Cost of Living Comparison Between Karbala and Ubud Cost of Living Comparison Between Karbala and Ubud

🙂 Solo nomad: Karbala is 19.5% cheaper than Ubud without rent, and 6.8% cheaper with rent.
🙂 Family of 3: Karbala is 21.6% cheaper than Ubud without rent, and 13.7% cheaper with rent.
Currency
🍽 Eating Out
Karbala
Ubud
Difference
Meal at Budget Restaurant
$5.01 IQD 6,556
$3 Rp 48.8K
67.00%
Three-Course Dinner for Two, Mid-Range
$15.61 IQD 20.4K
$12.52 Rp 203.2K
24.68%
Fast Food Meal (McDonalds, etc)
$5.34 IQD 6,988
$3.18 Rp 51.6K
67.92%
Cappuccino
$1.58 IQD 2,071
$2.21 Rp 35.9K
-28.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.36 IQD 476
$1.1 Rp 17.9K
-67.27%
Water (0.33 liter bottle)
$0.3 IQD 395
$0.26 Rp 4,217
15.38%
Local Beer (0.5 liter draught)
$1.93 IQD 2,521
$2.5 Rp 40.5K
-22.80%
Imported Beer (0.33 liter bottle)
$2.83 IQD 3,706
$3.2 Rp 51.9K
-11.56%
🛒 Groceries & Markets
Karbala
Ubud
Difference
Milk (1 liter)
$1.19 IQD 1,562
$1.49 Rp 24.2K
-20.13%
White Bread (500g)
$0.7 IQD 914
$1.67 Rp 27K
-58.08%
Rice (white) (1kg)
$1.43 IQD 1,867
$1.14 Rp 18.5K
25.44%
Eggs
$1.75 IQD 2,290
$2.27 Rp 36.9K
-22.91%
Local Cheese (1kg)
$5.2 IQD 6,811
$13.94 Rp 226.3K
-62.70%
Chicken Fillets (1kg)
$4.85 IQD 6,348
$4 Rp 64.8K
21.25%
Beef Round Steak (1kg)
$9.7 IQD 12.7K
$11.3 Rp 183.4K
-14.16%
Apples (1kg)
$0.97 IQD 1,265
$3.6 Rp 58.4K
-73.06%
Banana (1kg)
$1.03 IQD 1,346
$1.53 Rp 24.8K
-32.68%
Oranges (1kg)
$0.91 IQD 1,187
$2.65 Rp 43K
-65.66%
Tomato (1kg)
$0.66 IQD 863
$1.38 Rp 22.4K
-52.17%
Potato (1kg)
$0.63 IQD 821
$1.58 Rp 25.6K
-60.13%
Onion (1kg)
$0.54 IQD 712
$2.16 Rp 35.1K
-75.00%
Lettuce (1 head)
$0.6 IQD 792
$1.04 Rp 16.9K
-42.31%
Water (1.5 liter bottle)
$0.6 IQD 783
$0.56 Rp 9,114
7.14%
Cigarettes 20 Pack (Marlboro, Camel)
$1.94 IQD 2,537
$2.23 Rp 36.3K
-13.00%
Wine (Bottle)
$13.19 IQD 17.3K
$14.98 Rp 243.2K
-11.95%
Local Beer (0.5 liter bottle)
$1.02 IQD 1,334
$2.43 Rp 39.5K
-58.02%
Imported Beer (0.33 liter bottle)
$2.19 IQD 2,869
$2.64 Rp 42.8K
-17.05%
🚌 Getting Around
Karbala
Ubud
Difference
One-way Ticket (Public Transport)
$0.37 IQD 482
$0.32 Rp 5,203
15.62%
Public Transport Monthly Pass (Regular Price)
$30.86 IQD 40.4K
$10.12 Rp 164.3K
204.94%
Taxi Start (Normal Tariff)
$2.27 IQD 2,966
$0.49 Rp 7,888
363.27%
Taxi (Normal Tariff) (1km)
$1.5 IQD 1,958
$0.34 Rp 5,573
341.18%
Taxi 1hour Waiting (Normal Tariff)
$7.68 IQD 10K
$6.04 Rp 98K
27.15%
Gasoline (1 liter)
$0.48 IQD 634
$0.73 Rp 11.9K
-34.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.4K IQD 14.9M
$26.2K Rp 425.6M
-56.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$14.5K IQD 19M
$31.9K Rp 518.5M
-54.61%
🧾 Monthly Utilities & Internet
Karbala
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.3 IQD 92K
$62.6 Rp 1M
12.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.7 IQD 32.3K
$4.1 Rp 66.6K
502.44%
Internet (50+ Mbps, Unlimited Data)
$48.37 IQD 63.3K
$24.32 Rp 394.7K
98.89%
🎉 Sport & Entertainment
Karbala
Ubud
Difference
Gym Membership (Monthly)
$22.76 IQD 29.8K
$22.6 Rp 366.9K
0.71%
Tennis Court (1 Hour on Weekend)
$16.95 IQD 22.2K
$6.26 Rp 101.5K
170.77%
Cinema Ticket
$8.9 IQD 11.7K
$3.29 Rp 53.4K
170.52%
🧸 Childcare & Education
Karbala
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$126 IQD 165.2K
$93.2 Rp 1.5M
35.42%
International Primary School, 1 Child (Yearly)
$785 IQD 1M
$6,098 Rp 99M
-87.12%
👕👟 Clothing & Footwear
Karbala
Ubud
Difference
Jeans (Levis 501 Or Similar)
$17.44 IQD 22.8K
$52.8 Rp 857.4K
-66.98%
Summer Dress (H&M, Zara, etc)
$14.06 IQD 18.4K
$24.84 Rp 403.3K
-43.40%
Sport Shoes (Adidas, Nike)
$30.32 IQD 39.7K
$85.2 Rp 1.4M
-64.43%
Men's Leather Business Shoes
$32.09 IQD 42K
$72.5 Rp 1.2M
-55.72%
🏠 Accommodation & Living
Karbala
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$254 IQD 332K
$259 Rp 4.2M
-2.02%
1-bedroom Apartment, Outside City Center (Monthly)
$148 IQD 193.2K
$159 Rp 2.6M
-7.11%
3-bedroom Apartment, City Center (Monthly)
$345 IQD 452.1K
$578 Rp 9.4M
-40.20%
3-bedroom Apartment, Outside City Center (Monthly)
$242 IQD 317.3K
$336 Rp 5.5M
-27.89%
Buy Apartment in City Center (m2)
$1,155 IQD 1.5M
$1,000 Rp 16.2M
15.48%
Buy Apartment Outside City Center (m2)
$339 IQD 443.7K
$860 Rp 14M
-60.60%
💵 Salaries & Financials
Karbala
Ubud
Difference
Average Monthly Net Salary (After Tax)
$504 IQD 659.7K
$182 Rp 3M
176.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karbala: October 29, 2025

Last update for Ubud: October 29, 2025

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