Last update: Oct 2026

Cost of Living Comparison Between Italy and Montenegro

For one person, living is cheaper in Montenegro: $1,309 a month against $1,825 in Italy, rent and utilities included – about $6,200 less a year. Rent and utilities account for about half of the difference.

🇮🇹 Italy
$1,825
/mo nomad
🇲🇪 Montenegro
$1,309
/mo nomad
Monthly Cost of Living

How much you'll spend in Italy and in Montenegro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Italy and in Montenegro actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,825 in Italy versus $1,309 in Montenegro.

  • Italy $1,825
  • Montenegro $1,309

Estimated couple costs with rent: $2,790 in Italy versus $2,062 in Montenegro.

  • Italy $2,790
  • Montenegro $2,062

Monthly costs for a family of three with rent: $3,756 in Italy versus $2,816 in Montenegro.

  • Italy $3,756
  • Montenegro $2,816

Internal cost variation is higher in Italy: monthly costs span $1,044 to $2,560, compared to $986–$1,651 in Montenegro. City choice carries more weight in Italy.

Living in Italy is roughly 39% more expensive than in Montenegro on average.

Italy (35% above) and Montenegro (3% below) straddle the global median.

Currency
🍽 Eating Out
Italy
Montenegro
Difference
Meal at Budget Restaurant
$19.90 €17.70
$11.41 €10.15
74.41%
Three-Course Dinner for Two, Mid-Range
$77.1 €68.6
$50.1 €44.56
53.94%
Fast Food Meal (McDonalds, etc)
$11.41 €10.15
$11.22 €9.98
1.69%
Cappuccino
$2.01 €1.78
$2.57 €2.28
-21.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.13 €2.78
$2.44 €2.17
28.28%
Water (0.33 liter bottle)
$1.40 €1.24
$1.56 €1.38
-10.26%
Local Beer (0.5 liter draught)
$5.76 €5.12
$3.10 €2.76
85.81%
Imported Beer (0.33 liter bottle)
$5.73 €5.10
$3.43 €3.05
67.06%
🛒 Groceries & Markets
Italy
Montenegro
Difference
Milk (1 liter)
$1.62 €1.44
$1.23 €1.10
31.71%
White Bread (500g)
$2.38 €2.12
$1.03 €0.91
131.07%
Rice (white) (1kg)
$2.92 €2.60
$2.11 €1.88
38.39%
Eggs
$4.17 €3.70
$3.22 €2.86
29.50%
Local Cheese (1kg)
$17.28 €15.37
$8.58 €7.63
101.40%
Chicken Fillets (1kg)
$12.73 €11.32
$7.52 €6.68
69.28%
Beef Round Steak (1kg)
$20.39 €18.13
$11.79 €10.49
72.94%
Apples (1kg)
$2.61 €2.32
$1.36 €1.21
91.91%
Banana (1kg)
$2.12 €1.88
$1.76 €1.56
20.45%
Oranges (1kg)
$2.63 €2.34
$1.60 €1.42
64.37%
Tomato (1kg)
$3.34 €2.97
$2.48 €2.20
34.68%
Potato (1kg)
$2.02 €1.79
$1.00 €0.89
102.00%
Onion (1kg)
$1.89 €1.69
$1.11 €0.98
70.27%
Lettuce (1 head)
$1.56 €1.39
$1.55 €1.38
0.65%
Water (1.5 liter bottle)
$0.55 €0.49
$0.84 €0.75
-34.52%
Cigarettes 20 Pack (Marlboro, Camel)
$6.84 €6.08
$4.14 €3.68
65.22%
Wine (Bottle)
$7.64 €6.80
$5.63 €5.01
35.70%
Local Beer (0.5 liter bottle)
$1.80 €1.61
$1.09 €0.97
65.14%
Imported Beer (0.33 liter bottle)
$2.40 €2.14
$1.62 €1.44
48.15%
🚌 Getting Around
Italy
Montenegro
Difference
One-way Ticket (Public Transport)
$1.86 €1.65
$1.37 €1.22
35.77%
Public Transport Monthly Pass (Regular Price)
$43.27 €38.49
$33.17 €29.50
30.45%
Taxi Start (Normal Tariff)
$5.64 €5.01
$1.09 €0.97
417.43%
Taxi (Normal Tariff) (1km)
$1.71 €1.52
$1.10 €0.98
55.45%
Taxi 1hour Waiting (Normal Tariff)
$33.04 €29.39
$12.25 €10.89
169.71%
Gasoline (1 liter)
$2.11 €1.87
$1.80 €1.60
17.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.8K €31.8K
$30.4K €27.0K
17.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.4K €33.3K
$24.6K €21.9K
51.78%
🧾 Monthly Utilities & Internet
Italy
Montenegro
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$230 €204
$128 €114
78.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.60 €10.32
$16.73 €14.88
-30.66%
Internet (50+ Mbps, Unlimited Data)
$30.40 €27.04
$31.82 €28.30
-4.46%
🎉 Sport & Entertainment
Italy
Montenegro
Difference
Gym Membership (Monthly)
$53.9 €47.96
$44.57 €39.65
20.98%
Tennis Court (1 Hour on Weekend)
$24.24 €21.56
$13.52 €12.02
79.29%
Cinema Ticket
$10.58 €9.41
$5.65 €5.03
87.26%
🧸 Childcare & Education
Italy
Montenegro
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$545 €485
$345 €307
58.24%
International Primary School, 1 Child (Yearly)
$11.5K €10.3K
$8,572 €7,625
34.45%
👕👟 Clothing & Footwear
Italy
Montenegro
Difference
Jeans (Levis 501 Or Similar)
$88.4 €78.7
$79.7 €70.9
10.95%
Summer Dress (H&M, Zara, etc)
$39.60 €35.22
$38.96 €34.65
1.64%
Sport Shoes (Adidas, Nike)
$101 €89.8
$94.3 €83.9
7.09%
Men's Leather Business Shoes
$133 €118
$114 €101
16.68%
🏠 Accommodation & Living
Italy
Montenegro
Difference
1-bedroom Apartment, City Center (Monthly)
$799 €711
$634 €564
26.12%
1-bedroom Apartment, Outside City Center (Monthly)
$624 €555
$470 €418
32.95%
3-bedroom Apartment, City Center (Monthly)
$1,423 €1,266
$1,183 €1,052
20.37%
3-bedroom Apartment, Outside City Center (Monthly)
$1,030 €916
$923 €821
11.50%
Buy Apartment in City Center (m2)
$3,601 €3,203
$3,204 €2,850
12.41%
Buy Apartment Outside City Center (m2)
$2,270 €2,019
$2,316 €2,060
-1.99%
💵 Salaries & Financials
Italy
Montenegro
Difference
Average Monthly Net Salary (After Tax)
$1,893 €1,684
$1,043 €928
81.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.56
5.38
-33.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Italy: October 18, 2026

