Last update: Nov 2026

Cost of Living Comparison Between Istanbul and Karak

For one person, living is cheaper in Karak: $446 a month against $1,519 in Istanbul, rent and utilities included – about $12,900 less a year. Rent and utilities account for about half of the difference.

Istanbul, Turkey
Karak, Pakistan
Istanbul
🇹🇷 Turkey
$1,519
/mo nomad
Karak
🇵🇰 Pakistan
$446
/mo nomad
Monthly Cost of Living

How much you'll spend in Istanbul and in Karak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Istanbul and in Karak actually costs, broken down by who's living it.

A single person spends $1,519 per month in Istanbul vs $446 in Karak, rent included.

  • Istanbul $1,519
  • Karak $446

A couple spends around $2,365 per month in Istanbul vs $661 in Karak, rent included.

  • Istanbul $2,365
  • Karak $661

A family of three spends $3,212 per month in Istanbul vs $876 in Karak, rent included.

  • Istanbul $3,212
  • Karak $876

Istanbul costs about 240% more than Karak, and outside of rent the biggest gap is in eating out.

Istanbul sits 12% above the global median, while Karak is 67% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Istanbul
Karak
Difference
Meal at Budget Restaurant
$11.81 ₺591
$0.74 PKR 206
1495.95%
Three-Course Dinner for Two, Mid-Range
$54.9 ₺2,748
$7.27 PKR 2,012
655.30%
Fast Food Meal (McDonalds, etc)
$9.26 ₺463
$5.38 PKR 1,489
72.12%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$0.75 PKR 209
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$6.84 PKR 1,891
-
Cappuccino
$4.30 ₺215
$0.52 PKR 143
726.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.77 ₺88.8
$0.32 PKR 87.2
453.13%
Water (0.33 liter bottle)
$0.56 ₺28.26
$0.21 PKR 58.1
166.67%
Local Beer (0.5 liter draught)
$4.69 ₺234
-
-
Imported Beer (0.33 liter bottle)
$7.12 ₺356
-
-
🛒 Groceries & Markets
Istanbul
Karak
Difference
Milk (1 liter)
$1.25 ₺62.6
$1.01 PKR 278
23.76%
White Bread (500g)
$0.88 ₺44.07
$0.53 PKR 146
66.04%
Rice (white) (1kg)
$2.20 ₺110
$1.07 PKR 295
105.61%
Eggs
$2.43 ₺122
$1.11 PKR 308
118.92%
Local Cheese (1kg)
$10.48 ₺524
$1.78 PKR 493
488.76%
Chicken Fillets (1kg)
$5.31 ₺266
$2.90 PKR 803
83.10%
Beef Round Steak (1kg)
$21.10 ₺1,056
$4.40 PKR 1,218
379.55%
Apples (1kg)
$1.86 ₺92.9
$0.71 PKR 196
161.97%
Banana (1kg)
$2.30 ₺115
$0.56 PKR 156
310.71%
Oranges (1kg)
$1.22 ₺60.8
$0.69 PKR 190
76.81%
Tomato (1kg)
$1.80 ₺90.0
$0.55 PKR 152
227.27%
Potato (1kg)
$0.69 ₺34.75
$0.29 PKR 81.3
137.93%
Onion (1kg)
$0.64 ₺32.09
$0.38 PKR 105
68.42%
Lettuce (1 head)
$1.36 ₺67.8
$0.17 PKR 46.93
700.00%
Water (1.5 liter bottle)
$0.58 ₺28.88
$0.26 PKR 72.5
123.08%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.80 PKR 499
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$1.24 PKR 342
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.37 PKR 656
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.34 ₺117
$2.25 PKR 622
4.00%
Wine (Bottle)
$13.03 ₺652
-
-
Local Beer (0.5 liter bottle)
$2.36 ₺118
-
-
Imported Beer (0.33 liter bottle)
$3.32 ₺166
-
-
🚌 Getting Around
Istanbul
Karak
Difference
One-way Ticket (Public Transport)
$0.88 ₺43.97
$0.20 PKR 55.6
340.00%
Public Transport Monthly Pass (Regular Price)
$66.1 ₺3,309
$10.10 PKR 2,793
554.65%
Taxi Start (Normal Tariff)
$1.28 ₺64.3
$1.29 PKR 358
-0.78%
Taxi (Normal Tariff) (1km)
$0.85 ₺42.70
$0.75 PKR 208
13.33%
Taxi 1hour Waiting (Normal Tariff)
$11.09 ₺555
$1.60 PKR 442
593.13%
Gasoline (1 liter)
$1.48 ₺73.9
$1.36 PKR 377
8.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$48.6K ₺2.4M
$22.0K PKR 6.1M
120.89%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.0K ₺2.1M
$23.0K PKR 6.4M
82.37%
🧾 Monthly Utilities & Internet
Istanbul
Karak
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$92.7 ₺4,639
$103 PKR 28.4K
-9.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.20 ₺560
$6.05 PKR 1,673
85.12%
Internet (50+ Mbps, Unlimited Data)
$15.89 ₺795
$17.01 PKR 4,706
-6.58%
🎉 Sport & Entertainment
Istanbul
Karak
Difference
Gym Membership (Monthly)
$74.7 ₺3,737
$14.76 PKR 4,082
405.96%
Tennis Court (1 Hour on Weekend)
$22.95 ₺1,149
$8.19 PKR 2,265
180.22%
Cinema Ticket
$8.05 ₺403
$4.74 PKR 1,311
69.83%
🧸 Childcare & Education
Istanbul
Karak
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$948 ₺47.5K
$42.84 PKR 11.9K
2113.91%
International Primary School, 1 Child (Yearly)
$36.9K ₺1.8M
$1,047 PKR 289.5K
3427.17%
👕👟 Clothing & Footwear
Istanbul
Karak
Difference
Jeans (Levis 501 Or Similar)
$53.9 ₺2,696
$26.28 PKR 7,269
105.02%
Summer Dress (H&M, Zara, etc)
$41.49 ₺2,076
$34.20 PKR 9,461
21.32%
Sport Shoes (Adidas, Nike)
$101 ₺5,049
$97.8 PKR 27.0K
3.21%
Men's Leather Business Shoes
$91.3 ₺4,570
$40.84 PKR 11.3K
123.58%
🏠 Accommodation & Living
Istanbul
Karak
Difference
1-bedroom Apartment, City Center (Monthly)
$1,014 ₺50.7K
$138 PKR 38.1K
635.12%
1-bedroom Apartment, Outside City Center (Monthly)
$625 ₺31.3K
$85.6 PKR 23.7K
629.24%
3-bedroom Apartment, City Center (Monthly)
$2,005 ₺100.4K
$264 PKR 72.9K
660.63%
3-bedroom Apartment, Outside City Center (Monthly)
$1,126 ₺56.3K
$181 PKR 50.0K
522.82%
Buy Apartment in City Center (m2)
$2,988 ₺149.5K
$815 PKR 225.5K
266.47%
Buy Apartment Outside City Center (m2)
$1,730 ₺86.6K
$496 PKR 137.2K
248.87%
💵 Salaries & Financials
Istanbul
Karak
Difference
Average Monthly Net Salary (After Tax)
$1,136 ₺56.9K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
40.42
13.08
209.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Istanbul: November 2, 2026

