Cost of Living Comparison Between Karakol and Ubud, Bali Cost of Living Comparison Between Karakol and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $434 in Karakol versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $636 in Karakol versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $838 in Karakol versus $3,763 in Ubud, Bali.

Living in Karakol costs roughly 69% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Karakol is 68% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$2.26 KGS 198

$3.45 Rp 61.8K

-34.49%

Three-Course Dinner for Two, Mid-Range

$9.22 KGS 806

$32.34 Rp 578.5K

-71.49%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

Cappuccino

$1.74 KGS 152

$2.75 Rp 49.1K

-36.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.59 KGS 51.9

$1.38 Rp 24.8K

-57.25%

Water (0.33 liter bottle)

$0.28 KGS 24.27

$0.75 Rp 13.4K

-62.67%

Local Beer (0.5 liter draught)

$1.17 KGS 102

$2.99 Rp 53.5K

-60.87%

Imported Beer (0.33 liter bottle)

$1.76 KGS 154

$3.85 Rp 68.9K

-54.29%

Milk (1 liter)

$0.77 KGS 67.1

$1.74 Rp 31.1K

-55.75%

White Bread (500g)

$0.24 KGS 21.07

$2.46 Rp 44.0K

-90.24%

Rice (white) (1kg)

$1.34 KGS 117

$1.17 Rp 20.9K

14.53%

Eggs

$1.67 KGS 146

$2.43 Rp 43.5K

-31.28%

Local Cheese (1kg)

$6.97 KGS 609

$14.50 Rp 259.5K

-51.93%

Chicken Fillets (1kg)

$3.89 KGS 340

$4.35 Rp 77.8K

-10.57%

Beef Round Steak (1kg)

$5.61 KGS 490

$11.98 Rp 214.3K

-53.17%

Apples (1kg)

$0.82 KGS 71.4

$3.72 Rp 66.5K

-77.96%

Banana (1kg)

$1.39 KGS 122

$1.63 Rp 29.1K

-14.72%

Oranges (1kg)

$2.74 Rp 49.1K

Tomato (1kg)

$1.17 KGS 102

$2.24 Rp 40.1K

-47.77%

Potato (1kg)

$0.56 KGS 48.54

$1.92 Rp 34.3K

-70.83%

Onion (1kg)

$2.28 Rp 40.7K

Lettuce (1 head)

$0.32 KGS 28.35

$1.06 Rp 19.0K

-69.81%

Water (1.5 liter bottle)

$0.58 KGS 50.8

$0.72 Rp 12.9K

-19.44%

Cigarettes 20 Pack (Marlboro, Camel)

$1.74 KGS 152

$3.29 Rp 58.8K

-47.11%

Wine (Bottle)

$5.11 KGS 447

$23.19 Rp 414.9K

-77.96%

Local Beer (0.5 liter bottle)

$1.16 KGS 102

$2.78 Rp 49.7K

-58.27%

Imported Beer (0.33 liter bottle)

$2.36 KGS 206

$2.73 Rp 48.9K

-13.55%

One-way Ticket (Public Transport)

$0.21 KGS 18.78

$0.27 Rp 4,765

-22.22%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

Taxi Start (Normal Tariff)

$1.31 KGS 115

$0.48 Rp 8,636

172.92%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.68 KGS 3,381

$78.4 Rp 1.4M

-50.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.19 KGS 366

$4.07 Rp 72.8K

2.95%

Internet (50+ Mbps, Unlimited Data)

$9.82 KGS 858

$24.33 Rp 435.2K

-59.64%

Gym Membership (Monthly)

$15.48 KGS 1,353

$98.6 Rp 1.8M

-84.30%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

Cinema Ticket

$3.99 Rp 71.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$92.2 KGS 8,062

$305 Rp 5.5M

-69.77%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

Men's Leather Business Shoes

$33.80 KGS 2,955

$76.4 Rp 1.4M

-55.73%

1-bedroom Apartment, City Center (Monthly)

$225 KGS 19.7K

$992 Rp 17.7M

-77.33%

1-bedroom Apartment, Outside City Center (Monthly)

$172 KGS 15.1K

$673 Rp 12.0M

-74.36%

3-bedroom Apartment, City Center (Monthly)

$283 KGS 24.8K

$3,375 Rp 60.4M

-91.61%

3-bedroom Apartment, Outside City Center (Monthly)

$290 KGS 25.4K

$2,050 Rp 36.7M

-85.85%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karakol: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $225 in Karakol and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $9.00 in Karakol vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $128 vs $297 per month, with Karakol cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karakol vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karakol and Ubud, Bali differ by about 225% in total monthly costs ($434 vs $1,408 including rent). Karakol is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $650 in Karakol and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $225 in Karakol versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 132% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $434 per month in Karakol versus $1,408 in Ubud, Bali – a 225% gap that adds up to real savings over time for anyone picking the cheaper option.

At $434 in Karakol versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Karakol but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karakol the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karakol and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karakol gentler on the wallet – expenses run 225% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.