Cost of Living Comparison Between Kardzhali and Ubud Cost of Living Comparison Between Kardzhali and Ubud

🙂 Solo nomad: Kardzhali is 4.7% cheaper than Ubud without rent, and 0.1% cheaper with rent.
😐 Family of 3: Kardzhali is 18.5% more expensive than Ubud without rent, and 2.4% more expensive with rent.
Currency
🍽 Eating Out
Kardzhali
Ubud
Difference
Meal at Budget Restaurant
$8.83 BGN 14.9
$3 Rp 48.8K
194.33%
Three-Course Dinner for Two, Mid-Range
$26.31 BGN 44.38
$12.52 Rp 203.2K
110.14%
Fast Food Meal (McDonalds, etc)
$9.03 BGN 15.23
$3.18 Rp 51.6K
183.96%
Cappuccino
$1.2 BGN 2.03
$2.21 Rp 35.9K
-45.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 BGN 1.47
$1.1 Rp 17.9K
-20.91%
Water (0.33 liter bottle)
$1.42 BGN 2.39
$0.26 Rp 4,217
446.15%
Local Beer (0.5 liter draught)
$1.61 BGN 2.72
$2.5 Rp 40.5K
-35.60%
Imported Beer (0.33 liter bottle)
$1.34 BGN 2.26
$3.2 Rp 51.9K
-58.13%
🛒 Groceries & Markets
Kardzhali
Ubud
Difference
Milk (1 liter)
$1.9 BGN 3.2
$1.49 Rp 24.2K
27.52%
White Bread (500g)
$0.83 BGN 1.39
$1.67 Rp 27K
-50.30%
Rice (white) (1kg)
$1.79 BGN 3.02
$1.14 Rp 18.5K
57.02%
Eggs
$3.18 BGN 5.37
$2.27 Rp 36.9K
40.09%
Local Cheese (1kg)
$12.34 BGN 20.81
$13.94 Rp 226.3K
-11.48%
Chicken Fillets (1kg)
$8.63 BGN 14.55
$4 Rp 64.8K
115.75%
Beef Round Steak (1kg)
$12.99 BGN 21.92
$11.3 Rp 183.4K
14.96%
Apples (1kg)
$1.82 BGN 3.07
$3.6 Rp 58.4K
-49.44%
Banana (1kg)
$1.92 BGN 3.24
$1.53 Rp 24.8K
25.49%
Oranges (1kg)
$2.01 BGN 3.39
$2.65 Rp 43K
-24.15%
Tomato (1kg)
$2.23 BGN 3.77
$1.38 Rp 22.4K
61.59%
Potato (1kg)
$0.93 BGN 1.56
$1.58 Rp 25.6K
-41.14%
Onion (1kg)
$1.01 BGN 1.7
$2.16 Rp 35.1K
-53.24%
Lettuce (1 head)
$0.82 BGN 1.39
$1.04 Rp 16.9K
-21.15%
Water (1.5 liter bottle)
$0.67 BGN 1.12
$0.56 Rp 9,114
19.64%
Cigarettes 20 Pack (Marlboro, Camel)
$3.79 BGN 6.38
$2.23 Rp 36.3K
69.96%
Wine (Bottle)
$7.63 BGN 12.86
$14.98 Rp 243.2K
-49.07%
Local Beer (0.5 liter bottle)
$1.08 BGN 1.83
$2.43 Rp 39.5K
-55.56%
Imported Beer (0.33 liter bottle)
$1.75 BGN 2.94
$2.64 Rp 42.8K
-33.71%
🚌 Getting Around
Kardzhali
Ubud
Difference
One-way Ticket (Public Transport)
$0.28 BGN 0.47
$0.32 Rp 5,203
-12.50%
Public Transport Monthly Pass (Regular Price)
$8.75 BGN 14.75
$10.12 Rp 164.3K
-13.54%
Taxi Start (Normal Tariff)
$1.04 BGN 1.76
$0.49 Rp 7,888
112.24%
Taxi (Normal Tariff) (1km)
$0.66 BGN 1.12
$0.34 Rp 5,573
94.12%
Taxi 1hour Waiting (Normal Tariff)
$14.42 BGN 24.33
$6.04 Rp 98K
138.74%
Gasoline (1 liter)
$1.47 BGN 2.49
$0.73 Rp 11.9K
101.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.8K BGN 55.3K
$26.2K Rp 425.6M
25.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.3K BGN 47.7K
$31.9K Rp 518.5M
-11.45%
🧾 Monthly Utilities & Internet
Kardzhali
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$61.7 BGN 104
$62.6 Rp 1M
-1.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.05 BGN 30.45
$4.1 Rp 66.6K
340.24%
Internet (50+ Mbps, Unlimited Data)
$5.88 BGN 9.92
$24.32 Rp 394.7K
-75.82%
🎉 Sport & Entertainment
Kardzhali
Ubud
Difference
Gym Membership (Monthly)
$29.21 BGN 49.27
$22.6 Rp 366.9K
29.25%
Tennis Court (1 Hour on Weekend)
$14.66 BGN 24.74
$6.26 Rp 101.5K
134.19%
Cinema Ticket
$9.29 BGN 15.67
$3.29 Rp 53.4K
182.37%
🧸 Childcare & Education
Kardzhali
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$634 BGN 1,070
$93.2 Rp 1.5M
580.63%
International Primary School, 1 Child (Yearly)
$9,159 BGN 15.5K
$6,098 Rp 99M
50.20%
👕👟 Clothing & Footwear
Kardzhali
Ubud
Difference
Jeans (Levis 501 Or Similar)
$29.64 BGN 49.99
$52.8 Rp 857.4K
-43.88%
Summer Dress (H&M, Zara, etc)
$17.59 BGN 29.68
$24.84 Rp 403.3K
-29.19%
Sport Shoes (Adidas, Nike)
$47.36 BGN 79.9
$85.2 Rp 1.4M
-44.44%
Men's Leather Business Shoes
$88.4 BGN 149
$72.5 Rp 1.2M
22.04%
🏠 Accommodation & Living
Kardzhali
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$120 BGN 203
$259 Rp 4.2M
-53.61%
1-bedroom Apartment, Outside City Center (Monthly)
$117 BGN 197
$159 Rp 2.6M
-26.66%
3-bedroom Apartment, City Center (Monthly)
$240 BGN 404
$578 Rp 9.4M
-58.53%
3-bedroom Apartment, Outside City Center (Monthly)
$203 BGN 342
$336 Rp 5.5M
-39.67%
Buy Apartment in City Center (m2)
$1,175 BGN 1,982
$1,000 Rp 16.2M
17.46%
Buy Apartment Outside City Center (m2)
$898 BGN 1,516
$860 Rp 14M
4.42%
💵 Salaries & Financials
Kardzhali
Ubud
Difference
Average Monthly Net Salary (After Tax)
$1,574 BGN 2,655
$182 Rp 3M
762.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.1
13.28
-76.66%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kardzhali: October 29, 2025

Last update for Ubud: October 29, 2025

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