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Cost of Living Comparison Between Kardzhali and Ubud, Bali Cost of Living Comparison Between Kardzhali and Ubud, Bali

😐 Solo nomad: Kardzhali is 35% more expensive than Ubud, Bali without rent, and 3.6% cheaper with rent.
🙂 Family of 3: Kardzhali is 10.5% cheaper than Ubud, Bali without rent, and 4.4% more expensive with rent.
Currency
🍽 Eating Out
Kardzhali
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.89 BGN 14.93
$2.85 Rp 47.5K
211.93%
Three-Course Dinner for Two, Mid-Range
$26.75 BGN 44.93
$12.26 Rp 204.3K
118.19%
Fast Food Meal (McDonalds, etc)
$8.96 BGN 15.04
$3.28 Rp 54.6K
173.17%
Cappuccino
$1.15 BGN 1.93
$2.3 Rp 38.3K
-50.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.86 BGN 1.45
$1.11 Rp 18.5K
-22.52%
Water (0.33 liter bottle)
$1.47 BGN 2.47
$0.26 Rp 4,324
465.38%
Local Beer (0.5 liter draught)
$1.63 BGN 2.74
$2.4 Rp 40K
-32.08%
Imported Beer (0.33 liter bottle)
$1.28 BGN 2.14
$3.15 Rp 52.5K
-59.37%
🛒 Groceries & Markets
Kardzhali
Ubud, Bali
Difference
Milk (1 liter)
$1.88 BGN 3.16
$1.49 Rp 24.9K
26.17%
White Bread (500g)
$0.81 BGN 1.37
$1.65 Rp 27.5K
-50.91%
Rice (white) (1kg)
$1.74 BGN 2.91
$1.13 Rp 18.9K
53.98%
Eggs
$3.03 BGN 5.09
$2.33 Rp 38.9K
30.04%
Local Cheese (1kg)
$12.22 BGN 20.52
$13.7 Rp 228.3K
-10.80%
Chicken Fillets (1kg)
$8.71 BGN 14.63
$3.97 Rp 66.2K
119.40%
Beef Round Steak (1kg)
$13.17 BGN 22.11
$11.22 Rp 187K
17.38%
Apples (1kg)
$1.92 BGN 3.23
$3.48 Rp 57.9K
-44.83%
Banana (1kg)
$1.92 BGN 3.23
$1.5 Rp 25K
28.00%
Oranges (1kg)
$1.99 BGN 3.34
$2.68 Rp 44.6K
-25.75%
Tomato (1kg)
$2.17 BGN 3.64
$1.35 Rp 22.5K
60.74%
Potato (1kg)
$0.89 BGN 1.49
$1.57 Rp 26.2K
-43.31%
Onion (1kg)
$1.05 BGN 1.76
$2.1 Rp 34.9K
-50.00%
Lettuce (1 head)
$0.88 BGN 1.47
$1.03 Rp 17.1K
-14.56%
Water (1.5 liter bottle)
$0.71 BGN 1.19
$0.57 Rp 9,488
24.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.93 BGN 6.59
$2.31 Rp 38.5K
70.13%
Wine (Bottle)
$7.53 BGN 12.65
$15.21 Rp 253.5K
-50.49%
Local Beer (0.5 liter bottle)
$1.06 BGN 1.77
$2.49 Rp 41.5K
-57.43%
Imported Beer (0.33 liter bottle)
$1.75 BGN 2.94
$2.66 Rp 44.3K
-34.21%
🚌 Getting Around
Kardzhali
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.28 BGN 0.46
$0.29 Rp 4,911
-3.45%
Public Transport Monthly Pass (Regular Price)
$8.97 BGN 15.06
$10.03 Rp 167.1K
-10.57%
Taxi Start (Normal Tariff)
$1.04 BGN 1.75
$0.45 Rp 7,480
131.11%
Taxi (Normal Tariff) (1km)
$0.72 BGN 1.2
$0.34 Rp 5,748
111.76%
Taxi 1hour Waiting (Normal Tariff)
$14.11 BGN 23.7
$5.97 Rp 99.4K
136.35%
Gasoline (1 liter)
$1.53 BGN 2.58
$0.75 Rp 12.4K
104.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K BGN 53.5K
$25.8K Rp 430.2M
23.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.3K BGN 49.2K
$31.7K Rp 528.9M
-7.72%
🧾 Monthly Utilities & Internet
Kardzhali
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$61.1 BGN 103
$64.6 Rp 1.1M
-5.46%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.05 BGN 30.31
$4.14 Rp 69K
335.99%
Internet (50+ Mbps, Unlimited Data)
$5.92 BGN 9.94
$23.99 Rp 399.7K
-75.32%
🎉 Sport & Entertainment
Kardzhali
Ubud, Bali
Difference
Gym Membership (Monthly)
$29.63 BGN 49.76
$23.29 Rp 388.1K
27.22%
Tennis Court (1 Hour on Weekend)
$14.86 BGN 24.95
$6.19 Rp 103.1K
140.06%
Cinema Ticket
$9.37 BGN 15.73
$3.45 Rp 57.5K
171.59%
🧸 Childcare & Education
Kardzhali
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$641 BGN 1,076
$91.9 Rp 1.5M
597.09%
International Primary School, 1 Child (Yearly)
$9,169 BGN 15.4K
$5,912 Rp 98.5M
55.08%
👕👟 Clothing & Footwear
Kardzhali
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$29.35 BGN 49.29
$51.5 Rp 857.6K
-42.98%
Summer Dress (H&M, Zara, etc)
$17.59 BGN 29.54
$24.45 Rp 407.3K
-28.06%
Sport Shoes (Adidas, Nike)
$46.74 BGN 78.5
$84.4 Rp 1.4M
-44.59%
Men's Leather Business Shoes
$87.1 BGN 146
$74.3 Rp 1.2M
17.18%
🏠 Accommodation & Living
Kardzhali
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$118 BGN 198
$261 Rp 4.4M
-54.81%
1-bedroom Apartment, Outside City Center (Monthly)
$120 BGN 202
$160 Rp 2.7M
-24.56%
3-bedroom Apartment, City Center (Monthly)
$235 BGN 394
$585 Rp 9.7M
-59.88%
3-bedroom Apartment, Outside City Center (Monthly)
$206 BGN 346
$328 Rp 5.5M
-37.24%
Buy Apartment in City Center (m2)
$1,183 BGN 1,987
$985 Rp 16.4M
20.10%
Buy Apartment Outside City Center (m2)
$876 BGN 1,471
$847 Rp 14.1M
3.39%
💵 Salaries & Financials
Kardzhali
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,515 BGN 2,544
$178 Rp 3M
751.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.1
13.28
-76.66%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kardzhali: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

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