😐Monthly costs for one person with rent: $1,719 in Italy versus $1,389 in Montenegro.
😐Estimated couple costs with rent: $2,625 in Italy versus $2,125 in Montenegro.
😐Monthly costs for a family of three with rent: $3,531 in Italy versus $2,860 in Montenegro.
😐Living in Italy is roughly 24% more expensive than Montenegro on average.
📊Both countries sit above the global median: Italy28% above, Montenegro3% above.
📏Internal cost variation is higher in Italy: monthly costs span $1,156 to $2,452, compared to $975–$1,705 in Montenegro. City choice carries more weight in Italy.
Currency
🍽 Eating Out
Italy
Montenegro
Difference
Meal at Budget Restaurant
$17.02€14.75
$11.80€10.22
44.24%
Three-Course Dinner for Two, Mid-Range
$82.3€71.4
$45.96€39.83
79.16%
Fast Food Meal(McDonalds, etc)
$11.62€10.07
$9.43€8.17
23.22%
Cappuccino
$1.91€1.65
$2.30€1.99
-16.96%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.02€2.62
$2.22€1.93
36.04%
Water(0.33 liter bottle)
$1.31€1.14
$1.50€1.30
-12.67%
Local Beer(0.5 liter draught)
$5.81€5.04
$2.82€2.44
106.03%
Imported Beer(0.33 liter bottle)
$5.12€4.44
$3.46€3.00
47.98%
🛒 Groceries & Markets
Italy
Montenegro
Difference
Milk(1 liter)
$1.64€1.43
$1.35€1.17
21.48%
White Bread(500g)
$2.42€2.10
$1.03€0.89
134.95%
Rice(white)(1kg)
$2.92€2.53
$2.26€1.95
29.20%
Eggs
$4.12€3.57
$3.11€2.70
32.48%
Local Cheese(1kg)
$16.70€14.47
$8.93€7.74
87.01%
Chicken Fillets(1kg)
$12.60€10.92
$7.85€6.80
60.51%
Beef Round Steak(1kg)
$20.61€17.86
$11.74€10.18
75.55%
Apples(1kg)
$2.48€2.15
$1.34€1.16
85.07%
Banana(1kg)
$2.15€1.86
$1.82€1.57
18.13%
Oranges(1kg)
$2.72€2.36
$1.64€1.42
65.85%
Tomato(1kg)
$3.25€2.82
$2.65€2.30
22.64%
Potato(1kg)
$1.94€1.68
$1.05€0.91
84.76%
Onion(1kg)
$1.81€1.57
$1.17€1.02
54.70%
Lettuce(1 head)
$1.48€1.28
$1.60€1.39
-7.50%
Water(1.5 liter bottle)
$0.54€0.47
$0.90€0.78
-40.00%
Cigarettes 20 Pack(Marlboro, Camel)
$6.82€5.91
$4.12€3.57
65.53%
Wine(Bottle)
$7.33€6.36
$5.73€4.97
27.92%
Local Beer(0.5 liter bottle)
$1.80€1.56
$1.12€0.97
60.71%
Imported Beer(0.33 liter bottle)
$2.54€2.20
$1.79€1.55
41.90%
🚌 Getting Around
Italy
Montenegro
Difference
One-way Ticket(Public Transport)
$2.01€1.74
$1.18€1.02
70.34%
Public Transport Monthly Pass(Regular Price)
$41.70€36.14
$34.06€29.52
22.43%
Taxi Start(Normal Tariff)
$5.90€5.12
$1.15€1.00
413.04%
Taxi(Normal Tariff)(1km)
$1.52€1.31
$1.03€0.89
47.57%
Taxi 1hour Waiting(Normal Tariff)
$34.23€29.67
$13.63€11.81
151.14%
Gasoline(1 liter)
$2.13€1.84
$1.69€1.46
26.04%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.8K€28.4K
$31.2K€27.1K
5.07%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.5K€29.0K
$31.2K€27.0K
7.45%
🧾 Monthly Utilities & Internet
Italy
Montenegro
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$226€196
$125€108
80.58%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.32€11.54
$18.16€15.74
-26.65%
Internet(50+ Mbps, Unlimited Data)
$31.26€27.10
$30.87€26.76
1.26%
🎉 Sport & Entertainment
Italy
Montenegro
Difference
Gym Membership(Monthly)
$56.9€49.31
$45.01€39.01
26.39%
Tennis Court(1 Hour on Weekend)
$25.71€22.28
$13.65€11.83
88.35%
Cinema Ticket
$10.35€8.97
$5.89€5.11
75.72%
🧸 Childcare & Education
Italy
Montenegro
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$579€502
$322€279
79.74%
International Primary School, 1 Child(Yearly)
$10.5K€9,130
$8,933€7,742
17.93%
👕👟 Clothing & Footwear
Italy
Montenegro
Difference
Jeans(Levis 501 Or Similar)
$90.2€78.2
$83.2€72.1
8.34%
Summer Dress(H&M, Zara, etc)
$40.79€35.36
$39.26€34.03
3.90%
Sport Shoes(Adidas, Nike)
$98.7€85.6
$99.5€86.3
-0.80%
Men's Leather Business Shoes
$133€115
$119€104
11.37%
🏠 Accommodation & Living
Italy
Montenegro
Difference
1-bedroom Apartment, City Center(Monthly)
$853€739
$689€597
23.82%
1-bedroom Apartment, Outside City Center(Monthly)
$667€578
$526€456
26.87%
3-bedroom Apartment, City Center(Monthly)
$1,517€1,315
$1,199€1,039
26.46%
3-bedroom Apartment, Outside City Center(Monthly)
$1,083€938
$939€814
15.27%
Buy Apartment in City Center(m2)
$3,767€3,264
$3,168€2,745
18.91%
Buy Apartment Outside City Center(m2)
$2,403€2,083
$2,393€2,074
0.43%
💵 Salaries & Financials
Italy
Montenegro
Difference
Average Monthly Net Salary(After Tax)
$1,986€1,721
$1,053€913
88.58%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.41
5.66
-22.08%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Italy: June 9, 2026
Last update for Montenegro: June 8, 2026
Cost Breakdown
🏠National rent averages: $742 in Italy, $692 in Montenegro. Capital cities: $1,368 in Rome vs $634 in Podgorica.
💰National salary averages: $1,931 in Italy, $931 in Montenegro. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Rent is 7% higher in Italy.
⭐Dining out costs 51% more in Italy.
⭐Public transport is 16% more expensive in Italy.
⭐Salaries are 107% higher in Italy, giving Italy stronger purchasing power.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Italy vs Montenegro: Cost of Living - Frequently Asked Questions
What is the cost difference between Italy and Montenegro?
At $1,804 per month in Italy and $1,340 in Montenegro, there's a 35% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Montenegro is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent in Italy beats Montenegro across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Is $2,000 a realistic budget in Italy or Montenegro?
In Montenegro, $2,000 covers most cities easily. In Italy, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Should I move to Italy or Montenegro?
It depends on what you're after. Montenegro wins on affordability; Italy may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.