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Last update: Oct 2026
Cost of Living Comparison Between Kadikoy and Cebu
For one person, living is cheaper in Cebu: $918 a month against $1,752 in Kadikoy, rent and utilities included – about $10,000 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kadikoy and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $1,752 in Kadikoy versus $918 in Cebu.
Kadikoy $1,752
Cebu $918
Estimated couple costs with rent: $2,613 in Kadikoy versus $1,409 in Cebu.
Kadikoy $2,613
Cebu $1,409
Monthly costs for a family of three with rent: $3,474 in Kadikoy versus $1,900 in Cebu.
Kadikoy $3,474
Cebu $1,900
🌍
Living in Kadikoy is roughly 91% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Kadikoy is 30% above, Cebu is 32% below.
Currency
No currencies found
🍽 Eating Out
Kadikoy
Cebu
Difference
Meal at Budget Restaurant
$12.19₺603
$3.09₱194
294.50%
Three-Course Dinner for Two, Mid-Range
$55.0₺2,723
$24.22₱1,525
127.04%
Fast Food Meal(McDonalds, etc)
$9.20₺456
$3.92₱247
134.69%
Cappuccino
$4.36₺216
$2.51₱158
73.71%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75₺86.5
$1.59₱100
10.06%
Water(0.33 liter bottle)
$0.59₺29.36
$0.53₱33.43
11.32%
Local Beer(0.5 liter draught)
$3.70₺183
$1.78₱112
107.87%
Imported Beer(0.33 liter bottle)
$4.73₺234
$2.17₱137
117.97%
🛒 Groceries & Markets
Kadikoy
Cebu
Difference
Milk(1 liter)
$1.04₺51.4
$1.92₱121
-45.83%
White Bread(500g)
$0.91₺44.83
$1.36₱85.4
-33.09%
Rice(white)(1kg)
$2.28₺113
$1.01₱63.5
125.74%
Eggs
$2.08₺103
$2.03₱128
2.46%
Local Cheese(1kg)
$10.41₺516
$9.86₱621
5.58%
Chicken Fillets(1kg)
$4.61₺228
$4.39₱277
5.01%
Beef Round Steak(1kg)
$20.01₺991
$7.60₱479
163.29%
Apples(1kg)
$1.83₺90.5
$3.30₱208
-44.55%
Banana(1kg)
$2.06₺102
$1.39₱87.8
48.20%
Oranges(1kg)
$1.28₺63.6
$2.33₱147
-45.06%
Tomato(1kg)
$1.55₺76.5
$1.50₱94.3
3.33%
Potato(1kg)
$0.57₺28.12
$2.36₱149
-75.85%
Onion(1kg)
$0.45₺22.26
$1.90₱119
-76.32%
Lettuce(1 head)
$1.01₺49.76
$1.19₱74.9
-15.13%
Water(1.5 liter bottle)
$0.89₺44.16
$0.63₱39.71
41.27%
Cigarettes 20 Pack(Marlboro, Camel)
$2.39₺118
$3.00₱189
-20.33%
Wine(Bottle)
$5.91₺293
$6.03₱379
-1.99%
Local Beer(0.5 liter bottle)
$1.97₺97.4
$1.23₱77.7
60.16%
Imported Beer(0.33 liter bottle)
$3.44₺170
$1.75₱110
96.57%
🚌 Getting Around
Kadikoy
Cebu
Difference
One-way Ticket(Public Transport)
$0.87₺43.22
$0.25₱15.86
248.00%
Public Transport Monthly Pass(Regular Price)
$65.6₺3,245
$12.64₱796
418.59%
Taxi Start(Normal Tariff)
$1.29₺63.8
$0.77₱48.62
67.53%
Taxi(Normal Tariff)(1km)
$0.84₺41.65
$0.23₱14.53
265.22%
Taxi 1hour Waiting(Normal Tariff)
$11.18₺554
$4.46₱281
150.67%
Gasoline(1 liter)
$1.32₺65.4
$1.31₱82.8
0.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.5K₺2.1M
$21.2K₱1.3M
99.92%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.3K₺2.1M
$19.1K₱1.2M
120.88%
🧾 Monthly Utilities & Internet
Kadikoy
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$88.5₺4,381
$120₱7,569
-26.40%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.73₺581
$14.00₱882
-16.21%
Internet(50+ Mbps, Unlimited Data)
$16.17₺800
$27.54₱1,734
-41.29%
🎉 Sport & Entertainment
Kadikoy
Cebu
Difference
Gym Membership(Monthly)
$49.98₺2,475
$32.33₱2,035
54.59%
Tennis Court(1 Hour on Weekend)
$14.13₺699
$6.65₱419
112.48%
Cinema Ticket
$6.23₺308
$5.65₱356
10.27%
🧸 Childcare & Education
Kadikoy
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$797₺39.4K
$275₱17.3K
189.34%
International Primary School, 1 Child(Yearly)
$6,423₺318.0K
$7,918₱498.5K
-18.89%
