Last update: Nov 2026

Cost of Living Comparison Between Kaneohe, HI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,754 in Kaneohe, HI, rent and utilities included – about $17,100 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in Kaneohe, HI
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Kaneohe, HI Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kaneohe, HI

🇺🇸 United States

$2,754

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Kaneohe, HI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kaneohe, HI and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,754 in Kaneohe, HI versus $1,331 in Ubud, Bali.

Kaneohe, HI $2,754
Ubud, Bali $1,331

Estimated couple costs with rent: $4,026 in Kaneohe, HI versus $2,255 in Ubud, Bali.

Kaneohe, HI $4,026
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $5,298 in Kaneohe, HI versus $3,180 in Ubud, Bali.

Kaneohe, HI $5,298
Ubud, Bali $3,180

Living in Kaneohe, HI is roughly 107% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Kaneohe, HI is 104% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$17.48 $17.48

$3.38 Rp 61.3K

417.16%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$34.65 Rp 629.1K

119.77%

Fast Food Meal (McDonalds, etc)

$12.71 $12.71

$5.57 Rp 101.2K

128.19%

Cappuccino

$5.54 $5.54

$2.62 Rp 47.6K

111.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 $1.93

$1.54 Rp 27.9K

25.32%

Water (0.33 liter bottle)

$1.99 $1.99

$0.64 Rp 11.6K

210.94%

Local Beer (0.5 liter draught)

$7.17 $7.17

$2.67 Rp 48.4K

168.54%

Imported Beer (0.33 liter bottle)

$5.08 $5.08

$4.26 Rp 77.4K

19.25%

Milk (1 liter)

$1.04 $1.04

$1.46 Rp 26.5K

-28.77%

White Bread (500g)

$3.58 $3.58

$2.29 Rp 41.6K

56.33%

Rice (white) (1kg)

$6.65 $6.65

$1.11 Rp 20.1K

499.10%

Eggs

$7.53 $7.53

$2.10 Rp 38.1K

258.57%

Local Cheese (1kg)

$12.65 $12.65

$15.94 Rp 289.4K

-20.64%

Chicken Fillets (1kg)

$10.83 $10.83

$3.88 Rp 70.5K

179.12%

Beef Round Steak (1kg)

$17.88 $17.88

$11.40 Rp 207.0K

56.84%

Apples (1kg)

$8.34 $8.34

$3.55 Rp 64.5K

134.93%

Banana (1kg)

$1.59 $1.59

$1.54 Rp 27.9K

3.25%

Oranges (1kg)

$7.02 $7.02

$2.23 Rp 40.5K

214.80%

Tomato (1kg)

$9.38 $9.38

$1.97 Rp 35.8K

376.14%

Potato (1kg)

$3.81 $3.81

$1.86 Rp 33.7K

104.84%

Onion (1kg)

$4.77 $4.77

$2.42 Rp 43.9K

97.11%

Lettuce (1 head)

$3.04 $3.04

$1.02 Rp 18.6K

198.04%

Water (1.5 liter bottle)

$3.07 $3.07

$0.52 Rp 9,483

490.38%

Cigarettes 20 Pack (Marlboro, Camel)

$8.40 $8.40

$2.20 Rp 39.9K

281.82%

Wine (Bottle)

$6.92 $6.92

$21.79 Rp 395.6K

-68.24%

Local Beer (0.5 liter bottle)

$2.80 $2.80

$2.33 Rp 42.2K

20.17%

Imported Beer (0.33 liter bottle)

$5.85 $5.85

$2.97 Rp 53.9K

96.97%

One-way Ticket (Public Transport)

$1.94 $1.94

$0.25 Rp 4,546

676.00%

Public Transport Monthly Pass (Regular Price)

$60.1 $60.1

$8.17 Rp 148.4K

635.62%

Taxi Start (Normal Tariff)

$3.47 $3.47

$0.44 Rp 7,947

688.64%

Taxi (Normal Tariff) (1km)

