Last update: Oct 2026

Cost of Living Comparison Between Istanbul and Cergy

For one person, living is cheaper in Istanbul: $1,550 a month against $1,666 in Cergy, rent and utilities included – about $1,400 less a year. Rent and utilities account for most of the difference.

75

Cost of Living Index in Istanbul
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Istanbul Living Index
81

Cost of Living Index in Cergy
Learn more

Cergy Living Index

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Istanbul

🇹🇷 Turkey

$1,550

/mo nomad

Cergy

🇫🇷 France

$1,666

/mo nomad

Monthly Cost of Living

How much you'll spend in Istanbul and in Cergy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Istanbul and in Cergy actually costs, broken down by who's living it.

A single person spends $1,550 per month in Istanbul vs $1,666 in Cergy, rent included.

Istanbul $1,550
Cergy $1,666

A couple spends around $2,415 per month in Istanbul vs $2,536 in Cergy, rent included.

Istanbul $2,415
Cergy $2,536

A family of three spends $3,281 per month in Istanbul vs $3,405 in Cergy, rent included.

Istanbul $3,281
Cergy $3,405

Istanbul is about 7% cheaper than Cergy, and outside of rent the biggest gap is in groceries.

Both Istanbul and Cergy sit above the global median – Istanbul by 15%, Cergy by 23%.

Meal at Budget Restaurant

$12.30 ₺609

$8.87 €7.89

38.67%

Three-Course Dinner for Two, Mid-Range

$54.7 ₺2,708

$49.28 €43.83

11.00%

Fast Food Meal (McDonalds, etc)

$9.22 ₺456

$9.05 €8.05

1.88%

Cappuccino

$4.40 ₺218

$2.81 €2.50

56.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 ₺83.1

$1.30 €1.16

29.23%

Water (0.33 liter bottle)

$0.59 ₺29.40

$1.74 €1.55

-66.09%

Local Beer (0.5 liter draught)

$4.70 ₺233

$5.16 €4.59

-8.91%

Imported Beer (0.33 liter bottle)

$5.91 ₺292

$5.49 €4.88

7.65%

Milk (1 liter)

$1.21 ₺60.0

$1.24 €1.11

-2.42%

White Bread (500g)

$0.89 ₺44.10

$1.88 €1.67

-52.66%

Rice (white) (1kg)

$2.19 ₺108

$2.83 €2.51

-22.61%

Eggs

$2.35 ₺116

$4.04 €3.60

-41.83%

Local Cheese (1kg)

$10.42 ₺516

$21.87 €19.45

-52.35%

Chicken Fillets (1kg)

$5.65 ₺280

$10.42 €9.27

-45.78%

Beef Round Steak (1kg)

$20.94 ₺1,037

$23.27 €20.70

-10.01%

Apples (1kg)

$1.90 ₺94.1

$3.43 €3.05

-44.61%

Banana (1kg)

$2.31 ₺114

$2.09 €1.86

10.53%

Oranges (1kg)

$1.28 ₺63.1

$2.21 €1.96

-42.08%

Tomato (1kg)

$1.80 ₺89.0

$2.16 €1.92

-16.67%

Potato (1kg)

$0.65 ₺32.16

$1.91 €1.70

-65.97%

Onion (1kg)

$0.64 ₺31.91

$2.03 €1.80

-68.47%

Lettuce (1 head)

$1.25 ₺62.1

$1.78 €1.58

-29.78%

Water (1.5 liter bottle)

$0.56 ₺27.58

$0.68 €0.61

-17.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.37 ₺118

$13.07 €11.63

-81.87%

Wine (Bottle)

$13.42 ₺664

$8.45 €7.51

58.82%

Local Beer (0.5 liter bottle)

$2.40 ₺119

$2.40 €2.14

Imported Beer (0.33 liter bottle)

$3.48 ₺172

$4.31 €3.84

-19.26%

One-way Ticket (Public Transport)

$0.89 ₺43.84

$1.87 €1.66

-52.41%

Public Transport Monthly Pass (Regular Price)

$67.4 ₺3,338

$48.29 €42.95

39.64%

Taxi Start (Normal Tariff)

$1.29 ₺64.1

$2.24 €1.99

-42.41%

Taxi (Normal Tariff) (1km)

$0.92 ₺45.70

$2.14 €1.90

-57.01%

Taxi 1hour Waiting (Normal Tariff)

$10.96 ₺542

$24.55 €21.84

-55.36%

Gasoline (1 liter)