👕👟 Clothing & Footwear
Kadikoy
Cebu
Difference
Jeans(Levis 501 Or Similar)
$47.39₺2,346
$49.33₱3,106
-3.93%
Summer Dress(H&M, Zara, etc)
$40.56₺2,008
$25.24₱1,589
60.70%
Sport Shoes(Adidas, Nike)
$78.3₺3,876
$77.0₱4,846
1.73%
Men's Leather Business Shoes
$95.3₺4,720
$57.2₱3,601
66.66%
🏠 Accommodation & Living
Kadikoy
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$1,194₺59.1K
$500₱31.5K
138.94%
1-bedroom Apartment, Outside City Center(Monthly)
$935₺46.3K
$309₱19.4K
202.74%
3-bedroom Apartment, City Center(Monthly)
$2,257₺111.7K
$1,078₱67.9K
109.36%
3-bedroom Apartment, Outside City Center(Monthly)
$1,546₺76.6K
$615₱38.7K
151.34%
Buy Apartment in City Center(m2)
$3,308₺163.8K
$2,886₱181.7K
14.63%
Buy Apartment Outside City Center(m2)
$2,140₺105.9K
$1,917₱120.7K
11.65%
💵 Salaries & Financials
Kadikoy
Cebu
Difference
Average Monthly Net Salary(After Tax)
$1,551₺76.8K
$346₱21.8K
348.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
39.33
7.2
446.25%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kadikoy: October 12, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Kadikoy
$935 53.4%
Cebu
$309 33.6% ↓ 67%$626
🛒Groceries & Markets
Kadikoy
$231 13.2%
Cebu
$206 22.4% ↓ 11%$26
🍽Eating Out
Kadikoy
$215 12.3%
Cebu
$88 9.6% ↓ 58.9%$127
👕👟Clothing & Footwear
Kadikoy
$118 6.7%
Cebu
$94 10.2% ↓ 20.2%$24
🧾Monthly Utilities & Internet
Kadikoy
$116 6.6%
Cebu
$162 17.6% ↑ 39%$45
🚌Getting Around
Kadikoy
$75 4.3%
Cebu
$16 1.7% ↓ 79.1%$59
🎉Sport & Entertainment
Kadikoy
$62 3.6%
Cebu
$44 4.8% ↓ 30.1%$19
🏠Accommodation & Living
Kadikoy
$1.5K 44.5%
Cebu
$615 32.4% ↓ 60.2%$931
🛒Groceries & Markets
Kadikoy
$540 15.6%
Cebu
$483 25.4% ↓ 10.6%$58
🍽Eating Out
Kadikoy
$708 20.4%
Cebu
$292 15.4% ↓ 58.7%$416
👕👟Clothing & Footwear
Kadikoy
$262 7.5%
Cebu
$209 11% ↓ 20.2%$53
🧾Monthly Utilities & Internet
Kadikoy
$128 3.7%
Cebu
$176 9.3% ↑ 37.2%$48
🚌Getting Around
Kadikoy
$151 4.3%
Cebu
$32 1.7% ↓ 79%$119
🎉Sport & Entertainment
Kadikoy
$139 4%
Cebu
$94 4.9% ↓ 32.5%$45
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,194 in Kadikoy and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Kadikoy pays 348% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $55.0 in Kadikoy vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $231 vs $206 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kadikoy vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Kadikoy?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 91% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kadikoy or Cebu?
Average pay runs 348% higher in Kadikoy, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kadikoy and Cebu?
Rent for a central apartment: $1,194 in Kadikoy versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Kadikoy and in Cebu?
All in, you'll spend $1,752 per month in Kadikoy versus $918 in Cebu – a 91% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 419% less than in Kadikoy. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Kadikoy or in Cebu?
At $918 in Cebu versus $1,752 in Kadikoy, a $1,500 budget is realistic in Cebu but tight or insufficient in Kadikoy. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Kadikoy or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kadikoy, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kadikoy or Cebu?
Safety-wise, Kadikoy and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 91% less than in Kadikoy. Beyond cost, consider language, visa policies, and how big the international community is in each city.