Last update for Montenegro: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Italy
$624
Montenegro
$470 24.8% $155
Groceries & Markets
Italy
$350
Montenegro
$220 37% $130
Eating Out
Italy
$276
Montenegro
$194 29.7% $82
Monthly Utilities & Internet
Italy
$272
Montenegro
$177 34.8% $95
Clothing & Footwear
Italy
$163
Montenegro
$147 9.7% $16
Sport & Entertainment
Italy
$75
Montenegro
$56 25.6% $19
Getting Around
Italy
$65
Montenegro
$45 30.3% $20

Cost Breakdown

National rent averages: $724 in Italy, $626 in Montenegro. Capital cities: $1,191 in Rome vs $638 in Podgorica.

National salary averages: $1,892 in Italy, $910 in Montenegro. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 16% higher in Italy.

Dining out costs 83% more in Italy.

Salaries are 108% higher in Italy, and purchasing power comes out stronger in Italy.

Good to know
🇮🇹 Italy
🇲🇪 Montenegro
🕒 Local time
04:50 4:50 AM
04:50 4:50 AM
Same time as Italy
🌤 Weather
👥 Population
58,850,717
617,213
💱 Currency
Euro EUR €
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Italy Montenegro 560 km ≈ 1 h 15 min nonstop flight
From you
  • Italy
  • Montenegro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Italy vs Montenegro: Cost of Living - Frequently Asked Questions
What is the cost difference between Italy and Montenegro?
At $1,825 per month in Italy and $1,309 in Montenegro, there's a 39% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Day-to-day life is cheaper in Montenegro: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent for a central one-bedroom averages $724 in Italy and $626 in Montenegro. Rents vary a lot between cities, so the gap depends on where you settle.
Is $2,000 a realistic budget in Italy or in Montenegro?
In Montenegro, $2,000 covers most cities easily; in Italy it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Should I move to Italy or to Montenegro?
It depends on what you're after: Montenegro wins on affordability; Italy may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.

Italy vs other spots: cost of living compared

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