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Cost of Living Comparison Between Kardzhali and Ubud, Bali Cost of Living Comparison Between Kardzhali and Ubud, Bali

🙂 Solo nomad: Kardzhali is 13.6% cheaper than Ubud, Bali without rent, and 50.2% cheaper with rent.
🙂 Family of 3: Kardzhali is 5.4% cheaper than Ubud, Bali without rent, and 57.4% cheaper with rent.
Currency
🍽 Eating Out
Kardzhali
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.92 BGN 14.54
$3.43 Rp 58.1K
160.06%
Three-Course Dinner for Two, Mid-Range
$26.52 BGN 43.22
$32.70 Rp 553.4K
-18.90%
Fast Food Meal (McDonalds, etc)
$9.05 BGN 14.74
$5.04 Rp 85.2K
79.56%
Cappuccino
$1.21 BGN 1.97
$2.85 Rp 48.2K
-57.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.86 BGN 1.41
$1.34 Rp 22.8K
-35.82%
Water (0.33 liter bottle)
$1.40 BGN 2.28
$0.75 Rp 12.6K
86.67%
Local Beer (0.5 liter draught)
$1.60 BGN 2.61
$2.90 Rp 49.1K
-44.83%
Imported Beer (0.33 liter bottle)
$1.27 BGN 2.07
$3.94 Rp 66.7K
-67.77%
🛒 Groceries & Markets
Kardzhali
Ubud, Bali
Difference
Milk (1 liter)
$1.82 BGN 2.97
$1.80 Rp 30.5K
1.11%
White Bread (500g)
$0.78 BGN 1.27
$2.55 Rp 43.2K
-69.41%
Rice (white) (1kg)
$1.82 BGN 2.97
$1.19 Rp 20.2K
52.94%
Eggs
$3.20 BGN 5.22
$2.42 Rp 40.9K
32.23%
Local Cheese (1kg)
$12.39 BGN 20.20
$14.38 Rp 243.4K
-13.84%
Chicken Fillets (1kg)
$8.66 BGN 14.12
$4.21 Rp 71.2K
105.70%
Beef Round Steak (1kg)
$13.27 BGN 21.64
$11.88 Rp 201.0K
11.70%
Apples (1kg)
$1.83 BGN 2.98
$3.71 Rp 62.8K
-50.67%
Banana (1kg)
$1.97 BGN 3.21
$1.56 Rp 26.4K
26.28%
Oranges (1kg)
$2.01 BGN 3.28
$2.77 Rp 46.9K
-27.44%
Tomato (1kg)
$2.16 BGN 3.52
$2.22 Rp 37.6K
-2.70%
Potato (1kg)
$0.90 BGN 1.46
$1.99 Rp 33.8K
-54.77%
Onion (1kg)
$1.05 BGN 1.71
$2.29 Rp 38.8K
-54.15%
Lettuce (1 head)
$0.83 BGN 1.35
$1.01 Rp 17.1K
-17.82%
Water (1.5 liter bottle)
$0.70 BGN 1.14
$0.78 Rp 13.3K
-10.26%
Cigarettes 20 Pack (Marlboro, Camel)
$3.73 BGN 6.09
$3.17 Rp 53.6K
17.67%
Wine (Bottle)
$6.53 BGN 10.64
$23.70 Rp 401.1K
-72.45%
Local Beer (0.5 liter bottle)
$1.05 BGN 1.71
$2.78 Rp 47.0K
-62.23%
Imported Beer (0.33 liter bottle)
$1.81 BGN 2.94
$2.75 Rp 46.5K
-34.18%
🚌 Getting Around
Kardzhali
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.28 BGN 0.45
$0.27 Rp 4,514
3.70%
Public Transport Monthly Pass (Regular Price)
$8.61 BGN 14.04
$8.14 Rp 137.7K
5.77%
Taxi Start (Normal Tariff)
$1.04 BGN 1.69
$0.45 Rp 7,609
131.11%
Taxi (Normal Tariff) (1km)
$0.72 BGN 1.17
$0.42 Rp 7,192
71.43%
Taxi 1hour Waiting (Normal Tariff)
$13.90 BGN 22.66
$6.18 Rp 104.6K
124.92%
Gasoline (1 liter)
$1.54 BGN 2.52
$0.80 Rp 13.5K
92.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K BGN 52.7K
$26.2K Rp 443.1M
23.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.2K BGN 47.5K
$31.6K Rp 534.8M
-7.70%
🧾 Monthly Utilities & Internet
Kardzhali
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.1 BGN 101
$80.7 Rp 1.4M
-23.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.37 BGN 29.94
$4.12 Rp 69.8K
345.87%
Internet (50+ Mbps, Unlimited Data)
$5.75 BGN 9.37
$23.70 Rp 401.0K
-75.74%
🎉 Sport & Entertainment
Kardzhali
Ubud, Bali
Difference
Gym Membership (Monthly)
$28.94 BGN 47.18
$96.9 Rp 1.6M
-70.12%
Tennis Court (1 Hour on Weekend)
$14.82 BGN 24.15
$6.29 Rp 106.4K
135.61%
Cinema Ticket
$9.57 BGN 15.59
$4.11 Rp 69.5K
132.85%
🧸 Childcare & Education
Kardzhali
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$638 BGN 1,040
$298 Rp 5.0M
113.92%
International Primary School, 1 Child (Yearly)
$9,144 BGN 14.9K
$6,540 Rp 110.7M
39.82%
👕👟 Clothing & Footwear
Kardzhali
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$29.30 BGN 47.76
$53.4 Rp 904.2K
-45.16%
Summer Dress (H&M, Zara, etc)
$17.86 BGN 29.11
$38.33 Rp 648.6K
-53.40%
Sport Shoes (Adidas, Nike)
$47.32 BGN 77.1
$86.4 Rp 1.5M
-45.22%
Men's Leather Business Shoes
$90.2 BGN 147
$78.9 Rp 1.3M
14.28%
🏠 Accommodation & Living
Kardzhali
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$116 BGN 190
$1,015 Rp 17.2M
-88.55%
1-bedroom Apartment, Outside City Center (Monthly)
$116 BGN 189
$669 Rp 11.3M
-82.63%
3-bedroom Apartment, City Center (Monthly)
$232 BGN 377
$3,348 Rp 56.7M
-93.08%
3-bedroom Apartment, Outside City Center (Monthly)
$203 BGN 331
$2,114 Rp 35.8M
-90.38%
Buy Apartment in City Center (m2)
$1,187 BGN 1,935
$3,020 Rp 51.1M
-60.68%
Buy Apartment Outside City Center (m2)
$897 BGN 1,462
$2,334 Rp 39.5M
-61.56%
💵 Salaries & Financials
Kardzhali
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,553 BGN 2,531
$178 Rp 3.0M
770.39%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.1
13.28
-76.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kardzhali: January 13, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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