$2.59 $2.59

$0.47 Rp 8,496

451.06%

Taxi 1hour Waiting (Normal Tariff)

$44.99 $44.99

$5.60 Rp 101.7K

703.39%

Gasoline (1 liter)

$1.44 $1.44

$0.83 Rp 15.0K

73.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$24.4K Rp 443.8M

45.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$31.7K Rp 575.5M

-18.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$255 $255

$77.5 Rp 1.4M

228.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.7 $65.7

$6.14 Rp 111.6K

969.54%

Internet (50+ Mbps, Unlimited Data)

$65.3 $65.3

$18.92 Rp 343.4K

245.24%

Gym Membership (Monthly)

$40.10 $40.10

$51.0 Rp 925.8K

-21.36%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$16.78 $16.78

$4.38 Rp 79.6K

283.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$888 $888

$492 Rp 8.9M

80.36%

International Primary School, 1 Child (Yearly)

$28.2K $28.2K

$12.2K Rp 221.9M

130.71%

Jeans (Levis 501 Or Similar)

$64.2 $64.2

$45.16 Rp 819.9K

42.12%

Summer Dress (H&M, Zara, etc)

$45.89 $45.89

$34.89 Rp 633.4K

31.53%

Sport Shoes (Adidas, Nike)

$102 $102

$78.3 Rp 1.4M

30.26%

Men's Leather Business Shoes

$111 $111

$77.9 Rp 1.4M

42.71%

1-bedroom Apartment, City Center (Monthly)

$1,567 $1,567

$1,078 Rp 19.6M

45.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,275 $1,275

$665 Rp 12.1M

91.71%

3-bedroom Apartment, City Center (Monthly)

$2,585 $2,585

$3,510 Rp 63.7M

-26.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,081 $2,081

$1,671 Rp 30.3M

24.55%

Buy Apartment in City Center (m2)

$2,590 $2,590

$2,340 Rp 42.5M

10.66%

Buy Apartment Outside City Center (m2)

$2,184 $2,184

$2,236 Rp 40.6M

-2.32%

Average Monthly Net Salary (After Tax)

$4,427 $4,427

$166 Rp 3.0M

2561.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

13.78

-60.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kaneohe, HI: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kaneohe, HI

$1.3K 46.3%

Ubud, Bali

$665 50% 47.8% $610

Groceries & Markets

Kaneohe, HI

$484 17.6%

Ubud, Bali

$279 21% 42.3% $205

Monthly Utilities & Internet

Kaneohe, HI

$386 14%

Ubud, Bali

$103 7.7% 73.4% $283

Eating Out

Kaneohe, HI

$306 11.1%

Ubud, Bali

$106 8% 65.5% $200

Clothing & Footwear

Kaneohe, HI

$145 5.3%

Ubud, Bali

$106 8% 26.9% $39

Getting Around

Kaneohe, HI

$84 3.1%

Ubud, Bali

$12 0.9% 85.8% $72

Sport & Entertainment

Kaneohe, HI

$74 2.7%

Ubud, Bali

$60 4.5% 18.9% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,567 in Kaneohe, HI and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kaneohe, HI pays about 27 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $76 in Kaneohe, HI vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $484 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Kaneohe, HI

🇮🇩 Ubud, Bali

🕒 Local time

14:56 2:56 PM

08:56 8:56 AM

18 h ahead of Kaneohe, HI

🌤 Weather

👥 Population

34,597

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Kaneohe, HI Ubud, Bali 10,040 km ≈ 13 h nonstop flight

From you

Kaneohe, HI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kaneohe, HI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 52% lower than in Kaneohe, HI. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Kaneohe, HI is about 27 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,567 in Kaneohe, HI versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 73% higher in Kaneohe, HI. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $76 in Kaneohe, HI. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Kaneohe, HI, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kaneohe, HI and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 52% less than in Kaneohe, HI. Beyond cost, consider language, visa policies, and how big the international community is in each city.