Last update: Nov 2026

Cost of Living Comparison Between Istanbul and Ternopil

For one person, living is cheaper in Ternopil: $712 a month against $1,519 in Istanbul, rent and utilities included – about $9,700 less a year. Rent and utilities account for about half of the difference.

73

Cost of Living Index in Istanbul
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Istanbul Living Index
34

Cost of Living Index in Ternopil
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Ternopil Living Index

Jump to prices

Istanbul

🇹🇷 Turkey

$1,519

/mo nomad

Ternopil

🇺🇦 Ukraine

$712

/mo nomad

Monthly Cost of Living

How much you'll spend in Istanbul and in Ternopil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Istanbul and in Ternopil actually costs, broken down by who's living it.

A single person spends $1,519 per month in Istanbul vs $712 in Ternopil, rent included.

Istanbul $1,519
Ternopil $712

A couple spends around $2,365 per month in Istanbul vs $1,176 in Ternopil, rent included.

Istanbul $2,365
Ternopil $1,176

A family of three spends $3,212 per month in Istanbul vs $1,640 in Ternopil, rent included.

Istanbul $3,212
Ternopil $1,640

Istanbul costs about 113% more than Ternopil, and outside of rent the biggest gap is in eating out.

Istanbul sits 12% above the global median, while Ternopil is 47% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.81 ₺592

$3.72 ₴169

217.47%

Three-Course Dinner for Two, Mid-Range

$54.9 ₺2,754

$19.52 ₴889

181.30%

Fast Food Meal (McDonalds, etc)

$9.26 ₺465

$6.14 ₴280

50.81%

Cappuccino

$4.30 ₺216

$1.27 ₴57.7

238.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 ₺89.0

$0.62 ₴28.42

185.48%

Water (0.33 liter bottle)

$0.56 ₺28.32

$0.45 ₴20.60

24.44%

Local Beer (0.5 liter draught)

$4.69 ₺235

$0.91 ₴41.53

415.38%

Imported Beer (0.33 liter bottle)

$7.12 ₺357

$1.44 ₴65.6

394.44%

Milk (1 liter)

$1.25 ₺62.7

$1.11 ₴50.4

12.61%

White Bread (500g)

$0.88 ₺44.17

$0.70 ₴32.07

25.71%

Rice (white) (1kg)

$2.20 ₺111

$1.97 ₴89.9

11.68%

Eggs

$2.43 ₺122

$1.73 ₴79.0

40.46%

Local Cheese (1kg)

$10.48 ₺526

$8.03 ₴366

30.51%

Chicken Fillets (1kg)

$5.31 ₺267

$4.27 ₴195

24.36%

Beef Round Steak (1kg)

$21.10 ₺1,058

$5.83 ₴266

261.92%

Apples (1kg)

$1.86 ₺93.1

$1.24 ₴56.6

50.00%

Banana (1kg)

$2.30 ₺115

$1.47 ₴66.9

56.46%

Oranges (1kg)

$1.22 ₺61.0

$1.36 ₴61.9

-10.29%

Tomato (1kg)

$1.80 ₺90.2

$2.50 ₴114

-28.00%

Potato (1kg)

$0.69 ₺34.83

$0.53 ₴23.93

30.19%

Onion (1kg)

$0.64 ₺32.16

$0.41 ₴18.83

56.10%

Lettuce (1 head)

$1.36 ₺68.0

$1.34 ₴61.1

1.49%

Water (1.5 liter bottle)

$0.58 ₺28.94

$0.55 ₴24.90

5.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.34 ₺117

$2.57 ₴117

-8.95%

Wine (Bottle)

$13.03 ₺653

$3.23 ₴147

303.41%

Local Beer (0.5 liter bottle)

$2.36 ₺118

$0.82 ₴37.36

187.80%

Imported Beer (0.33 liter bottle)

$3.32 ₺166

$2.20 ₴100

50.91%

One-way Ticket (Public Transport)

$0.88 ₺44.07

$0.51 ₴23.44

72.55%

Public Transport Monthly Pass (Regular Price)

$66.1 ₺3,316

$30.44 ₴1,386

117.21%

Taxi Start (Normal Tariff)

$1.28 ₺64.4

$1.38 ₴62.9

-7.25%

Taxi (Normal Tariff) (1km)

$0.85 ₺42.80

$0.36 ₴16.53

136.11%

Taxi 1hour Waiting (Normal Tariff)

$11.09 ₺556

$3.92 ₴178

182.91%

Gasoline (1 liter)

$1.48 ₺74.0

$1.58 ₴72.1

-6.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.6K ₺2.4M

$28.9K ₴1.3M

68.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.0K ₺2.1M

$24.4K ₴1.1M

71.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.7 ₺4,650

$54.6 ₴2,484

69.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.20 ₺562

$5.08 ₴231

120.47%

Internet (50+ Mbps, Unlimited Data)

