Last update: Nov 2026

Cost of Living Comparison Between Istanbul and Bila Tserkva

For one person, living is cheaper in Bila Tserkva: $672 a month against $1,519 in Istanbul, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

73

Cost of Living Index in Istanbul
Learn more

Istanbul Living Index
32

Cost of Living Index in Bila Tserkva
Learn more

Bila Tserkva Living Index

Jump to prices

Istanbul

🇹🇷 Turkey

$1,519

/mo nomad

Bila Tserkva

🇺🇦 Ukraine

$672

/mo nomad

Monthly Cost of Living

How much you'll spend in Istanbul and in Bila Tserkva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Istanbul and in Bila Tserkva actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,519 in Istanbul versus $672 in Bila Tserkva.

Istanbul $1,519
Bila Tserkva $672

Estimated couple costs with rent: $2,365 in Istanbul versus $1,046 in Bila Tserkva.

Istanbul $2,365
Bila Tserkva $1,046

Monthly costs for a family of three with rent: $3,212 in Istanbul versus $1,421 in Bila Tserkva.

Istanbul $3,212
Bila Tserkva $1,421

Living in Istanbul is roughly 126% more expensive than in Bila Tserkva, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Istanbul is 12% above, Bila Tserkva is 50% below.

Meal at Budget Restaurant

$11.81 ₺592

$8.55 ₴389

38.13%

Three-Course Dinner for Two, Mid-Range

$54.9 ₺2,753

$25.37 ₴1,153

116.44%

Fast Food Meal (McDonalds, etc)

$9.26 ₺464

$5.41 ₴246

71.16%

Cappuccino

$4.30 ₺216

$1.41 ₴63.9

204.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 ₺89.0

$0.58 ₴26.31

205.17%

Water (0.33 liter bottle)

$0.56 ₺28.31

$0.31 ₴14.07

80.65%

Local Beer (0.5 liter draught)

$4.69 ₺235

$0.90 ₴40.96

421.11%

Imported Beer (0.33 liter bottle)

$7.12 ₺357

$1.57 ₴71.1

353.50%

Milk (1 liter)

$1.25 ₺62.7

$1.18 ₴53.6

5.93%

White Bread (500g)

$0.88 ₺44.15

$0.83 ₴37.78

6.02%

Rice (white) (1kg)

$2.20 ₺111

$1.29 ₴58.7

70.54%

Eggs

$2.43 ₺122

$1.63 ₴74.1

49.08%

Local Cheese (1kg)

$10.48 ₺525

$11.41 ₴519

-8.15%

Chicken Fillets (1kg)

$5.31 ₺266

$3.84 ₴174

38.28%

Beef Round Steak (1kg)

$21.10 ₺1,058

$6.32 ₴287

233.86%

Apples (1kg)

$1.86 ₺93.0

$1.07 ₴48.52

73.83%

Banana (1kg)

$2.30 ₺115

$1.40 ₴63.8

64.29%

Oranges (1kg)

$1.22 ₺60.9

$1.17 ₴53.0

4.27%

Tomato (1kg)

$1.80 ₺90.1

$2.49 ₴113

-27.71%

Potato (1kg)

$0.69 ₺34.81

$0.91 ₴41.14

-24.18%

Onion (1kg)

$0.64 ₺32.15

$0.42 ₴19.02

52.38%

Lettuce (1 head)

$1.36 ₺67.9

$1.75 ₴79.5

-22.29%

Water (1.5 liter bottle)

$0.58 ₺28.93

$0.43 ₴19.55

34.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.34 ₺117

$3.38 ₴153

-30.77%

Wine (Bottle)

$13.03 ₺653

$3.32 ₴151

292.47%

Local Beer (0.5 liter bottle)

$2.36 ₺118

$0.68 ₴30.94

247.06%

Imported Beer (0.33 liter bottle)

$3.32 ₺166

$1.40 ₴63.6

137.14%

One-way Ticket (Public Transport)

$0.88 ₺44.05

$0.32 ₴14.36

175.00%

Public Transport Monthly Pass (Regular Price)

$66.1 ₺3,315

Taxi Start (Normal Tariff)

$1.28 ₺64.4

$1.80 ₴81.6

-28.89%

Taxi (Normal Tariff) (1km)

$0.85 ₺42.78

$0.59 ₴26.89

44.07%

Taxi 1hour Waiting (Normal Tariff)

$11.09 ₺556

$5.22 ₴237

112.45%

Gasoline (1 liter)