Last update for Karak: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Istanbul
$625
Karak
$86 86.3% $539
Groceries & Markets
Istanbul
$258
Karak
$75 71% $183
Eating Out
Istanbul
$221
Karak
$30 86.2% $191
Clothing & Footwear
Istanbul
$129
Karak
$90 30.8% $40
Monthly Utilities & Internet
Istanbul
$120
Karak
$126 4.8% $5.8
Sport & Entertainment
Istanbul
$91
Karak
$24 73.3% $67
Getting Around
Istanbul
$75
Karak
$16 78.8% $59

Cost Breakdown

A central one-bedroom costs $1,014 in Istanbul versus $138 in Karak. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $55 in Istanbul versus $7 in Karak. Monthly groceries follow the same trend: $258 vs $75 – making Karak the more affordable choice for daily food spending.

Good to know
🇹🇷 Istanbul
🇵🇰 Karak
🕒 Local time
02:46 2:46 AM
04:46 4:46 AM
2 h ahead of Istanbul
🌤 Weather
👥 Population
15,701,602
51,149
💱 Currency
Exchange rates and currency converter

PKR, USD, EUR to TRY – Turkish Lira Converter

Turkish Lira exchange rates as of November 5, 2026: 1 USD = 50.04 TRY (100 TRY = 2 USD). 1 EUR = 56.18 TRY (100 TRY = 1.78 EUR).

Pakistani Rupee exchange rates as of November 5, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

On the map
Between locations
  • Istanbul Karak 3,800 km ≈ 5 h nonstop flight
From you
  • Istanbul
  • Karak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Istanbul vs Karak: Cost of Living - Frequently Asked Questions
Is Karak cheaper than Istanbul?
Yes – Istanbul is pricier by about 240%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,278 per month in Istanbul and $670 in Karak. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Karak, especially for central apartments: a one-bedroom in the center costs $138 there versus $1,014 in Istanbul.
Which city has cheaper kindergarten?
Kindergarten costs $948 per month in Istanbul and $43 in Karak. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Istanbul and in Karak?
Groceries cost about 244% more in Istanbul, though the gap depends on what you buy.
Is $800 a realistic budget for living in Istanbul or in Karak?
A $800 monthly budget goes further in Karak, where all-in costs run around $446, than in Istanbul at $1,519. In Karak it covers expenses comfortably, while in Istanbul it requires careful planning or may not stretch far enough.
Is Istanbul or Karak more family-friendly?
Families tend to lean toward Karak – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is easier to live in as a foreigner?
For expats, Karak is the easier option financially – housing and daily costs are lower, and overall it costs about 71% less, which matters a lot on a fixed budget or early-career salary.

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