Cost of Living Comparison Between Jersey City, NJ and Chicago, IL Cost of Living Comparison Between Jersey City, NJ and Chicago, IL

😐 Solo nomad: Jersey City, NJ is 1% more expensive than Chicago, IL without rent, and 25.7% more expensive with rent.
😐 Family of 3: Jersey City, NJ is 1.2% more expensive than Chicago, IL without rent, and 17.2% more expensive with rent.
Currency
🍽 Eating Out
Jersey City, NJ
Chicago, IL
Difference
Meal at Budget Restaurant
$19.75 $19.75
$20.53 $20.53
-3.80%
Three-Course Dinner for Two, Mid-Range
$100.0 $100.0
$102 $102
-1.66%
Fast Food Meal (McDonalds, etc)
$14.11 $14.11
$12.03 $12.03
17.29%
Cappuccino
$5.42 $5.42
$5.62 $5.62
-3.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.35 $2.35
$3.07 $3.07
-23.45%
Water (0.33 liter bottle)
$1.90 $1.90
$2.42 $2.42
-21.49%
Local Beer (0.5 liter draught)
$6.88 $6.88
$6.98 $6.98
-1.43%
Imported Beer (0.33 liter bottle)
$9.16 $9.16
$8.10 $8.10
13.09%
🛒 Groceries & Markets
Jersey City, NJ
Chicago, IL
Difference
Milk (1 liter)
$1.32 $1.32
$1.08 $1.08
22.22%
White Bread (500g)
$3.67 $3.67
$3.95 $3.95
-7.09%
Rice (white) (1kg)
$5.28 $5.28
$5.52 $5.52
-4.35%
Eggs
$4.78 $4.78
$4.55 $4.55
5.05%
Local Cheese (1kg)
$21.14 $21.14
$14.58 $14.58
44.99%
Chicken Fillets (1kg)
$11.91 $11.91
$14.91 $14.91
-20.12%
Beef Round Steak (1kg)
$17.34 $17.34
$18.83 $18.83
-7.91%
Apples (1kg)
$4.96 $4.96
$5.34 $5.34
-7.12%
Banana (1kg)
$1.78 $1.78
$1.76 $1.76
1.14%
Oranges (1kg)
$4.07 $4.07
$4.39 $4.39
-7.29%
Tomato (1kg)
$4.22 $4.22
$4.37 $4.37
-3.43%
Potato (1kg)
$2.77 $2.77
$2.55 $2.55
8.63%
Onion (1kg)
$3.97 $3.97
$2.78 $2.78
42.81%
Lettuce (1 head)
$2.39 $2.39
$2.46 $2.46
-2.85%
Water (1.5 liter bottle)
$2.65 $2.65
$2.66 $2.66
-0.38%
Cigarettes 20 Pack (Marlboro, Camel)
$12.21 $12.21
$14.74 $14.74
-17.16%
Wine (Bottle)
$15.25 $15.25
$15.17 $15.17
0.53%
Local Beer (0.5 liter bottle)
$1.69 $1.69
$2.45 $2.45
-31.02%
Imported Beer (0.33 liter bottle)
$6.04 $6.04
$3.68 $3.68
64.13%
🚌 Getting Around
Jersey City, NJ
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.69 $2.69
$2.52 $2.52
6.75%
Public Transport Monthly Pass (Regular Price)
$94.4 $94.4
$74.5 $74.5
26.59%
Taxi Start (Normal Tariff)
$3.08 $3.08
$3.29 $3.29
-6.38%
Taxi (Normal Tariff) (1km)
$1.71 $1.71
$1.43 $1.43
19.58%
Taxi 1hour Waiting (Normal Tariff)
$24.38 $24.38
$24.86 $24.86
-1.93%
Gasoline (1 liter)
$0.86 $0.86
$1.09 $1.09
-21.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.3K $35.3K
$31.3K $31.3K
12.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$26.8K $26.8K
-4.39%
🧾 Monthly Utilities & Internet
Jersey City, NJ
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$124 $124
$187 $187
-33.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.25 $44.25
$62.4 $62.4
-29.04%
Internet (50+ Mbps, Unlimited Data)
$64.7 $64.7
$67.1 $67.1
-3.63%
🎉 Sport & Entertainment
Jersey City, NJ
Chicago, IL
Difference
Gym Membership (Monthly)
$79.0 $79.0
$75.2 $75.2
5.14%
Tennis Court (1 Hour on Weekend)
$42.82 $42.82
$13.17 $13.17
225.13%
Cinema Ticket
$16.97 $16.97
$15.21 $15.21
11.57%
🧸 Childcare & Education
Jersey City, NJ
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,208 $2,208
$2,039 $2,039
8.27%
International Primary School, 1 Child (Yearly)
$23.7K $23.7K
$39.3K $39.3K
-39.77%
👕👟 Clothing & Footwear
Jersey City, NJ
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$74.1 $74.1
$64.0 $64.0
15.84%
Summer Dress (H&M, Zara, etc)
$62.4 $62.4
$50.6 $50.6
23.29%
Sport Shoes (Adidas, Nike)
$75.0 $75.0
$95.4 $95.4
-21.42%
Men's Leather Business Shoes
$134 $134
$144 $144
-6.57%
🏠 Accommodation & Living
Jersey City, NJ
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$3,333 $3,333
$2,355 $2,355
41.54%
1-bedroom Apartment, Outside City Center (Monthly)
$2,483 $2,483
$1,613 $1,613
53.95%
3-bedroom Apartment, City Center (Monthly)
$6,209 $6,209
$4,728 $4,728
31.33%
3-bedroom Apartment, Outside City Center (Monthly)
$3,701 $3,701
$2,754 $2,754
34.39%
Buy Apartment in City Center (m2)
$7,864 $7,864
$3,803 $3,803
106.78%
Buy Apartment Outside City Center (m2)
$5,616 $5,616
$2,580 $2,580
117.68%
💵 Salaries & Financials
Jersey City, NJ
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$6,111 $6,111
$4,738 $4,738
28.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
6.6
0.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jersey City, NJ: April 11, 2026

Last update for Chicago, IL: April 14, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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