Last update: Oct 2026

Cost of Living Comparison Between Kaneohe, HI and Pago Pago

For one person, living is cheaper in Pago Pago: $1,477 a month against $2,762 in Kaneohe, HI, rent and utilities included – about $15,400 less a year. Rent and utilities account for most of the difference.

133

Cost of Living Index in Kaneohe, HI
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Kaneohe, HI Living Index
71

Cost of Living Index in Pago Pago
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Pago Pago Living Index

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Kaneohe, HI

🇺🇸 United States

$2,762

/mo nomad

Pago Pago

🇦🇸 American Samoa

$1,477

/mo nomad

Monthly Cost of Living

How much you'll spend in Kaneohe, HI and in Pago Pago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kaneohe, HI and in Pago Pago actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,762 in Kaneohe, HI versus $1,477 in Pago Pago.

Kaneohe, HI $2,762
Pago Pago $1,477

Estimated couple costs with rent: $4,026 in Kaneohe, HI versus $2,274 in Pago Pago.

Kaneohe, HI $4,026
Pago Pago $2,274

Monthly costs for a family of three with rent: $5,291 in Kaneohe, HI versus $3,071 in Pago Pago.

Kaneohe, HI $5,291
Pago Pago $3,071

Living in Kaneohe, HI is roughly 87% more expensive than in Pago Pago, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Kaneohe, HI 103% above, Pago Pago 9% above.

Meal at Budget Restaurant

$17.72 $17.72

Three-Course Dinner for Two, Mid-Range

$77.7 $77.7

$35.62 $35.62

118.08%

Fast Food Meal (McDonalds, etc)

$12.74 $12.74

$9.90 $9.90

28.69%

Cappuccino

$5.54 $5.54

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 $1.89

Water (0.33 liter bottle)

$2.00 $2.00

$0.98 $0.98

104.08%

Local Beer (0.5 liter draught)

$6.87 $6.87

Imported Beer (0.33 liter bottle)

$5.07 $5.07

$3.95 $3.95

28.35%

Milk (1 liter)

$1.02 $1.02

$2.53 $2.53

-59.68%

White Bread (500g)

$3.59 $3.59

$2.85 $2.85

25.96%

Rice (white) (1kg)

$6.51 $6.51

$4.19 $4.19

55.37%

Eggs

$7.94 $7.94

$4.63 $4.63

71.49%

Local Cheese (1kg)

$12.34 $12.34

$10.13 $10.13

21.82%

Chicken Fillets (1kg)

$10.86 $10.86

$9.98 $9.98

8.82%

Beef Round Steak (1kg)

$17.38 $17.38

$11.55 $11.55

50.48%

Apples (1kg)

$8.13 $8.13

$5.89 $5.89

38.03%

Banana (1kg)

$1.60 $1.60

$0.98 $0.98

63.27%

Oranges (1kg)

$6.98 $6.98

$2.94 $2.94

137.41%

Tomato (1kg)

$9.87 $9.87

$3.94 $3.94

150.51%

Potato (1kg)

$3.90 $3.90

$3.93 $3.93

-0.76%

Onion (1kg)

$4.81 $4.81

$3.97 $3.97

21.16%

Lettuce (1 head)

$3.07 $3.07

$2.04 $2.04

50.49%

Water (1.5 liter bottle)

$2.96 $2.96

$1.97 $1.97

50.25%

Cigarettes 20 Pack (Marlboro, Camel)

$8.28 $8.28

$11.66 $11.66

-28.99%

Wine (Bottle)

$6.81 $6.81

$14.74 $14.74

-53.80%

Local Beer (0.5 liter bottle)

$2.81 $2.81

$1.02 $1.02

175.49%

Imported Beer (0.33 liter bottle)

$5.62 $5.62

$2.87 $2.87

95.82%

One-way Ticket (Public Transport)

$1.99 $1.99

$2.05 $2.05

-2.93%

Public Transport Monthly Pass (Regular Price)

$59.8 $59.8

$125 $125

-52.08%

Taxi Start (Normal Tariff)

$3.42 $3.42

$5.13 $5.13

-33.33%

Taxi (Normal Tariff) (1km)

$2.59 $2.59

$2.04 $2.04

26.96%

Taxi 1hour Waiting (Normal Tariff)

