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Cost of Living Comparison Between Karlovac and Chiang Mai Cost of Living Comparison Between Karlovac and Chiang Mai

😐 Solo nomad: Karlovac is 15.8% more expensive than Chiang Mai without rent, and 46.5% more expensive with rent.
😐 Family of 3: Karlovac is 31.2% more expensive than Chiang Mai without rent, and 34.7% more expensive with rent.
Currency
🍽 Eating Out
Karlovac
Chiang Mai
Difference
Meal at Budget Restaurant
$12.97 €11.18
$1.97 ฿62.0
558.38%
Three-Course Dinner for Two, Mid-Range
$46.64 €40.20
$18.68 ฿587
149.68%
Fast Food Meal (McDonalds, etc)
$7.87 €6.79
$7.92 ฿249
-0.63%
Cappuccino
$1.99 €1.72
$2.02 ฿63.7
-1.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.47 €2.13
$0.84 ฿26.45
194.05%
Water (0.33 liter bottle)
$1.35 €1.17
$0.35 ฿11.07
285.71%
Local Beer (0.5 liter draught)
$2.27 €1.96
$2.22 ฿69.9
2.25%
Imported Beer (0.33 liter bottle)
$2.28 €1.96
$3.59 ฿113
-36.49%
🛒 Groceries & Markets
Karlovac
Chiang Mai
Difference
Milk (1 liter)
$1.19 €1.03
$1.67 ฿52.4
-28.74%
White Bread (500g)
$1.19 €1.02
$1.62 ฿51.1
-26.54%
Rice (white) (1kg)
$1.89 €1.63
$1.20 ฿37.83
57.50%
Eggs
$3.53 €3.04
$1.93 ฿60.8
82.90%
Local Cheese (1kg)
$10.03 €8.64
$16.00 ฿503
-37.31%
Chicken Fillets (1kg)
$11.48 €9.90
$3.16 ฿99.2
263.29%
Beef Round Steak (1kg)
$13.68 €11.79
$10.93 ฿344
25.16%
Apples (1kg)
$1.69 €1.46
$2.67 ฿83.8
-36.70%
Banana (1kg)
$1.99 €1.71
$1.18 ฿36.99
68.64%
Oranges (1kg)
$1.72 €1.49
$1.64 ฿51.5
4.88%
Tomato (1kg)
$2.00 €1.73
$1.59 ฿49.83
25.79%
Potato (1kg)
$1.64 €1.41
$1.32 ฿41.64
24.24%
Onion (1kg)
$1.07 €0.92
$1.19 ฿37.49
-10.08%
Lettuce (1 head)
$1.77 €1.52
$0.71 ฿22.20
149.30%
Water (1.5 liter bottle)
$1.06 €0.92
$0.56 ฿17.75
89.29%
Cigarettes 20 Pack (Marlboro, Camel)
$5.59 €4.82
$4.64 ฿146
20.47%
Wine (Bottle)
$6.86 €5.91
$18.96 ฿596
-63.82%
Local Beer (0.5 liter bottle)
$1.78 €1.54
$1.77 ฿55.7
0.56%
Imported Beer (0.33 liter bottle)
$2.62 €2.26
$3.20 ฿101
-18.13%
🚌 Getting Around
Karlovac
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.84 €1.59
$0.90 ฿28.32
104.44%
Public Transport Monthly Pass (Regular Price)
$42.36 €36.51
$19.24 ฿605
120.17%
Taxi Start (Normal Tariff)
$3.08 €2.66
$1.36 ฿42.78
126.47%
Taxi (Normal Tariff) (1km)
$1.32 €1.14
$1.35 ฿42.37
-2.22%
Taxi 1hour Waiting (Normal Tariff)
$9.08 €7.83
$8.15 ฿256
11.41%
Gasoline (1 liter)
$1.72 €1.48
$1.22 ฿38.43
40.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.6K €32.4K
$21.4K ฿671.8K
76.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K €22.5K
$21.7K ฿683.8K
19.94%
🧾 Monthly Utilities & Internet
Karlovac
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 €162
$70.3 ฿2,210
167.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.39 €20.16
$13.91 ฿437
68.15%
Internet (50+ Mbps, Unlimited Data)
$32.65 €28.15
$18.00 ฿566
81.39%
🎉 Sport & Entertainment
Karlovac
Chiang Mai
Difference
Gym Membership (Monthly)
$34.79 €29.99
$41.78 ฿1,314
-16.73%
Tennis Court (1 Hour on Weekend)
$14.98 €12.91
$6.80 ฿214
120.29%
Cinema Ticket
$6.24 €5.38
$5.72 ฿180
9.09%
🧸 Childcare & Education
Karlovac
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$241 €208
$308 ฿9,693
-21.71%
International Primary School, 1 Child (Yearly)
$1,415 €1,220
$14.8K ฿465.7K
-90.45%
👕👟 Clothing & Footwear
Karlovac
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$102 €88.2
$55.9 ฿1,756
83.22%
Summer Dress (H&M, Zara, etc)
$34.79 €29.99
$26.71 ฿840
30.25%
Sport Shoes (Adidas, Nike)
$69.9 €60.3
$84.5 ฿2,658
-17.31%
Men's Leather Business Shoes
$73.8 €63.6
$70.8 ฿2,227
4.16%
🏠 Accommodation & Living
Karlovac
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$420 €362
$431 ฿13.5K
-2.57%
1-bedroom Apartment, Outside City Center (Monthly)
$330 €285
$237 ฿7,439
39.61%
3-bedroom Apartment, City Center (Monthly)
$628 €541
$811 ฿25.5K
-22.54%
3-bedroom Apartment, Outside City Center (Monthly)
$487 €420
$501 ฿15.7K
-2.66%
Buy Apartment in City Center (m2)
$2,713 €2,339
$2,202 ฿69.2K
23.19%
Buy Apartment Outside City Center (m2)
$2,250 €1,939
$1,600 ฿50.3K
40.58%
💵 Salaries & Financials
Karlovac
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,244 €1,072
$684 ฿21.5K
81.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
5
-10.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovac: January 12, 2026

Last update for Chiang Mai: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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