Last update: Oct 2026

Cost of Living Comparison Between Jefferson City, MO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,853 in Jefferson City, MO, rent and utilities included – about $5,800 less a year. Other living expenses account for most of the difference.

90

Cost of Living Index in Jefferson City, MO
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Jefferson City, MO Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Jefferson City, MO

🇺🇸 United States

$1,853

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Jefferson City, MO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jefferson City, MO and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,853 in Jefferson City, MO versus $1,368 in Ubud, Bali.

Jefferson City, MO $1,853
Ubud, Bali $1,368

Estimated couple costs with rent: $2,907 in Jefferson City, MO versus $2,314 in Ubud, Bali.

Jefferson City, MO $2,907
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $3,962 in Jefferson City, MO versus $3,260 in Ubud, Bali.

Jefferson City, MO $3,962
Ubud, Bali $3,260

Living in Jefferson City, MO is roughly 35% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Jefferson City, MO 37% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$15.07 $15.07

$3.33 Rp 59.9K

352.55%

Three-Course Dinner for Two, Mid-Range

$40.75 $40.75

$35.18 Rp 633.2K

15.83%

Fast Food Meal (McDonalds, etc)

$9.97 $9.97

$5.80 Rp 104.5K

71.90%

Cappuccino

$5.34 $5.34

$2.73 Rp 49.1K

95.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 $2.04

$1.64 Rp 29.5K

24.39%

Water (0.33 liter bottle)

$2.21 $2.21

$0.83 Rp 15.0K

166.27%

Local Beer (0.5 liter draught)

$5.41 $5.41

$2.70 Rp 48.6K

100.37%

Imported Beer (0.33 liter bottle)

$6.67 $6.67

$4.30 Rp 77.4K

55.12%

Milk (1 liter)

$0.86 $0.86

$1.50 Rp 27.1K

-42.67%

White Bread (500g)

$3.37 $3.37

$2.30 Rp 41.4K

46.52%

Rice (white) (1kg)

$4.43 $4.43

$1.18 Rp 21.2K

275.42%

Eggs

$4.18 $4.18

$2.14 Rp 38.6K

95.33%

Local Cheese (1kg)

$4.52 $4.52

$17.48 Rp 314.6K

-74.14%

Chicken Fillets (1kg)

$9.94 $9.94

$4.03 Rp 72.5K

146.65%

Beef Round Steak (1kg)

$13.34 $13.34

$12.23 Rp 220.1K

9.08%

Apples (1kg)

$4.41 $4.41

$3.55 Rp 63.9K

24.23%

Banana (1kg)

$1.57 $1.57

$1.57 Rp 28.3K

Oranges (1kg)

$4.32 $4.32

$2.24 Rp 40.2K

92.86%

Tomato (1kg)

$4.30 $4.30

$1.93 Rp 34.7K

122.80%

Potato (1kg)

$3.06 $3.06

$1.88 Rp 33.9K

62.77%

Onion (1kg)

$3.31 $3.31

$2.29 Rp 41.3K

44.54%

Lettuce (1 head)

$2.40 $2.40

$0.99 Rp 17.9K

142.42%

Water (1.5 liter bottle)

$1.94 $1.94

$0.53 Rp 9,475

266.04%

Cigarettes 20 Pack (Marlboro, Camel)

$8.12 $8.12

$2.28 Rp 41.1K

256.14%

Wine (Bottle)

$12.34 $12.34

$23.01 Rp 414.2K

-46.37%

Local Beer (0.5 liter bottle)

$1.94 $1.94

$2.34 Rp 42.2K

-17.09%

Imported Beer (0.33 liter bottle)

$3.86 $3.86

$2.91 Rp 52.4K

32.65%

One-way Ticket (Public Transport)

$3.05 $3.05

$0.24 Rp 4,315

1170.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$2.56 $2.56

$0.48 Rp 8,684

433.33%

Taxi (Normal Tariff) (1km)

$1.22 $1.22

$0.46 Rp 8,233

165.22%

Taxi 1hour Waiting (Normal Tariff)

$61.1 $61.1

$5.45 Rp 98.2K

1021.83%

Gasoline (1 liter)

$0.85 $0.85

$0.88 Rp 15.9K

-3.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$24.6K Rp 442.2M

44.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$31.2K Rp 561.4M

-20.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 $201

$83.0 Rp 1.5M

141.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.5 $66.5

$6.45 Rp 116.0K

930.39%

Internet (50+ Mbps, Unlimited Data)

$70.4 $70.4

$18.57 Rp 334.2K

279.21%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$15.16 $15.16

$4.38 Rp 78.9K

246.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,192 $1,192

$493 Rp 8.9M

141.83%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$5,754 Rp 103.6M

270.17%

Jeans (Levis 501 Or Similar)

$50.1 $50.1

$46.19 Rp 831.4K

8.51%

Summer Dress (H&M, Zara, etc)

$43.77 $43.77

$35.33 Rp 636.0K

23.89%

Sport Shoes (Adidas, Nike)

$104 $104

$79.1 Rp 1.4M

30.95%

Men's Leather Business Shoes

$126 $126

$78.4 Rp 1.4M

61.07%

1-bedroom Apartment, City Center (Monthly)

$880 $880

$1,142 Rp 20.6M

-22.96%

1-bedroom Apartment, Outside City Center (Monthly)

$705 $705

$676 Rp 12.2M

4.33%

3-bedroom Apartment, City Center (Monthly)

$1,777 $1,777

$3,503 Rp 63.1M

-49.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,597 $1,597

$1,700 Rp 30.6M

-6.07%

Buy Apartment in City Center (m2)

$1,541 $1,541

$2,784 Rp 50.1M

-44.66%

Buy Apartment Outside City Center (m2)

$1,732 $1,732

$2,241 Rp 40.3M

-22.68%

Average Monthly Net Salary (After Tax)

$1,918 $1,918

$165 Rp 3.0M

1065.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

13.78

-52.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jefferson City, MO: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Jefferson City, MO

$705 38.1%

Ubud, Bali

$676 49.4% 4.2% $29

Groceries & Markets

Jefferson City, MO

$341 18.4%

Ubud, Bali

$290 21.2% 14.9% $51

Monthly Utilities & Internet

Jefferson City, MO

$338 18.2%

Ubud, Bali

$108 7.9% 68% $230

Eating Out

Jefferson City, MO

$272 14.7%

Ubud, Bali

$109 8% 60% $163

Clothing & Footwear

Jefferson City, MO

$146 7.9%

Ubud, Bali

$108 7.9% 26.2% $38

Sport & Entertainment

Jefferson City, MO

$30 * 1.6%

Ubud, Bali

$65 4.7% 113% $34

Getting Around

Jefferson City, MO

$21 * 1.1%

Ubud, Bali

$13 0.9% 39.8% $8.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $880 in Jefferson City, MO and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Jefferson City, MO pays 1066% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Jefferson City, MO vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $341 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Jefferson City, MO

🇮🇩 Ubud, Bali

🕒 Local time

04:16 4:16 AM

17:16 5:16 PM

13 h ahead of Jefferson City, MO

🌤 Weather

👥 Population

43,079

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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Between locations

Jefferson City, MO Ubud, Bali 15,690 km ≈ 20 h nonstop flight

From you

Jefferson City, MO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jefferson City, MO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 35% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1066% higher in Jefferson City, MO, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $880 in Jefferson City, MO versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,192 in Jefferson City, MO versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $41.00 in Jefferson City, MO. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $1,853 in Jefferson City, MO, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Jefferson City, MO. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Jefferson City, MO, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Jefferson City, MO and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 35% less than in Jefferson City, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.