Last update: Nov 2026

Cost of Living Comparison Between Kaneohe, HI and Chicago, IL

For one person, living is cheaper in Kaneohe, HI: $2,754 a month against $3,072 in Chicago, IL, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in Kaneohe, HI
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Kaneohe, HI Living Index
146

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Kaneohe, HI

🇺🇸 United States

$2,754

/mo nomad

Chicago, IL

🇺🇸 United States

$3,072

/mo nomad

Monthly Cost of Living

How much you'll spend in Kaneohe, HI and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kaneohe, HI and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,754 per month in Kaneohe, HI vs $3,072 in Chicago, IL, rent included.

Kaneohe, HI $2,754
Chicago, IL $3,072

A couple spends around $4,026 per month in Kaneohe, HI vs $4,545 in Chicago, IL, rent included.

Kaneohe, HI $4,026
Chicago, IL $4,545

A family of three spends $5,298 per month in Kaneohe, HI vs $6,019 in Chicago, IL, rent included.

Kaneohe, HI $5,298
Chicago, IL $6,019

Kaneohe, HI is about 10% cheaper than Chicago, IL, and outside of rent the biggest gap is in eating out.

Both Kaneohe, HI and Chicago, IL sit above the global median – Kaneohe, HI by 104%, Chicago, IL by 127%.

Meal at Budget Restaurant

$17.48 $17.48

$20.39 $20.39

-14.27%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$88.6 $88.6

-14.02%

Fast Food Meal (McDonalds, etc)

$12.71 $12.71

$12.85 $12.85

-1.09%

Cappuccino

$5.54 $5.54

$5.78 $5.78

-4.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 $1.93

$2.74 $2.74

-29.56%

Water (0.33 liter bottle)

$1.99 $1.99

$2.26 $2.26

-11.95%

Local Beer (0.5 liter draught)

$7.17 $7.17

$6.88 $6.88

4.22%

Imported Beer (0.33 liter bottle)

$5.08 $5.08

$9.24 $9.24

-45.02%

Milk (1 liter)

$1.04 $1.04

$1.26 $1.26

-17.46%

White Bread (500g)

$3.58 $3.58

$3.55 $3.55

0.85%

Rice (white) (1kg)

$6.65 $6.65

$5.38 $5.38

23.61%

Eggs

$7.53 $7.53

$4.55 $4.55

65.49%

Local Cheese (1kg)

$12.65 $12.65

$13.65 $13.65

-7.33%

Chicken Fillets (1kg)

$10.83 $10.83

$14.07 $14.07

-23.03%

Beef Round Steak (1kg)

$17.88 $17.88

$18.06 $18.06

-1.00%

Apples (1kg)

$8.34 $8.34

$5.16 $5.16

61.63%

Banana (1kg)

$1.59 $1.59

$1.98 $1.98

-19.70%

Oranges (1kg)

$7.02 $7.02

$3.88 $3.88

80.93%

Tomato (1kg)

$9.38 $9.38

$4.83 $4.83

94.20%

Potato (1kg)

$3.81 $3.81

$2.81 $2.81

35.59%

Onion (1kg)

$4.77 $4.77

$2.67 $2.67

78.65%

Lettuce (1 head)

$3.04 $3.04

$2.07 $2.07

46.86%

Water (1.5 liter bottle)

$3.07 $3.07

$3.03 $3.03

1.32%

Cigarettes 20 Pack (Marlboro, Camel)

$8.40 $8.40

$13.90 $13.90

-39.57%

Wine (Bottle)

$6.92 $6.92

$15.05 $15.05

-54.02%

Local Beer (0.5 liter bottle)

$2.80 $2.80

$2.63 $2.63

6.46%

Imported Beer (0.33 liter bottle)

$5.85 $5.85

$3.45 $3.45

69.57%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.43 $2.43

-20.16%

Public Transport Monthly Pass (Regular Price)

$60.1 $60.1

$75.3 $75.3

-20.19%

Taxi Start (Normal Tariff)

$3.47 $3.47

$3.17 $3.17

9.46%

Taxi (Normal Tariff) (1km)

$2.59 $2.59

$1.70 $1.70

52.35%

Taxi 1hour Waiting (Normal Tariff)

