Cost of Living Comparison Between Karakol and Ubud, Bali Cost of Living Comparison Between Karakol and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $441 in Karakol versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $644 in Karakol versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $848 in Karakol versus $3,660 in Ubud, Bali.

Living in Karakol costs roughly 69% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Karakol is 67% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$2.36 KGS 206

$3.56 Rp 63.7K

-33.71%

Three-Course Dinner for Two, Mid-Range

$9.42 KGS 824

$32.73 Rp 584.5K

-71.22%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

Cappuccino

$1.67 KGS 146

$2.71 Rp 48.4K

-38.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 KGS 52.1

$1.34 Rp 24.0K

-55.22%

Water (0.33 liter bottle)

$0.28 KGS 24.09

$0.70 Rp 12.5K

-60.00%

Local Beer (0.5 liter draught)

$1.11 KGS 97.1

$2.92 Rp 52.1K

-61.99%

Imported Beer (0.33 liter bottle)

$1.69 KGS 148

$3.96 Rp 70.7K

-57.32%

Milk (1 liter)

$0.77 KGS 67.4

$1.81 Rp 32.3K

-57.46%

White Bread (500g)

$0.22 KGS 19.22

$2.52 Rp 45.0K

-91.27%

Rice (white) (1kg)

$1.41 KGS 123

$1.16 Rp 20.7K

21.55%

Eggs

$1.69 KGS 148

$2.46 Rp 43.9K

-31.30%

Local Cheese (1kg)

$6.74 KGS 589

$14.71 Rp 262.7K

-54.18%

Chicken Fillets (1kg)

$4.07 KGS 356

$4.32 Rp 77.1K

-5.79%

Beef Round Steak (1kg)

$5.61 KGS 491

$12.14 Rp 216.7K

-53.79%

Apples (1kg)

$0.76 KGS 66.5

$3.84 Rp 68.6K

-80.21%

Banana (1kg)

$1.35 KGS 118

$1.56 Rp 27.8K

-13.46%

Oranges (1kg)

$2.83 Rp 50.6K

Tomato (1kg)

$1.15 KGS 101

$2.33 Rp 41.5K

-50.64%

Potato (1kg)

$0.59 KGS 51.8

$1.91 Rp 34.2K

-69.11%

Onion (1kg)

$2.20 Rp 39.3K

Lettuce (1 head)

$0.35 KGS 30.61

$1.01 Rp 18.1K

-65.35%

Water (1.5 liter bottle)

$0.59 KGS 51.8

$0.78 Rp 13.8K

-24.36%

Cigarettes 20 Pack (Marlboro, Camel)

$1.73 KGS 151

$3.32 Rp 59.2K

-47.89%

Wine (Bottle)

$5.04 KGS 441

$23.74 Rp 423.9K

-78.77%

Local Beer (0.5 liter bottle)

$1.17 KGS 102

$2.79 Rp 49.8K

-58.06%

Imported Beer (0.33 liter bottle)

$2.25 KGS 197

$2.86 Rp 51.1K

-21.33%

One-way Ticket (Public Transport)

$0.21 KGS 18.33

$0.27 Rp 4,800

-22.22%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$1.25 KGS 109

$0.46 Rp 8,150

171.74%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$0.79 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.33 KGS 3,351

$79.9 Rp 1.4M

-52.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.19 KGS 366

$4.06 Rp 72.6K

3.20%

Internet (50+ Mbps, Unlimited Data)

$9.81 KGS 858

$23.52 Rp 420.0K

-58.29%

Gym Membership (Monthly)

$15.15 KGS 1,324

$98.7 Rp 1.8M

-84.65%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$92.5 KGS 8,084

$304 Rp 5.4M

-69.58%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

Men's Leather Business Shoes

$34.96 KGS 3,056

$77.9 Rp 1.4M

-55.10%

1-bedroom Apartment, City Center (Monthly)

$225 KGS 19.7K

$1,006 Rp 18.0M

-77.63%

1-bedroom Apartment, Outside City Center (Monthly)

$174 KGS 15.2K

$675 Rp 12.1M

-74.27%

3-bedroom Apartment, City Center (Monthly)

$286 KGS 25.0K

$3,442 Rp 61.5M

-91.68%

3-bedroom Apartment, Outside City Center (Monthly)

$288 KGS 25.1K

$2,039 Rp 36.4M

-85.90%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karakol: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $225 in Karakol and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $9.00 in Karakol vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $128 vs $302 per month, with Karakol cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karakol vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karakol and Ubud, Bali differ by about 222% in total monthly costs ($441 vs $1,419 including rent). Karakol is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $661 in Karakol and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $225 in Karakol versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 136% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $441 per month in Karakol versus $1,419 in Ubud, Bali – a 222% gap that adds up to real savings over time for anyone picking the cheaper option.

At $441 in Karakol versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Karakol but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karakol the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karakol and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karakol gentler on the wallet – expenses run 222% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.