Cost of Living Comparison Between Karlovac and Chiang Mai Cost of Living Comparison Between Karlovac and Chiang Mai

😐 Solo nomad: Karlovac is 14.7% more expensive than Chiang Mai without rent, and 44.1% more expensive with rent.
😐 Family of 3: Karlovac is 47.8% more expensive than Chiang Mai without rent, and 32.2% more expensive with rent.
Currency
🍽 Eating Out
Karlovac
Chiang Mai
Difference
Meal at Budget Restaurant
$12.53 €10.82
$2.02 ฿65.3
520.30%
Three-Course Dinner for Two, Mid-Range
$46.33 €40
$18.78 ฿608
146.70%
Fast Food Meal (McDonalds, etc)
$7.89 €6.82
$7.67 ฿248
2.87%
Cappuccino
$1.94 €1.67
$1.98 ฿64.2
-2.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.49 €2.15
$0.82 ฿26.64
203.66%
Water (0.33 liter bottle)
$1.41 €1.21
$0.33 ฿10.58
327.27%
Local Beer (0.5 liter draught)
$2.24 €1.94
$2.12 ฿68.6
5.66%
Imported Beer (0.33 liter bottle)
$2.29 €1.98
$3.73 ฿121
-38.61%
🛒 Groceries & Markets
Karlovac
Chiang Mai
Difference
Milk (1 liter)
$1.14 €0.98
$1.64 ฿53.2
-30.49%
White Bread (500g)
$1.18 €1.01
$1.57 ฿50.9
-24.84%
Rice (white) (1kg)
$1.87 €1.62
$1.19 ฿38.62
57.14%
Eggs
$3.5 €3.03
$1.98 ฿64.1
76.77%
Local Cheese (1kg)
$9.95 €8.59
$15.99 ฿517
-37.77%
Chicken Fillets (1kg)
$11.49 €9.92
$3.12 ฿101
268.27%
Beef Round Steak (1kg)
$13.74 €11.86
$11.16 ฿361
23.12%
Apples (1kg)
$1.71 €1.48
$2.76 ฿89.2
-38.04%
Banana (1kg)
$1.98 €1.71
$1.22 ฿39.5
62.30%
Oranges (1kg)
$1.78 €1.54
$1.71 ฿55.4
4.09%
Tomato (1kg)
$2.07 €1.78
$1.55 ฿50.2
33.55%
Potato (1kg)
$1.63 €1.41
$1.34 ฿43.21
21.64%
Onion (1kg)
$1.07 €0.92
$1.21 ฿39.23
-11.57%
Lettuce (1 head)
$1.72 €1.49
$0.72 ฿23.2
138.89%
Water (1.5 liter bottle)
$1.05 €0.91
$0.53 ฿17.05
98.11%
Cigarettes 20 Pack (Marlboro, Camel)
$5.45 €4.7
$4.72 ฿153
15.47%
Wine (Bottle)
$6.55 €5.65
$18.39 ฿595
-64.38%
Local Beer (0.5 liter bottle)
$1.76 €1.52
$1.79 ฿57.9
-1.68%
Imported Beer (0.33 liter bottle)
$2.54 €2.19
$3.21 ฿104
-20.87%
🚌 Getting Around
Karlovac
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.77 €1.53
$0.94 ฿30.44
88.30%
Public Transport Monthly Pass (Regular Price)
$42.72 €36.88
$18.9 ฿612
126.03%
Taxi Start (Normal Tariff)
$3.14 €2.71
$1.42 ฿46.08
121.13%
Taxi (Normal Tariff) (1km)
$1.32 €1.14
$1.35 ฿43.53
-2.22%
Taxi 1hour Waiting (Normal Tariff)
$8.96 €7.74
$7.85 ฿254
14.14%
Gasoline (1 liter)
$1.71 €1.47
$1.25 ฿40.4
36.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5K €31.5K
$21.2K ฿684.9K
72.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K €22.5K
$21.8K ฿706.8K
19.54%
🧾 Monthly Utilities & Internet
Karlovac
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 €161
$70.6 ฿2,285
164.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.32 €20.14
$13.72 ฿444
69.97%
Internet (50+ Mbps, Unlimited Data)
$32.16 €27.77
$17.56 ฿568
83.14%
🎉 Sport & Entertainment
Karlovac
Chiang Mai
Difference
Gym Membership (Monthly)
$35.02 €30.23
$41.64 ฿1,347
-15.90%
Tennis Court (1 Hour on Weekend)
$14.97 €12.93
$6.9 ฿223
116.96%
Cinema Ticket
$6.51 €5.62
$5.8 ฿188
12.24%
🧸 Childcare & Education
Karlovac
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$241 €208
$308 ฿9,963
-21.83%
International Primary School, 1 Child (Yearly)
$1,390 €1,200
$14.7K ฿475.8K
-90.55%
👕👟 Clothing & Footwear
Karlovac
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$103 €89.1
$55.4 ฿1,793
86.32%
Summer Dress (H&M, Zara, etc)
$35.13 €30.34
$26.4 ฿854
33.07%
Sport Shoes (Adidas, Nike)
$70.8 €61.1
$85.1 ฿2,755
-16.81%
Men's Leather Business Shoes
$76 €65.6
$71.8 ฿2,323
5.82%
🏠 Accommodation & Living
Karlovac
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$421 €364
$434 ฿14K
-2.93%
1-bedroom Apartment, Outside City Center (Monthly)
$330 €285
$235 ฿7,610
40.18%
3-bedroom Apartment, City Center (Monthly)
$643 €555
$821 ฿26.6K
-21.65%
3-bedroom Apartment, Outside City Center (Monthly)
$476 €411
$498 ฿16.1K
-4.49%
Buy Apartment in City Center (m2)
$2,779 €2,399
$2,180 ฿70.6K
27.47%
Buy Apartment Outside City Center (m2)
$2,294 €1,981
$1,543 ฿49.9K
48.70%
💵 Salaries & Financials
Karlovac
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,250 €1,079
$703 ฿22.8K
77.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
5
-10.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovac: October 26, 2025

Last update for Chiang Mai: October 29, 2025

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