Cost of Living Comparison Between Kailua, HI and New York, NY Cost of Living Comparison Between Kailua, HI and New York, NY

🙂 Solo nomad: Kailua, HI is 21.2% cheaper than New York, NY without rent, and 10.6% cheaper with rent.

🙂 Family of 3: Kailua, HI is 26% cheaper than New York, NY without rent, and 20.5% cheaper with rent.

Meal at Budget Restaurant

$21.13 $21.13

$29.68 $29.68

-28.81%

Three-Course Dinner for Two, Mid-Range

$98.3 $98.3

$144 $144

-31.83%

Fast Food Meal (McDonalds, etc)

$9.44 $9.44

$12.43 $12.43

-24.05%

Cappuccino

$6.6 $6.6

$5.84 $5.84

13.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 $3.03

$3.26 $3.26

-7.06%

Water (0.33 liter bottle)

$1.97 $1.97

$2.58 $2.58

-23.64%

Local Beer (0.5 liter draught)

$7.89 $7.89

$8.24 $8.24

-4.25%

Imported Beer (0.33 liter bottle)

$8.9 $8.9

$11.86 $11.86

-24.96%

Milk (1 liter)

$2.04 $2.04

$1.56 $1.56

30.77%

White Bread (500g)

$6.84 $6.84

$5.23 $5.23

30.78%

Rice (white) (1kg)

$7.48 $7.48

$8.11 $8.11

-7.77%

Eggs

$6.94 $6.94

$7.25 $7.25

-4.28%

Local Cheese (1kg)

$13.01 $13.01

$17.08 $17.08

-23.83%

Chicken Fillets (1kg)

$18.03 $18.03

$16.24 $16.24

11.02%

Beef Round Steak (1kg)

$19.61 $19.61

$20.02 $20.02

-2.05%

Apples (1kg)

$7.01 $7.01

$7.49 $7.49

-6.41%

Banana (1kg)

$3.88 $3.88

$2.55 $2.55

52.16%

Oranges (1kg)

$6.43 $6.43

$5.82 $5.82

10.48%

Tomato (1kg)

$8.07 $8.07

$6.52 $6.52

23.77%

Potato (1kg)

$3.7 $3.7

$3.72 $3.72

-0.54%

Onion (1kg)

$4.64 $4.64

$3.9 $3.9

18.97%

Lettuce (1 head)

$4.6 $4.6

$3.07 $3.07

49.84%

Water (1.5 liter bottle)

$3.14 $3.14

$2.57 $2.57

22.18%

Cigarettes 20 Pack (Marlboro, Camel)

$11.83 $11.83

$19.21 $19.21

-38.42%

Wine (Bottle)

$12.95 $12.95

$17.79 $17.79

-27.21%

Local Beer (0.5 liter bottle)

$2.52 $2.52

$3.01 $3.01

-16.28%

Imported Beer (0.33 liter bottle)

$2.08 $2.08

$3.72 $3.72

-44.09%

One-way Ticket (Public Transport)

$4.03 $4.03

$2.92 $2.92

38.01%

Public Transport Monthly Pass (Regular Price)

$91.7 $91.7

$134 $134

-31.59%

Taxi Start (Normal Tariff)

$3.4 $3.4

$5.13 $5.13

-33.72%

Taxi (Normal Tariff) (1km)

$2.57 $2.57

$2.15 $2.15

19.53%

Taxi 1hour Waiting (Normal Tariff)

$44.77 $44.77

$41.57 $41.57

7.70%

Gasoline (1 liter)

$1.21 $1.21

$0.95 $0.95

27.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K $29.5K

$35K $35K

-15.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$27.7K $27.7K

-11.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 $238

$179 $179

33.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.27 $49.27

$60 $60

-17.84%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$63.8 $63.8

6.08%

Gym Membership (Monthly)

$71 $71

$141 $141

-49.52%

Tennis Court (1 Hour on Weekend)

$40.54 $40.54

$63.9 $63.9

-36.56%

Cinema Ticket

$16.28 $16.28

$19.9 $19.9

-18.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,521 $1,521

$3,206 $3,206

-52.56%

International Primary School, 1 Child (Yearly)

$20.3K $20.3K

$56.5K $56.5K

-64.09%

Jeans (Levis 501 Or Similar)

$58 $58

$65.7 $65.7

-11.70%

Summer Dress (H&M, Zara, etc)

$60.6 $60.6

$48.75 $48.75

24.21%

Sport Shoes (Adidas, Nike)

$107 $107

$111 $111

-3.84%

Men's Leather Business Shoes

$130 $130

$172 $172

-24.32%

1-bedroom Apartment, City Center (Monthly)

$2,796 $2,796

$4,165 $4,165

-32.87%

1-bedroom Apartment, Outside City Center (Monthly)

$2,314 $2,314

$2,653 $2,653

-12.79%

3-bedroom Apartment, City Center (Monthly)

$4,285 $4,285

$8,412 $8,412

-49.06%

3-bedroom Apartment, Outside City Center (Monthly)

$3,926 $3,926

$5,277 $5,277

-25.60%

Buy Apartment in City Center (m2)

$12.3K $12.3K

$15.6K $15.6K

-21.48%

Buy Apartment Outside City Center (m2)

$9,868 $9,868

$11.2K $11.2K

-11.56%

Average Monthly Net Salary (After Tax)

$4,886 $4,886

$5,616 $5,616

-12.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.44

1.86%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kailua, HI: October 28, 2025

Last update for New York, NY: October 28, 2025

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