$44.00 $44.00

$29.67 $29.67

48.30%

Gasoline (1 liter)

$1.37 $1.37

$1.29 $1.29

6.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$30.3K $30.3K

16.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$20.0K $20.0K

31.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$255 $255

$415 $415

-38.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.8 $65.8

$29.55 $29.55

122.50%

Internet (50+ Mbps, Unlimited Data)

$64.8 $64.8

$75.9 $75.9

-14.64%

Gym Membership (Monthly)

$39.92 $39.92

$49.77 $49.77

-19.79%

Tennis Court (1 Hour on Weekend)

$10.03 $10.03

Cinema Ticket

$16.71 $16.71

$8.84 $8.84

89.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$885 $885

$984 $984

-10.07%

International Primary School, 1 Child (Yearly)

$27.2K $27.2K

$9,831 $9,831

177.03%

Jeans (Levis 501 Or Similar)

$63.3 $63.3

$70.8 $70.8

-10.57%

Summer Dress (H&M, Zara, etc)

$46.10 $46.10

$49.70 $49.70

-7.24%

Sport Shoes (Adidas, Nike)

$101 $101

$78.7 $78.7

28.87%

Men's Leather Business Shoes

$109 $109

$98.7 $98.7

10.90%

1-bedroom Apartment, City Center (Monthly)

$1,546 $1,546

$327 $327

373.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,286 $1,286

$203 $203

533.88%

3-bedroom Apartment, City Center (Monthly)

$2,524 $2,524

$911 $911

177.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,071 $2,071

$691 $691

199.60%

Buy Apartment in City Center (m2)

$2,946 $2,946

$18.2K $18.2K

-83.83%

Buy Apartment Outside City Center (m2)

$2,249 $2,249

$10.9K $10.9K

-79.35%

Average Monthly Net Salary (After Tax)

$4,486 $4,486

$1,183 $1,183

279.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

83.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kaneohe, HI: October 25, 2026

Last update for Pago Pago: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kaneohe, HI

$1.3K 46.6%

Pago Pago

$203 13.7% 84.2% $1.1K

Groceries & Markets

Kaneohe, HI

$483 17.5%

Pago Pago

$363 24.6% 24.9% $120

Monthly Utilities & Internet

Kaneohe, HI

$385 13.9%

Pago Pago

$520 35.2% 35.2% $135

Eating Out

Kaneohe, HI

$306 11.1%

Pago Pago

$42 * 2.8% 86.5% $265

Clothing & Footwear

Kaneohe, HI

$144 5.2%

Pago Pago

$134 9.1% 7% $10

Getting Around

Kaneohe, HI

$84 3%

Pago Pago

$148 10% 76.3% $64

Sport & Entertainment

Kaneohe, HI

$73 2.7%

Pago Pago

$67 4.6% 8% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,546 in Kaneohe, HI and $327 in Pago Pago. Housing cost is often the main lever when comparing two cities.

Kaneohe, HI pays about 3.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $78 in Kaneohe, HI vs $36 in Pago Pago for a mid-range dinner for two. Groceries echo the gap at $483 vs $363 per month, with Pago Pago cheaper across the board.

Good to know

🇺🇸 Kaneohe, HI

🇦🇸 Pago Pago

🕒 Local time

06:22 6:22 AM

05:22 5:22 AM

1 h behind Kaneohe, HI

🌤 Weather

👥 Population

34,597

11,500 Capital

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Kaneohe, HI Pago Pago 4,210 km ≈ 6 h nonstop flight

From you

Kaneohe, HI
Pago Pago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kaneohe, HI vs Pago Pago: Cost of Living - Frequently Asked Questions

Pago Pago wins on cost – living expenses run 47% lower than in Kaneohe, HI. Housing and daily spending are where you’ll feel the difference most, making Pago Pago the obvious pick if budget is a priority.

Average pay in Kaneohe, HI is about 3.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,546 in Kaneohe, HI versus $327 in Pago Pago. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 33% higher in Kaneohe, HI. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Pago Pago – a meal for two runs $36 versus $78 in Kaneohe, HI. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Pago Pago is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kaneohe, HI and Pago Pago are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Pago Pago wins on affordability, Kaneohe, HI on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.