Last update: Oct 2026

Cost of Living Comparison Between Kaoma and Chiang Mai

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Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Kaoma

🇿🇲 Zambia

/mo nomad

Chiang Mai

🇹🇭 Thailand

$906

/mo nomad

Meal at Budget Restaurant

$2.13 ฿71.4

Three-Course Dinner for Two, Mid-Range

$19.40 ฿650

Fast Food Meal (McDonalds, etc)

$5.47 ฿183

Cappuccino

$1.68 ฿56.5

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 ฿22.11

Water (0.33 liter bottle)

$0.34 ฿11.52

Local Beer (0.5 liter draught)

$2.42 ฿81.1

Imported Beer (0.33 liter bottle)

$3.73 ฿125

Milk (1 liter)

$2.06 ฿69.0

White Bread (500g)

$1.46 ฿48.81

Rice (white) (1kg)

$1.35 ฿45.11

Eggs

$2.27 ฿76.0

Local Cheese (1kg)

$16.31 ฿547

Chicken Fillets (1kg)

$2.70 ฿90.4

Beef Round Steak (1kg)

$9.20 ฿308

Apples (1kg)

$2.39 ฿80.2

Banana (1kg)

$1.04 ฿34.68

Oranges (1kg)

$1.60 ฿53.7

Tomato (1kg)

$1.44 ฿48.39

Potato (1kg)

$1.30 ฿43.62

Onion (1kg)

$1.11 ฿37.32

Lettuce (1 head)

$0.70 ฿23.57

Water (1.5 liter bottle)

$0.51 ฿17.00

Cigarettes 20 Pack (Marlboro, Camel)

$4.13 ฿138

Wine (Bottle)

$17.78 ฿596

Local Beer (0.5 liter bottle)

$1.63 ฿54.7

Imported Beer (0.33 liter bottle)

$2.87 ฿96.1

One-way Ticket (Public Transport)

$0.86 ฿28.77

Public Transport Monthly Pass (Regular Price)

$53.2 ฿1,781

Taxi Start (Normal Tariff)

$1.22 ฿40.84

Taxi (Normal Tariff) (1km)

$0.56 ฿18.82

Taxi 1hour Waiting (Normal Tariff)

$2.31 ฿77.5

Gasoline (1 liter)

$1.50 ฿50.2

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ฿698.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿895.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.3 ฿2,052

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.50 ฿419

Internet (50+ Mbps, Unlimited Data)

$20.36 ฿682

Gym Membership (Monthly)

$37.94 ฿1,271

Tennis Court (1 Hour on Weekend)

$3.77 ฿126

Cinema Ticket

$6.60 ฿221

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 ฿25.9K

International Primary School, 1 Child (Yearly)

$14.4K ฿483.5K

Jeans (Levis 501 Or Similar)

$54.8 ฿1,836

Summer Dress (H&M, Zara, etc)

$25.26 ฿846

Sport Shoes (Adidas, Nike)

$90.6 ฿3,034

Men's Leather Business Shoes

$73.3 ฿2,454

1-bedroom Apartment, City Center (Monthly)

$459 ฿15.4K

1-bedroom Apartment, Outside City Center (Monthly)

$294 ฿9,841

3-bedroom Apartment, City Center (Monthly)

$919 ฿30.8K

3-bedroom Apartment, Outside City Center (Monthly)

$552 ฿18.5K

Buy Apartment in City Center (m2)

$1,917 ฿64.2K

Buy Apartment Outside City Center (m2)

$1,445 ฿48.4K

Average Monthly Net Salary (After Tax)

$592 ฿19.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kaoma: October 4, 2026

Last update for Chiang Mai: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kaoma

–

Chiang Mai

$294 31.8%

Groceries & Markets

Kaoma

–

Chiang Mai

$236 25.6%

Clothing & Footwear

Kaoma

–

Chiang Mai

$110 11.9%

Monthly Utilities & Internet

Kaoma

–

Chiang Mai

$94 10.2%

Eating Out

Kaoma

–

Chiang Mai

$77 8.4%

Getting Around

Kaoma

–

Chiang Mai

$61 6.6%

Sport & Entertainment

Kaoma

–

Chiang Mai

$51 5.5%

Good to know

🇿🇲 Kaoma

🇹🇭 Chiang Mai

🕒 Local time

03:44 3:44 AM

08:44 8:44 AM

5 h ahead of Kaoma

🌤 Weather

👥 Population

34,347

127,240

💱 Currency

Zambian Kwacha ZMW ZK

Thai Baht THB ฿

📈 Exchange rate

100 ZMW = 5.04 USD

100 ZMW = 4.5 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to ZMW – Zambian Kwacha Converter

🇺🇸 United States Dollar ($)

🇿🇲 Zambian Kwacha (ZK)

Zambian Kwacha exchange rates as of October 13, 2026: 1 USD = 19.83 ZMW (100 ZMW = 5.04 USD). 1 EUR = 22.22 ZMW (100 ZMW = 4.5 EUR).

Thai Baht exchange rates as of October 13, 2026: 1 USD = 33.5 THB (100 THB = 2.99 USD). 1 EUR = 37.54 THB (100 THB = 2.66 EUR).

USD to ZMW in detail →

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Kaoma Chiang Mai 8,940 km ≈ 12 h nonstop flight

From you

Kaoma
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kaoma vs Chiang Mai: Cost of Living - Frequently Asked Questions

Families tend to lean toward Kaoma – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kaoma. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.