Last update: Oct 2026

Cost of Living Comparison Between Karditsa and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,317 in Karditsa, rent and utilities included – about $4,800 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Karditsa
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Karditsa Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Karditsa

🇬🇷 Greece

$1,317

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Karditsa and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karditsa and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,317 in Karditsa versus $918 in Cebu.

Karditsa $1,317
Cebu $918

Estimated couple costs with rent: $2,019 in Karditsa versus $1,409 in Cebu.

Karditsa $2,019
Cebu $1,409

Monthly costs for a family of three with rent: $2,722 in Karditsa versus $1,900 in Cebu.

Karditsa $2,722
Cebu $1,900

Living in Karditsa is roughly 43% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Karditsa 2% lower, Cebu 32% lower.

Meal at Budget Restaurant

$11.13 €9.90

$3.09 ₱194

260.19%

Three-Course Dinner for Two, Mid-Range

$59.4 €52.9

$24.22 ₱1,525

145.38%

Fast Food Meal (McDonalds, etc)

$7.96 €7.08

$3.92 ₱247

103.06%

Cappuccino

$3.16 €2.81

$2.51 ₱158

25.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 €1.69

$1.59 ₱100

19.50%

Water (0.33 liter bottle)

$0.58 €0.52

$0.53 ₱33.43

9.43%

Local Beer (0.5 liter draught)

$4.49 €3.99

$1.78 ₱112

152.25%

Imported Beer (0.33 liter bottle)

$5.00 €4.45

$2.17 ₱137

130.41%

Milk (1 liter)

$1.55 €1.38

$1.92 ₱121

-19.27%

White Bread (500g)

$1.38 €1.23

$1.36 ₱85.4

1.47%

Rice (white) (1kg)

$1.21 €1.08

$1.01 ₱63.5

19.80%

Eggs

$3.17 €2.82

$2.03 ₱128

56.16%

Local Cheese (1kg)

$11.07 €9.84

$9.86 ₱621

12.27%

Chicken Fillets (1kg)

$9.99 €8.88

$4.39 ₱277

127.56%

Beef Round Steak (1kg)

$14.54 €12.94

$7.60 ₱479

91.32%

Apples (1kg)

$1.60 €1.42

$3.30 ₱208

-51.52%

Banana (1kg)

$2.10 €1.87

$1.39 ₱87.8

51.08%

Oranges (1kg)

$1.36 €1.21

$2.33 ₱147

-41.63%

Tomato (1kg)

$0.81 €0.72

$1.50 ₱94.3

-46.00%

Potato (1kg)

$0.93 €0.82

$2.36 ₱149

-60.59%

Onion (1kg)

$0.70 €0.63

$1.90 ₱119

-63.16%

Lettuce (1 head)

$0.91 €0.81

$1.19 ₱74.9

-23.53%

Water (1.5 liter bottle)

$0.98 €0.87

$0.63 ₱39.71

55.56%

Cigarettes 20 Pack (Marlboro, Camel)

$5.14 €4.57

$3.00 ₱189

71.33%

Wine (Bottle)

$6.50 €5.78

$6.03 ₱379

7.79%

Local Beer (0.5 liter bottle)

$0.92 €0.82

$1.23 ₱77.7

-25.20%

Imported Beer (0.33 liter bottle)

$0.87 €0.77

$1.75 ₱110

-50.29%

One-way Ticket (Public Transport)

$1.32 €1.17

$0.25 ₱15.86

428.00%

Public Transport Monthly Pass (Regular Price)

$44.36 €39.45

$12.64 ₱796

250.95%

Taxi Start (Normal Tariff)

$2.20 €1.96

$0.77 ₱48.62

185.71%

Taxi (Normal Tariff) (1km)

$1.11 €0.98

$0.23 ₱14.53

382.61%

Taxi 1hour Waiting (Normal Tariff)

$13.90 €12.37

$4.46 ₱281

211.66%

Gasoline (1 liter)

$2.18 €1.94

$1.31 ₱82.8

66.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K €25.2K

$21.2K ₱1.3M

33.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K €20.8K

$19.1K ₱1.2M

21.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 €142

$120 ₱7,569

32.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.09 €21.42

$14.00 ₱882

72.07%

Internet (50+ Mbps, Unlimited Data)

$27.80 €24.73

$27.54 ₱1,734

0.94%

Gym Membership (Monthly)

$37.34 €33.21

$32.33 ₱2,035

15.50%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

$6.65 ₱419

289.17%

Cinema Ticket

$8.04 €7.15

$5.65 ₱356

42.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 €427

$275 ₱17.3K

74.56%

International Primary School, 1 Child (Yearly)

$4,568 €4,063

$7,918 ₱498.5K

-42.31%

Jeans (Levis 501 Or Similar)

$70.1 €62.4

$49.33 ₱3,106

42.17%

Summer Dress (H&M, Zara, etc)

$35.70 €31.75

$25.24 ₱1,589

41.44%

Sport Shoes (Adidas, Nike)

$77.6 €69.0

$77.0 ₱4,846

0.84%

Men's Leather Business Shoes

$99.6 €88.6

$57.2 ₱3,601

74.14%

1-bedroom Apartment, City Center (Monthly)

$475 €423

$500 ₱31.5K

-4.83%

1-bedroom Apartment, Outside City Center (Monthly)

$431 €384

$309 ₱19.4K

39.72%

3-bedroom Apartment, City Center (Monthly)

$676 €601

$1,078 ₱67.9K

-37.33%

3-bedroom Apartment, Outside City Center (Monthly)

$695 €618

$615 ₱38.7K

12.96%

Buy Apartment in City Center (m2)

$2,619 €2,330

$2,886 ₱181.7K

-9.25%

Buy Apartment Outside City Center (m2)

$2,257 €2,008

$1,917 ₱120.7K

17.77%

Average Monthly Net Salary (After Tax)

$833 €741

$346 ₱21.8K

140.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.36

7.2

-39.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karditsa: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Karditsa

$431 32.8%

Cebu

$309 33.6% 28.4% $123

Groceries & Markets

Karditsa

$243 18.4%

Cebu

$206 22.4% 15.2% $37

Monthly Utilities & Internet

Karditsa

$211 16%

Cebu

$162 17.6% 23.4% $49

Eating Out

Karditsa

$193 14.7%

Cebu

$88 9.6% 54.3% $105

Clothing & Footwear

Karditsa

$127 9.7%

Cebu

$94 10.2% 26.3% $33

Getting Around

Karditsa

$57 4.4%

Cebu

$16 1.7% 72.9% $42

Sport & Entertainment

Karditsa

$53 4.1%

Cebu

$44 4.8% 18.3% $9.8

Cost Breakdown

A one-bedroom apartment in the center runs $475 in Karditsa and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Karditsa pays 141% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Karditsa vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $243 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇷 Karditsa

🇵🇭 Cebu

🕒 Local time

23:43 11:43 PM

04:43 4:43 AM

5 h ahead of Karditsa

🌤 Weather

👥 Population

38,554

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Karditsa Cebu 10,290 km ≈ 13 h nonstop flight

From you

Karditsa
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karditsa vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 43% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 141% higher in Karditsa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $475 in Karditsa versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,317 per month in Karditsa versus $918 in Cebu – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 251% less than in Karditsa. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,317 in Karditsa, a $1,500 budget is realistic in Cebu but tight or insufficient in Karditsa. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Karditsa, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Karditsa and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 43% less than in Karditsa. Beyond cost, consider language, visa policies, and how big the international community is in each city.