$1.47 ₺72.9

$1.95 €1.73

-24.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.8K ₺2.5M

$33.9K €30.1K

49.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.5K ₺2.2M

$35.2K €31.3K

26.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.6 ₺4,387

$206 €183

-56.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.59 ₺574

$15.07 €13.41

-23.09%

Internet (50+ Mbps, Unlimited Data)

$15.81 ₺783

$22.38 €19.91

-29.36%

Gym Membership (Monthly)

$77.2 ₺3,820

$35.13 €31.25

119.64%

Tennis Court (1 Hour on Weekend)

$22.74 ₺1,126

Cinema Ticket

$8.14 ₺403

$14.22 €12.65

-42.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,008 ₺49.9K

$625 €556

61.36%

International Primary School, 1 Child (Yearly)

$25.6K ₺1.3M

$8,211 €7,304

211.30%

Jeans (Levis 501 Or Similar)

$54.0 ₺2,671

$88.2 €78.4

-38.82%

Summer Dress (H&M, Zara, etc)

$40.83 ₺2,021

$40.58 €36.09

0.62%

Sport Shoes (Adidas, Nike)

$98.9 ₺4,895

$99.8 €88.8

-0.91%

Men's Leather Business Shoes

$96.6 ₺4,783

$104 €92.1

-6.71%

1-bedroom Apartment, City Center (Monthly)

$985 ₺48.7K

$742 €660

32.72%

1-bedroom Apartment, Outside City Center (Monthly)

$650 ₺32.2K

$602 €535

7.97%

3-bedroom Apartment, City Center (Monthly)

$1,983 ₺98.2K

$1,384 €1,231

43.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,180 ₺58.4K

$1,104 €982

6.94%

Buy Apartment in City Center (m2)

$3,138 ₺155.4K

$3,853 €3,427

-18.56%

Buy Apartment Outside City Center (m2)

$1,780 ₺88.1K

$3,001 €2,669

-40.69%

Average Monthly Net Salary (After Tax)

$1,205 ₺59.7K

$2,624 €2,334

-54.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

40.92

3.5

1069.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Istanbul: October 13, 2026

Last update for Cergy: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Istanbul

$650 41.9%

Cergy

$602 36.1% 7.4% $48

Groceries & Markets

Istanbul

$260 16.8%

Cergy

$358 21.5% 38% $99

Eating Out

Istanbul

$223 14.4%

Cergy

$181 10.9% 19% $42

Clothing & Footwear

Istanbul

$131 8.4%

Cergy

$149 9% 14.4% $19

Monthly Utilities & Internet

Istanbul

$116 7.5%

Cergy

$243 14.6% 110% $127

Sport & Entertainment

Istanbul

$93 6%

Cergy

$64 3.8% 32% $30

Getting Around

Istanbul

$77 5%

Cergy

$69 4.1% 10.7% $8.2

Cost Breakdown

A central one-bedroom costs $985 in Istanbul versus $742 in Cergy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 118% higher in Cergy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55.0 in Istanbul versus $49.00 in Cergy. Groceries tell a different story – $260 in Istanbul vs $358 in Cergy – so Istanbul wins on supermarket bills even if dining out costs more.

Good to know

🇹🇷 Istanbul

🇫🇷 Cergy

🕒 Local time

21:13 9:13 PM

20:13 8:13 PM

1 h behind Istanbul

🌤 Weather

👥 Population

15,701,602

68,348

💱 Currency

Turkish Lira TRY ₺

Euro EUR €

📈 Exchange rate

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of October 17, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.67 TRY (100 TRY = 1.8 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to TRY in detail →

On the map

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Between locations

Istanbul Cergy 2,280 km ≈ 3 h 15 min nonstop flight

From you

Istanbul
Cergy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Istanbul vs Cergy: Cost of Living - Frequently Asked Questions

Yes – Cergy is pricier by about 7%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,325 per month in Istanbul and $2,498 in Cergy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Istanbul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $55.0 in Istanbul and $49.00 in Cergy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,550 in Istanbul and $1,666 in Cergy. That's a gap of about 7%.

A $1,500 monthly budget goes further in Istanbul, where all-in costs run around $1,550, than in Cergy at $1,666. In Istanbul it covers expenses comfortably, while in Cergy it requires careful planning or may not stretch far enough.

Families tend to lean toward Istanbul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Istanbul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cergy makes more sense. Both are solid long-term options with distinct trade-offs.