Last update: Nov 2026

Cost of Living Comparison Between Karaganda and Cebu

For one person, living costs are similar in Karaganda and in Cebu: $927 and $943 a month, rent and utilities included.

44

Cost of Living Index in Karaganda
Learn more

Karaganda Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Karaganda

🇰🇿 Kazakhstan

$927

/mo nomad

Cebu

🇵🇭 Philippines

$943

/mo nomad

Monthly Cost of Living

How much you'll spend in Karaganda and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karaganda and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $927 in Karaganda versus $943 in Cebu.

Karaganda $927
Cebu $943

Estimated couple costs with rent: $1,497 in Karaganda versus $1,437 in Cebu.

Karaganda $1,497
Cebu $1,437

Monthly costs for a family of three with rent: $2,066 in Karaganda versus $1,930 in Cebu.

Karaganda $2,066
Cebu $1,930

Monthly costs are close between Karaganda and Cebu; which city is cheaper depends on the spending category.

Both cities sit below the global median: Karaganda 31% lower, Cebu 30% lower.

Meal at Budget Restaurant

$9.89 ₸4,455

$3.88 ₱244

154.90%

Three-Course Dinner for Two, Mid-Range

$35.32 ₸15.9K

$23.22 ₱1,462

52.11%

Fast Food Meal (McDonalds, etc)

$5.41 ₸2,438

$3.90 ₱246

38.72%

Cappuccino

$1.87 ₸844

$2.56 ₱161

-26.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.86 ₸387

$1.60 ₱101

-46.25%

Water (0.33 liter bottle)

$0.61 ₸273

$0.51 ₱32.02

19.61%

Local Beer (0.5 liter draught)

$1.32 ₸594

$1.76 ₱111

-25.00%

Imported Beer (0.33 liter bottle)

$2.90 ₸1,307

$2.15 ₱136

34.88%

Milk (1 liter)

$1.28 ₸578

$1.99 ₱125

-35.68%

White Bread (500g)

$0.49 ₸220

$1.37 ₱86.3

-64.23%

Rice (white) (1kg)

$1.31 ₸590

$0.95 ₱59.8

37.89%

Eggs

$1.79 ₸805

$2.02 ₱127

-11.39%

Local Cheese (1kg)

$13.39 ₸6,033

$9.63 ₱606

39.04%

Chicken Fillets (1kg)

$5.55 ₸2,501

$4.35 ₱274

27.59%

Beef Round Steak (1kg)

$11.06 ₸4,980

$7.70 ₱485

43.64%

Apples (1kg)

$1.51 ₸681

$3.30 ₱207

-54.24%

Banana (1kg)

$1.91 ₸863

$1.27 ₱79.7

50.39%

Oranges (1kg)

$2.87 ₸1,293

$2.34 ₱147

22.65%

Tomato (1kg)

$2.17 ₸979

$1.51 ₱95.3

43.71%

Potato (1kg)

$0.61 ₸276

$2.23 ₱141

-72.65%

Onion (1kg)

$0.58 ₸262

$1.93 ₱122

-69.95%

Lettuce (1 head)

$1.02 ₸460

$1.18 ₱74.4

-13.56%

Water (1.5 liter bottle)

$0.70 ₸315

$0.65 ₱40.92

7.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.24 ₸1,010

$2.89 ₱182

-22.49%

Wine (Bottle)

$8.40 ₸3,781

$6.35 ₱400

32.28%

Local Beer (0.5 liter bottle)

$1.35 ₸608

$1.27 ₱80.0

6.30%

Imported Beer (0.33 liter bottle)

$2.11 ₸949

$1.64 ₱103

28.66%

One-way Ticket (Public Transport)

$0.21 ₸94.5

$0.23 ₱14.42

-8.70%

Public Transport Monthly Pass (Regular Price)

$15.38 ₸6,930

$12.24 ₱770

25.65%

Taxi Start (Normal Tariff)

$1.25 ₸562

$0.82 ₱51.5

52.44%

Taxi (Normal Tariff) (1km)

$1.24 ₸558

$0.20 ₱12.56

520.00%

Taxi 1hour Waiting (Normal Tariff)

$3.37 ₸1,517

$4.32 ₱272

-21.99%

Gasoline (1 liter)

