Cost of Living Comparison Between Kardzhali and Ubud, Bali Cost of Living Comparison Between Kardzhali and Ubud, Bali

🙂 Solo nomad: Kardzhali is 7.8% cheaper than Ubud, Bali without rent, and 50% cheaper with rent.
🙂 Family of 3: Kardzhali is 23.6% cheaper than Ubud, Bali without rent, and 58.4% cheaper with rent.
Currency
🍽 Eating Out
Kardzhali
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.64 BGN 14.61
$3.47 Rp 58.7K
148.99%
Three-Course Dinner for Two, Mid-Range
$27.07 BGN 45.76
$32.10 Rp 543.9K
-15.67%
Fast Food Meal (McDonalds, etc)
$9.05 BGN 15.30
$4.86 Rp 82.4K
86.21%
Cappuccino
$1.15 BGN 1.94
$2.82 Rp 47.8K
-59.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 BGN 1.42
$1.37 Rp 23.3K
-38.69%
Water (0.33 liter bottle)
$1.42 BGN 2.39
$0.73 Rp 12.4K
94.52%
Local Beer (0.5 liter draught)
$1.63 BGN 2.76
$2.90 Rp 49.1K
-43.79%
Imported Beer (0.33 liter bottle)
$1.28 BGN 2.16
$3.92 Rp 66.4K
-67.35%
🛒 Groceries & Markets
Kardzhali
Ubud, Bali
Difference
Milk (1 liter)
$1.84 BGN 3.10
$1.74 Rp 29.5K
5.75%
White Bread (500g)
$0.78 BGN 1.32
$2.44 Rp 41.4K
-68.03%
Rice (white) (1kg)
$1.78 BGN 3.02
$1.17 Rp 19.8K
52.14%
Eggs
$3.15 BGN 5.32
$2.35 Rp 39.9K
34.04%
Local Cheese (1kg)
$12.38 BGN 20.92
$14.78 Rp 250.4K
-16.24%
Chicken Fillets (1kg)
$8.33 BGN 14.07
$4.25 Rp 72.0K
96.00%
Beef Round Steak (1kg)
$13.29 BGN 22.47
$12.21 Rp 206.9K
8.85%
Apples (1kg)
$1.82 BGN 3.07
$3.72 Rp 63.0K
-51.08%
Banana (1kg)
$1.95 BGN 3.30
$1.56 Rp 26.4K
25.00%
Oranges (1kg)
$2.02 BGN 3.41
$2.69 Rp 45.6K
-24.91%
Tomato (1kg)
$2.21 BGN 3.74
$2.34 Rp 39.6K
-5.56%
Potato (1kg)
$0.92 BGN 1.56
$2.00 Rp 33.9K
-54.00%
Onion (1kg)
$1.06 BGN 1.79
$2.31 Rp 39.1K
-54.11%
Lettuce (1 head)
$0.89 BGN 1.50
$1.01 Rp 17.2K
-11.88%
Water (1.5 liter bottle)
$0.71 BGN 1.20
$0.73 Rp 12.3K
-2.74%
Cigarettes 20 Pack (Marlboro, Camel)
$3.77 BGN 6.37
$3.31 Rp 56.2K
13.90%
Wine (Bottle)
$4.63 BGN 7.82
$25.14 Rp 426.0K
-81.58%
Local Beer (0.5 liter bottle)
$1.09 BGN 1.84
$2.90 Rp 49.1K
-62.41%
Imported Beer (0.33 liter bottle)
$1.81 BGN 3.07
$2.77 Rp 47.0K
-34.66%
🚌 Getting Around
Kardzhali
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.28 BGN 0.47
$0.27 Rp 4,546
3.70%
Public Transport Monthly Pass (Regular Price)
$8.65 BGN 14.62
$8.26 Rp 139.9K
4.72%
Taxi Start (Normal Tariff)
$1.04 BGN 1.75
$0.45 Rp 7,667
131.11%
Taxi (Normal Tariff) (1km)
$0.71 BGN 1.19
$0.42 Rp 7,159
69.05%
Taxi 1hour Waiting (Normal Tariff)
$13.88 BGN 23.46
$6.26 Rp 106.0K
121.73%
Gasoline (1 liter)
$1.53 BGN 2.59
$0.86 Rp 14.7K
77.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K BGN 53.7K
$25.9K Rp 438.7M
22.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.1K BGN 49.1K
$31.9K Rp 540.4M
-8.83%
🧾 Monthly Utilities & Internet
Kardzhali
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.2 BGN 105
$80.8 Rp 1.4M
-23.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.87 BGN 30.20
$3.98 Rp 67.4K
348.99%
Internet (50+ Mbps, Unlimited Data)
$5.86 BGN 9.90
$23.55 Rp 399.0K
-75.12%
🎉 Sport & Entertainment
Kardzhali
Ubud, Bali
Difference
Gym Membership (Monthly)
$28.97 BGN 48.96
$97.3 Rp 1.6M
-70.22%
Tennis Court (1 Hour on Weekend)
$14.69 BGN 24.82
$6.42 Rp 108.8K
128.82%
Cinema Ticket
$9.69 BGN 16.37
$4.16 Rp 70.6K
132.93%
🧸 Childcare & Education
Kardzhali
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$639 BGN 1,080
$294 Rp 5.0M
117.23%
International Primary School, 1 Child (Yearly)
$9,109 BGN 15.4K
$6,548 Rp 110.9M
39.10%
👕👟 Clothing & Footwear
Kardzhali
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$29.47 BGN 49.80
$54.2 Rp 917.8K
-45.60%
Summer Dress (H&M, Zara, etc)
$17.89 BGN 30.23
$37.95 Rp 643.0K
-52.86%
Sport Shoes (Adidas, Nike)
$46.39 BGN 78.4
$88.1 Rp 1.5M
-47.34%
Men's Leather Business Shoes
$87.3 BGN 147
$78.1 Rp 1.3M
11.74%
🏠 Accommodation & Living
Kardzhali
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$118 BGN 200
$995 Rp 16.9M
-88.12%
1-bedroom Apartment, Outside City Center (Monthly)
$118 BGN 200
$668 Rp 11.3M
-82.29%
3-bedroom Apartment, City Center (Monthly)
$237 BGN 401
$3,391 Rp 57.5M
-93.00%
3-bedroom Apartment, Outside City Center (Monthly)
$208 BGN 351
$2,080 Rp 35.2M
-90.02%
Buy Apartment in City Center (m2)
$1,173 BGN 1,982
$3,037 Rp 51.5M
-61.37%
Buy Apartment Outside City Center (m2)
$895 BGN 1,513
$2,378 Rp 40.3M
-62.37%
💵 Salaries & Financials
Kardzhali
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,326 BGN 2,240
$180 Rp 3.0M
638.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.1
13.28
-76.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kardzhali: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Similar cities