Primary School, 1 Child (Yearly)

$1,364 €1,175

$5,912 Rp 98.5M

-76.93%

Jeans (Levis 501 Or Similar)

$105 €90.3

$51.5 Rp 857.6K

103.73%

Summer Dress (H&M, Zara, etc)

$35.15 €30.28

$24.45 Rp 407.3K

43.76%

Sport Shoes (Adidas, Nike)

$70.8 €61

$84.4 Rp 1.4M

-16.09%

Men's Leather Business Shoes

$74.2 €63.9

$74.3 Rp 1.2M

-0.17%

1-bedroom Apartment, City Center (Monthly)

$432 €372

$261 Rp 4.4M

65.20%

1-bedroom Apartment, Outside City Center (Monthly)

$334 €287

$160 Rp 2.7M

109.06%

3-bedroom Apartment, City Center (Monthly)

$629 €542

$585 Rp 9.7M

7.60%

3-bedroom Apartment, Outside City Center (Monthly)

$479 €413

$328 Rp 5.5M

45.91%

Buy Apartment in City Center (m2)

$2,725 €2,347

$985 Rp 16.4M

176.61%

Buy Apartment Outside City Center (m2)

$2,273 €1,957

$847 Rp 14.1M

168.34%

Average Monthly Net Salary (After Tax)

$1,265 €1,090

$178 Rp 3M

610.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

13.28

-66.34%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovac: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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