$0.56 ₸254

$1.38 ₱86.7

-59.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₸9.8M

$21.2K ₱1.3M

3.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.4K ₸14.6M

$19.3K ₱1.2M

67.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$72.2 ₸32.5K

$124 ₱7,814

-41.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.09 ₸4,543

$15.93 ₱1,003

-36.66%

Internet (50+ Mbps, Unlimited Data)

$12.06 ₸5,431

$28.07 ₱1,767

-57.04%

Gym Membership (Monthly)

$44.75 ₸20.2K

$33.41 ₱2,103

33.94%

Tennis Court (1 Hour on Weekend)

$18.55 ₸8,355

$6.40 ₱403

189.84%

Cinema Ticket

$5.21 ₸2,347

$5.85 ₱368

-10.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₸59.5K

$271 ₱17.0K

-51.15%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

Jeans (Levis 501 Or Similar)

$60.1 ₸27.1K

$48.31 ₱3,041

24.38%

Summer Dress (H&M, Zara, etc)

$59.1 ₸26.6K

$24.56 ₱1,546

140.72%

Sport Shoes (Adidas, Nike)

$78.0 ₸35.2K

$77.1 ₱4,855

1.18%

Men's Leather Business Shoes

$86.3 ₸38.9K

$56.5 ₱3,557

52.70%

1-bedroom Apartment, City Center (Monthly)

$406 ₸182.7K

$495 ₱31.2K

-18.14%

1-bedroom Apartment, Outside City Center (Monthly)

$274 ₸123.6K

$322 ₱20.2K

-14.69%

3-bedroom Apartment, City Center (Monthly)

$715 ₸321.8K

$990 ₱62.3K

-27.85%

3-bedroom Apartment, Outside City Center (Monthly)

$544 ₸245.1K

$628 ₱39.5K

-13.37%

Buy Apartment in City Center (m2)

$1,054 ₸474.6K

$4,459 ₱280.6K

-76.37%

Buy Apartment Outside City Center (m2)

$698 ₸314.2K

$3,030 ₱190.7K

-76.98%

Average Monthly Net Salary (After Tax)

$569 ₸256.4K

$343 ₱21.6K

66.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.25

7.2

167.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karaganda: November 1, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Karaganda

$274 29.6%

Cebu

$322 34.1% 17.2% $47

Groceries & Markets

Karaganda

$216 23.3%

Cebu

$206 21.8% 4.7% $10

Eating Out

Karaganda

$136 14.7%

Cebu

$95 10.1% 30.2% $41

Clothing & Footwear

Karaganda

$128 13.8%

Cebu

$93 9.9% 27.2% $35

Monthly Utilities & Internet

Karaganda

$94 10.2%

Cebu

$168 17.8% 78.2% $74

Sport & Entertainment

Karaganda

$55 6%

Cebu

$45 4.8% 18.2% $10

Getting Around

Karaganda

$24 2.6%

Cebu

$15 1.6% 36.7% $8.7

Cost Breakdown

A one-bedroom apartment in the center runs $406 in Karaganda and $495 in Cebu. Housing cost is often the main lever when comparing two cities.

Karaganda pays 66% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Karaganda vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $216 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇰🇿 Karaganda

🇵🇭 Cebu

🕒 Local time

23:36 11:36 PM

02:36 2:36 AM

3 h ahead of Karaganda

🌤 Weather

👥 Population

520,486

964,169

💱 Currency

Kazakhstani Tenge KZT ₸

Philippine Peso PHP ₱

📈 Exchange rate

1,000 KZT = 2.22 USD

1,000 KZT = 1.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to KZT – Kazakhstani Tenge Converter

🇺🇸 United States Dollar ($)

🇰🇿 Kazakhstani Tenge (₸)

Kazakhstani Tenge exchange rates as of November 5, 2026: 1 USD = 450 KZT (1,000 KZT = 2.22 USD). 1 EUR = 506 KZT (1,000 KZT = 1.98 EUR).

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.73 PHP (100 PHP = 1.41 EUR).

USD to KZT in detail →

On the map

Lowest

Highest

Between locations

Karaganda Cebu 6,390 km ≈ 8 h nonstop flight

From you

Karaganda
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karaganda vs Cebu: Cost of Living - Frequently Asked Questions

Average pay runs 66% higher in Karaganda, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $406 in Karaganda versus $495 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cebu runs roughly 20% less than in Karaganda. The price difference matters if you commute daily and watch your budget.

Shoppers in Cebu pay roughly 5% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Either city works on $1,200 a month, though Karaganda gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.