$44.99 $44.99

$24.90 $24.90

80.68%

Gasoline (1 liter)

$1.44 $1.44

$1.28 $1.28

12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$35.8K $35.8K

-0.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.8K $26.8K

-4.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$255 $255

$192 $192

32.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.7 $65.7

$69.6 $69.6

-5.63%

Internet (50+ Mbps, Unlimited Data)

$65.3 $65.3

$62.2 $62.2

5.03%

Gym Membership (Monthly)

$40.10 $40.10

$47.79 $47.79

-16.09%

Tennis Court (1 Hour on Weekend)

$27.10 $27.10

Cinema Ticket

$16.78 $16.78

$17.83 $17.83

-5.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$888 $888

$1,815 $1,815

-51.06%

International Primary School, 1 Child (Yearly)

$28.2K $28.2K

$40.6K $40.6K

-30.58%

Jeans (Levis 501 Or Similar)

$64.2 $64.2

$66.2 $66.2

-3.02%

Summer Dress (H&M, Zara, etc)

$45.89 $45.89

$51.4 $51.4

-10.70%

Sport Shoes (Adidas, Nike)

$102 $102

$103 $103

-1.29%

Men's Leather Business Shoes

$111 $111

$143 $143

-22.10%

1-bedroom Apartment, City Center (Monthly)

$1,567 $1,567

$2,531 $2,531

-38.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,275 $1,275

$1,621 $1,621

-21.37%

3-bedroom Apartment, City Center (Monthly)

$2,585 $2,585

$4,828 $4,828

-46.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,081 $2,081

$2,734 $2,734

-23.88%

Buy Apartment in City Center (m2)

$2,590 $2,590

$4,163 $4,163

-37.80%

Buy Apartment Outside City Center (m2)

$2,184 $2,184

$2,723 $2,723

-19.79%

Average Monthly Net Salary (After Tax)

$4,427 $4,427

$4,924 $4,924

-10.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

6.78

-18.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kaneohe, HI: November 1, 2026

Last update for Chicago, IL: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kaneohe, HI

$1.3K 46.3%

Chicago, IL

$1.6K 52.8% 27.2% $346

Groceries & Markets

Kaneohe, HI

$484 17.6%

Chicago, IL

$439 14.3% 9.3% $45

Monthly Utilities & Internet

Kaneohe, HI

$386 14%

Chicago, IL

$324 10.5% 16% $62

Eating Out

Kaneohe, HI

$306 11.1%

Chicago, IL

$344 11.2% 12.4% $38

Clothing & Footwear

Kaneohe, HI

$145 5.3%

Chicago, IL

$164 5.3% 12.5% $18

Getting Around

Kaneohe, HI

$84 3.1%

Chicago, IL

$97 3.2% 14.7% $12

Sport & Entertainment

Kaneohe, HI

$74 2.7%

Chicago, IL

$83 2.7% 13.3% $9.8

Cost Breakdown

A central one-bedroom costs $1,567 in Kaneohe, HI versus $2,531 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76 in Kaneohe, HI versus $89 in Chicago, IL. Groceries tell a different story – $484 in Kaneohe, HI vs $439 in Chicago, IL – so Chicago, IL wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Kaneohe, HI

🇺🇸 Chicago, IL

🕒 Local time

14:57 2:57 PM

18:57 6:57 PM

4 h ahead of Kaneohe, HI

🌤 Weather

👥 Population

34,597

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.888 EUR

Exchange rates and currency converter

On the map

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Between locations

Kaneohe, HI Chicago, IL 6,830 km ≈ 9 h nonstop flight

From you

Kaneohe, HI
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kaneohe, HI vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,754 in Kaneohe, HI, $3,072 in Chicago, IL – Kaneohe, HI comes out roughly 10% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,131 per month in Kaneohe, HI and $4,608 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kaneohe, HI, especially for central apartments: a one-bedroom in the center costs $1,567 there versus $2,531 in Chicago, IL.

Interestingly, groceries are about 9% cheaper in Chicago, IL – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $76 in Kaneohe, HI and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,754 in Kaneohe, HI and $3,072 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Kaneohe, HI – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kaneohe, HI. If higher salaries or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.