$1.48 ₺74.0

$1.63 ₴73.9

-9.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.6K ₺2.4M

$31.1K ₴1.4M

56.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.0K ₺2.1M

$25.0K ₴1.1M

68.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.7 ₺4,648

$86.0 ₴3,908

7.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.20 ₺561

$6.07 ₴276

84.51%

Internet (50+ Mbps, Unlimited Data)

$15.89 ₺797

$4.44 ₴202

257.88%

Gym Membership (Monthly)

$74.7 ₺3,744

$32.93 ₴1,496

126.78%

Tennis Court (1 Hour on Weekend)

$22.95 ₺1,151

Cinema Ticket

$8.05 ₺404

$4.46 ₴203

80.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$948 ₺47.5K

$223 ₴10.1K

325.00%

International Primary School, 1 Child (Yearly)

$36.9K ₺1.9M

$2,949 ₴134.0K

1151.93%

Jeans (Levis 501 Or Similar)

$53.9 ₺2,701

$41.57 ₴1,889

29.61%

Summer Dress (H&M, Zara, etc)

$41.49 ₺2,080

$27.08 ₴1,231

53.21%

Sport Shoes (Adidas, Nike)

$101 ₺5,058

$68.6 ₴3,116

47.13%

Men's Leather Business Shoes

$91.3 ₺4,578

$76.2 ₴3,464

19.78%

1-bedroom Apartment, City Center (Monthly)

$1,014 ₺50.8K

$194 ₴8,805

423.18%

1-bedroom Apartment, Outside City Center (Monthly)

$625 ₺31.3K

$155 ₴7,032

303.57%

3-bedroom Apartment, City Center (Monthly)

$2,005 ₺100.5K

$323 ₴14.7K

521.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,126 ₺56.4K

$267 ₴12.1K

322.17%

Buy Apartment in City Center (m2)

$2,988 ₺149.8K

Buy Apartment Outside City Center (m2)

$1,730 ₺86.7K

Average Monthly Net Salary (After Tax)

$1,136 ₺57.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

40.42

15.25

165.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Istanbul: November 2, 2026

Last update for Bila Tserkva: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Istanbul

$625 41.1%

Bila Tserkva

$155 23% 75.2% $470

Groceries & Markets

Istanbul

$258 17%

Bila Tserkva

$164 24.4% 36.7% $95

Eating Out

Istanbul

$221 14.6%

Bila Tserkva

$113 16.8% 49% $108

Clothing & Footwear

Istanbul

$129 8.5%

Bila Tserkva

$96 14.3% 25.8% $33

Monthly Utilities & Internet

Istanbul

$120 7.9%

Bila Tserkva

$97 14.4% 19.4% $23

Sport & Entertainment

Istanbul

$91 6%

Bila Tserkva

$42 6.2% 53.9% $49

Getting Around

Istanbul

$75 5%

Bila Tserkva

$6 * 0.9% 92% $69

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,014 in Istanbul and $194 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Dining out: $55 in Istanbul vs $25 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $258 vs $164 per month, with Bila Tserkva cheaper across the board.

Good to know

🇹🇷 Istanbul

🇺🇦 Bila Tserkva

🕒 Local time

04:56 4:56 AM

03:56 3:56 AM

1 h behind Istanbul

🌤 Weather

👥 Population

15,701,602

209,815

💱 Currency

Turkish Lira TRY ₺

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 TRY = 1.99 USD

100 TRY = 1.78 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

UAH, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of November 7, 2026: 1 USD = 50.13 TRY (100 TRY = 1.99 USD). 1 EUR = 56.03 TRY (100 TRY = 1.78 EUR).

Ukrainian Hryvnia exchange rates as of November 7, 2026: 1 USD = 45.44 UAH (100 UAH = 2.2 USD). 1 EUR = 50.79 UAH (100 UAH = 1.97 EUR).

USD to TRY in detail →

On the map

Lowest

Highest

Between locations

Istanbul Bila Tserkva 980 km ≈ 1 h 45 min nonstop flight

From you

Istanbul
Bila Tserkva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Istanbul vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,519 in Istanbul and $672 in Bila Tserkva, so Bila Tserkva is about 56% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,278 in Istanbul and $1,007 in Bila Tserkva to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,014 in Istanbul versus $194 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 58% higher in Istanbul. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,519 per month in Istanbul versus $672 in Bila Tserkva – Bila Tserkva is about 56% cheaper, which adds up to real savings over time.

At $672 in Bila Tserkva versus $1,519 in Istanbul, a $1,200 budget is realistic in Bila Tserkva but tight or insufficient in Istanbul. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Istanbul and Bila Tserkva are both considered safe, so it’s unlikely to be the deciding factor between them.