Last update: Oct 2026

Cost of Living Comparison Between Jacksonville, FL and Calgary

For one person, living is cheaper in Calgary: $2,232 a month against $2,537 in Jacksonville, FL, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Jacksonville, FL
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Jacksonville, FL Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Jacksonville, FL

🇺🇸 United States

$2,537

/mo nomad

Calgary

🇨🇦 Canada

$2,232

/mo nomad

Monthly Cost of Living

How much you'll spend in Jacksonville, FL and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jacksonville, FL and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,537 in Jacksonville, FL versus $2,232 in Calgary.

Jacksonville, FL $2,537
Calgary $2,232

Estimated couple costs with rent: $3,918 in Jacksonville, FL versus $3,363 in Calgary.

Jacksonville, FL $3,918
Calgary $3,363

Monthly costs for a family of three with rent: $5,300 in Jacksonville, FL versus $4,493 in Calgary.

Jacksonville, FL $5,300
Calgary $4,493

Living in Jacksonville, FL is roughly 14% more expensive than in Calgary, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Jacksonville, FL 89% above, Calgary 67% above.

Meal at Budget Restaurant

$20.12 $20.12

$17.22 CA$24.54

16.84%

Three-Course Dinner for Two, Mid-Range

$99.0 $99.0

$71.2 CA$101

38.99%

Fast Food Meal (McDonalds, etc)

$11.46 $11.46

$10.56 CA$15.06

8.52%

Cappuccino

$5.40 $5.40

$3.77 CA$5.38

43.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 $3.12

$1.91 CA$2.73

63.35%

Water (0.33 liter bottle)

$2.28 $2.28

$1.84 CA$2.63

23.91%

Local Beer (0.5 liter draught)

$5.03 $5.03

$4.86 CA$6.93

3.50%

Imported Beer (0.33 liter bottle)

$6.94 $6.94

$5.55 CA$7.91

25.05%

Milk (1 liter)

$1.02 $1.02

$1.88 CA$2.68

-45.74%

White Bread (500g)

$3.29 $3.29

$2.73 CA$3.89

20.51%

Rice (white) (1kg)

$3.76 $3.76

$5.34 CA$7.61

-29.59%

Eggs

$4.40 $4.40

$3.77 CA$5.37

16.71%

Local Cheese (1kg)

$14.25 $14.25

$11.29 CA$16.09

26.22%

Chicken Fillets (1kg)

$9.57 $9.57

$11.46 CA$16.34

-16.49%

Beef Round Steak (1kg)

$15.79 $15.79

$18.26 CA$26.03

-13.53%

Apples (1kg)

$4.77 $4.77

$4.64 CA$6.62

2.80%

Banana (1kg)

$1.52 $1.52

$1.44 CA$2.05

5.56%

Oranges (1kg)

$3.88 $3.88

$4.22 CA$6.02

-8.06%

Tomato (1kg)

$4.69 $4.69

$3.86 CA$5.50

21.50%

Potato (1kg)

$2.85 $2.85

$2.62 CA$3.74

8.78%

Onion (1kg)

$3.06 $3.06

$2.66 CA$3.79

15.04%

Lettuce (1 head)

$2.63 $2.63

$2.59 CA$3.69

1.54%

Water (1.5 liter bottle)

$2.38 $2.38

$1.53 CA$2.19

55.56%

Cigarettes 20 Pack (Marlboro, Camel)

$9.82 $9.82

$14.26 CA$20.32

-31.14%

Wine (Bottle)

$14.55 $14.55

$15.27 CA$21.76

-4.72%

Local Beer (0.5 liter bottle)

$2.14 $2.14

$2.41 CA$3.44

-11.20%

Imported Beer (0.33 liter bottle)

$3.09 $3.09

$3.09 CA$4.41

One-way Ticket (Public Transport)

$1.84 $1.84

$2.88 CA$4.11

-36.11%

Public Transport Monthly Pass (Regular Price)

$62.2 $62.2

$88.7 CA$126

-29.93%

Taxi Start (Normal Tariff)

$1.52 $1.52

$3.23 CA$4.61

-52.94%

Taxi (Normal Tariff) (1km)