$15.89 ₺797

$4.69 ₴213

238.81%

Gym Membership (Monthly)

$74.7 ₺3,745

$20.41 ₴929

265.90%

Tennis Court (1 Hour on Weekend)

$22.95 ₺1,151

$13.47 ₴613

70.38%

Cinema Ticket

$8.05 ₺404

$3.59 ₴164

124.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$948 ₺47.6K

$243 ₴11.1K

290.56%

International Primary School, 1 Child (Yearly)

$36.9K ₺1.9M

$3,520 ₴160.3K

948.79%

Jeans (Levis 501 Or Similar)

$53.9 ₺2,702

$49.39 ₴2,249

9.09%

Summer Dress (H&M, Zara, etc)

$41.49 ₺2,081

$46.91 ₴2,136

-11.55%

Sport Shoes (Adidas, Nike)

$101 ₺5,060

$88.8 ₴4,043

13.65%

Men's Leather Business Shoes

$91.3 ₺4,580

$88.4 ₴4,026

3.28%

1-bedroom Apartment, City Center (Monthly)

$1,014 ₺50.8K

$290 ₴13.2K

249.68%

1-bedroom Apartment, Outside City Center (Monthly)

$625 ₺31.3K

$228 ₴10.4K

173.34%

3-bedroom Apartment, City Center (Monthly)

$2,005 ₺100.6K

$555 ₴25.3K

261.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,126 ₺56.5K

$544 ₴24.8K

106.83%

Buy Apartment in City Center (m2)

$2,988 ₺149.8K

$1,498 ₴68.2K

99.45%

Buy Apartment Outside City Center (m2)

$1,730 ₺86.8K

$1,031 ₴46.9K

67.82%

Average Monthly Net Salary (After Tax)

$1,136 ₺57.0K

$477 ₴21.7K

138.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

40.42

18.5

118.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Istanbul: November 2, 2026

Last update for Ternopil: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Istanbul

$625 41.1%

Ternopil

$228 32.1% 63.4% $396

Groceries & Markets

Istanbul

$258 17%

Ternopil

$158 22.2% 38.8% $100

Eating Out

Istanbul

$221 14.6%

Ternopil

$75 10.5% 66% $146

Clothing & Footwear

Istanbul

$129 8.5%

Ternopil

$123 17.3% 4.9% $6.3

Monthly Utilities & Internet

Istanbul

$120 7.9%

Ternopil

$64 9% 46.3% $55

Sport & Entertainment

Istanbul

$91 6%

Ternopil

$28 3.9% 69.6% $63

Getting Around

Istanbul

$75 5%

Ternopil

$36 5% 52.5% $39

Cost Breakdown

A central one-bedroom costs $1,014 in Istanbul versus $290 in Ternopil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Istanbul are about 2.4 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55 in Istanbul versus $20 in Ternopil. Monthly groceries follow the same trend: $258 vs $158 – making Ternopil the more affordable choice for daily food spending.

Good to know

🇹🇷 Istanbul

🇺🇦 Ternopil

🕒 Local time

08:04 8:04 AM

07:04 7:04 AM

1 h behind Istanbul

🌤 Weather

👥 Population

15,701,602

218,134

💱 Currency

Turkish Lira TRY ₺

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 TRY = 1.99 USD

100 TRY = 1.78 EUR

100 UAH = 2.2 USD

100 UAH = 1.96 EUR

Exchange rates and currency converter

UAH, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of November 6, 2026: 1 USD = 50.15 TRY (100 TRY = 1.99 USD). 1 EUR = 56.3 TRY (100 TRY = 1.78 EUR).

Ukrainian Hryvnia exchange rates as of November 6, 2026: 1 USD = 45.54 UAH (100 UAH = 2.2 USD). 1 EUR = 51.12 UAH (100 UAH = 1.96 EUR).

USD to TRY in detail →

On the map

Lowest

Highest

Between locations

Istanbul Ternopil 990 km ≈ 1 h 45 min nonstop flight

From you

Istanbul
Ternopil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Istanbul vs Ternopil: Cost of Living - Frequently Asked Questions

Yes – Istanbul is pricier by about 113%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,278 per month in Istanbul and $1,069 in Ternopil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments: a one-bedroom in the center costs $290 there versus $1,014 in Istanbul.

Kindergarten costs $948 per month in Istanbul and $243 in Ternopil. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 63% more in Istanbul, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Ternopil, where all-in costs run around $712, than in Istanbul at $1,519. In Ternopil it covers expenses comfortably, while in Istanbul it requires careful planning or may not stretch far enough.

Families tend to lean toward Ternopil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ternopil. If higher salaries or specific career opportunities are the priority, Istanbul makes more sense. Both are solid long-term options with distinct trade-offs.