Last update: Oct 2026

Cost of Living Comparison Between Kapfenberg and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,187 in Kapfenberg, rent and utilities included – about $15,200 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Kapfenberg
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Kapfenberg Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Kapfenberg

🇦🇹 Austria

$2,187

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kapfenberg and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kapfenberg and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,187 in Kapfenberg versus $918 in Cebu.

Kapfenberg $2,187
Cebu $918

Estimated couple costs with rent: $3,188 in Kapfenberg versus $1,409 in Cebu.

Kapfenberg $3,188
Cebu $1,409

Monthly costs for a family of three with rent: $4,189 in Kapfenberg versus $1,900 in Cebu.

Kapfenberg $4,189
Cebu $1,900

Living in Kapfenberg is roughly 138% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kapfenberg is 62% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.62 €15.75

$3.09 ₱194

470.23%

Three-Course Dinner for Two, Mid-Range

$78.0 €69.7

$24.22 ₱1,519

221.92%

Fast Food Meal (McDonalds, etc)

$13.52 €12.08

$3.92 ₱246

244.90%

Cappuccino

$4.34 €3.88

$2.51 ₱157

72.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.31 €2.95

$1.59 ₱99.8

108.18%

Water (0.33 liter bottle)

$2.60 €2.33

$0.53 ₱33.31

390.57%

Local Beer (0.5 liter draught)

$5.74 €5.13

$1.78 ₱112

222.47%

Imported Beer (0.33 liter bottle)

$5.02 €4.49

$2.17 ₱136

131.34%

Milk (1 liter)

$1.45 €1.30

$1.92 ₱120

-24.48%

White Bread (500g)

$1.90 €1.70

$1.36 ₱85.1

39.71%

Rice (white) (1kg)

$1.45 €1.30

$1.01 ₱63.3

43.56%

Eggs

$4.88 €4.36

$2.03 ₱127

140.39%

Local Cheese (1kg)

$11.85 €10.59

$9.86 ₱619

20.18%

Chicken Fillets (1kg)

$12.63 €11.29

$4.39 ₱276

187.70%

Beef Round Steak (1kg)

$23.29 €20.82

$7.60 ₱477

206.45%

Apples (1kg)

$2.34 €2.09

$3.30 ₱207

-29.09%

Banana (1kg)

$2.05 €1.83

$1.39 ₱87.4

47.48%

Oranges (1kg)

$2.24 €2.01

$2.33 ₱146

-3.86%

Tomato (1kg)

$2.76 €2.47

$1.50 ₱93.9

84.00%

Potato (1kg)

$1.82 €1.63

$2.36 ₱148

-22.88%

Onion (1kg)

$1.57 €1.40

$1.90 ₱119

-17.37%

Lettuce (1 head)

$1.38 €1.23

$1.19 ₱74.6

15.97%

Water (1.5 liter bottle)

$0.47 €0.42

$0.63 ₱39.56

-25.40%

Cigarettes 20 Pack (Marlboro, Camel)

$7.47 €6.67

$3.00 ₱188

149.00%

Wine (Bottle)

$5.14 €4.59

$6.03 ₱378

-14.76%

Local Beer (0.5 liter bottle)

$1.26 €1.12

$1.23 ₱77.4

2.44%

Imported Beer (0.33 liter bottle)

$0.93 €0.83

$1.75 ₱110

-46.86%

One-way Ticket (Public Transport)

$2.96 €2.65

$0.25 ₱15.80

1084.00%

Public Transport Monthly Pass (Regular Price)

$55.5 €49.57

$12.64 ₱792

338.84%

Taxi Start (Normal Tariff)

$5.05 €4.51

$0.77 ₱48.43

555.84%

Taxi (Normal Tariff) (1km)

$2.87 €2.56

$0.23 ₱14.47

1147.83%

Taxi 1hour Waiting (Normal Tariff)

$39.69 €35.47

$4.46 ₱279

789.91%

Gasoline (1 liter)

$1.87 €1.67

$1.31 ₱82.5

42.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K €26.5K

$21.2K ₱1.3M

39.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K €24.1K

$19.1K ₱1.2M

40.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$409 €366

$120 ₱7,540

240.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.79 €16.80

$14.00 ₱878

34.21%

Internet (50+ Mbps, Unlimited Data)

$39.84 €35.60

$27.54 ₱1,727

44.66%

Gym Membership (Monthly)

$38.29 €34.22

$32.33 ₱2,028

18.43%

Tennis Court (1 Hour on Weekend)

$25.69 €22.96

$6.65 ₱417

286.32%

Cinema Ticket

$11.21 €10.02

$5.65 ₱354

98.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$200 €179

$275 ₱17.3K

-27.34%

International Primary School, 1 Child (Yearly)

$8,124 €7,259

$7,918 ₱496.6K

2.60%

Jeans (Levis 501 Or Similar)

$92.2 €82.4

$49.33 ₱3,094

86.84%

Summer Dress (H&M, Zara, etc)

$24.29 €21.71

$25.24 ₱1,583

-3.76%

Sport Shoes (Adidas, Nike)

$87.0 €77.8

$77.0 ₱4,827

13.07%

Men's Leather Business Shoes

$63.5 €56.8

$57.2 ₱3,587

11.03%

1-bedroom Apartment, City Center (Monthly)

$951 €850

$500 ₱31.3K

90.33%

1-bedroom Apartment, Outside City Center (Monthly)

$843 €754

$309 ₱19.4K

173.07%

3-bedroom Apartment, City Center (Monthly)

$1,547 €1,382

$1,078 ₱67.6K

43.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,372 €1,226

$615 ₱38.6K

123.02%

Buy Apartment in City Center (m2)

$7,909 €7,068

$2,886 ₱181.0K

174.05%

Buy Apartment Outside City Center (m2)

$6,158 €5,502

$1,917 ₱120.2K

221.28%

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.41

7.2

-52.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kapfenberg: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kapfenberg

$843 38.6%

Cebu

$309 33.6% 63.4% $534

Monthly Utilities & Internet

Kapfenberg

$468 21.4%

Cebu

$162 17.6% 65.4% $306

Groceries & Markets

Kapfenberg

$312 14.3%

Cebu

$206 22.4% 34.1% $107

Eating Out

Kapfenberg

$296 13.5%

Cebu

$88 9.6% 70.2% $208

Clothing & Footwear

Kapfenberg

$120 5.5%

Cebu

$94 10.2% 21.8% $26

Getting Around

Kapfenberg

$87 4%

Cebu

$16 1.7% 82% $71

Sport & Entertainment

Kapfenberg

$61 2.8%

Cebu

$44 4.8% 28.2% $17

Cost Breakdown

A one-bedroom apartment in the center runs $951 in Kapfenberg and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $78.0 in Kapfenberg vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $312 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇹 Kapfenberg

🇵🇭 Cebu

🕒 Local time

00:59 12:59 AM

06:59 6:59 AM

6 h ahead of Kapfenberg

🌤 Weather

👥 Population

23,004

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 13, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.19 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Kapfenberg Cebu 10,520 km ≈ 14 h nonstop flight

From you

Kapfenberg
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kapfenberg vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 138% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,280 in Kapfenberg and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $951 in Kapfenberg versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,187 per month in Kapfenberg versus $918 in Cebu – a 138% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 339% less than in Kapfenberg. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,187 in Kapfenberg, a $1,500 budget is realistic in Cebu but tight or insufficient in Kapfenberg. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kapfenberg, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kapfenberg and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 138% less than in Kapfenberg. Beyond cost, consider language, visa policies, and how big the international community is in each city.