$1.17 $1.17

$1.38 CA$1.97

-15.22%

Taxi 1hour Waiting (Normal Tariff)

$13.87 $13.87

$26.49 CA$37.75

-47.64%

Gasoline (1 liter)

$1.00 $1.00

$1.18 CA$1.68

-15.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K $37.6K

$28.3K CA$40.3K

32.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$20.7K CA$29.5K

22.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$159 CA$227

34.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.2 $63.2

$37.61 CA$53.6

67.99%

Internet (50+ Mbps, Unlimited Data)

$67.9 $67.9

$49.68 CA$70.8

36.71%

Gym Membership (Monthly)

$41.85 $41.85

$53.3 CA$75.9

-21.41%

Tennis Court (1 Hour on Weekend)

$6.57 $6.57

$18.31 CA$26.10

-64.12%

Cinema Ticket

$15.18 $15.18

$14.08 CA$20.06

7.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,332 $1,332

$809 CA$1,154

64.60%

International Primary School, 1 Child (Yearly)

$11.8K $11.8K

$15.9K CA$22.6K

-25.60%

Jeans (Levis 501 Or Similar)

$63.3 $63.3

$58.8 CA$83.8

7.73%

Summer Dress (H&M, Zara, etc)

$47.56 $47.56

$38.84 CA$55.4

22.45%

Sport Shoes (Adidas, Nike)

$111 $111

$91.4 CA$130

21.64%

Men's Leather Business Shoes

$153 $153

$109 CA$155

40.21%

1-bedroom Apartment, City Center (Monthly)

$1,699 $1,699

$1,237 CA$1,764

37.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,161 $1,161

$996 CA$1,420

16.52%

3-bedroom Apartment, City Center (Monthly)

$2,656 $2,656

$1,908 CA$2,720

39.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,121 $2,121

$1,671 CA$2,382

26.94%

Buy Apartment in City Center (m2)

$2,409 $2,409

$3,530 CA$5,032

-31.77%

Buy Apartment Outside City Center (m2)

$2,163 $2,163

$3,336 CA$4,755

-35.15%

Average Monthly Net Salary (After Tax)

$4,009 $4,009

$3,130 CA$4,461

28.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

4.51

48.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jacksonville, FL: October 5, 2026

Last update for Calgary: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Jacksonville, FL

$1.2K 45.9%

Calgary

$996 44.8% 14.2% $165

Groceries & Markets

Jacksonville, FL

$385 15.2%

Calgary

$387 17.4% 0.5% $1.9

Monthly Utilities & Internet

Jacksonville, FL

$346 13.7%

Calgary

$247 11.1% 28.7% $99

Eating Out

Jacksonville, FL

$321 12.7%

Calgary

$265 11.9% 17.3% $56

Clothing & Footwear

Jacksonville, FL

$169 6.7%

Calgary

$134 6% 20.5% $35

Getting Around

Jacksonville, FL

$77 3%

Calgary

$110 5% 43.6% $33

Sport & Entertainment

Jacksonville, FL

$72 2.9%

Calgary

$81 3.7% 12.7% $9.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,699 in Jacksonville, FL and $1,237 in Calgary. Housing cost is often the main lever when comparing two cities.

Jacksonville, FL pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $99.0 in Jacksonville, FL vs $71.0 in Calgary. Groceries flip the comparison at $385 vs $387, with Jacksonville, FL cheaper for home cooking.

Good to know

🇺🇸 Jacksonville, FL

🇨🇦 Calgary

🕒 Local time

01:13 1:13 AM

23:13 11:13 PM

2 h behind Jacksonville, FL

🌤 Weather

👥 Population

949,611

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Jacksonville, FL Calgary 3,520 km ≈ 5 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Jacksonville, FL vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in eating out, clothing, and utilities. The 14% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 28% higher in Jacksonville, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,699 in Jacksonville, FL versus $1,237 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $99.0 in Jacksonville, FL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,537 per month in Jacksonville, FL versus $2,232 in Calgary – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,232 in Calgary versus $2,537 in Jacksonville, FL, a $2,500 budget is realistic in Calgary but tight or insufficient in Jacksonville, FL. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 14% less than in Jacksonville, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.