Last update: Oct 2026

Cost of Living Comparison Between Islip, NY and New York, NY

For one person, living is cheaper in Islip, NY: $1,259 a month against $4,941 in New York, NY, rent and utilities included – about $44,200 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Islip, NY
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Islip, NY Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Islip, NY

🇺🇸 United States

$1,259

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Islip, NY and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Islip, NY and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,259 in Islip, NY versus $4,941 in New York, NY.

Islip, NY $1,259
New York, NY $4,941

Estimated couple costs with rent: $2,207 in Islip, NY versus $7,225 in New York, NY.

Islip, NY $2,207
New York, NY $7,225

Monthly costs for a family of three with rent: $3,154 in Islip, NY versus $9,509 in New York, NY.

Islip, NY $3,154
New York, NY $9,509

Living in Islip, NY costs roughly 75% less than in New York, NY, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Islip, NY is 7% below, New York, NY is 263% above.

Meal at Budget Restaurant

$26.10 $26.10

$28.55 $28.55

-8.58%

Three-Course Dinner for Two, Mid-Range

$122 $122

$118 $118

3.17%

Fast Food Meal (McDonalds, etc)

$14.05 $14.05

$15.04 $15.04

-6.58%

Cappuccino

$5.14 $5.14

$6.53 $6.53

-21.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 $2.85

$3.96 $3.96

-28.03%

Water (0.33 liter bottle)

$2.28 $2.28

$3.01 $3.01

-24.25%

Local Beer (0.5 liter draught)

$7.77 $7.77

$8.16 $8.16

-4.78%

Imported Beer (0.33 liter bottle)

$10.17 $10.17

$9.84 $9.84

3.35%

Milk (1 liter)

$1.39 $1.39

$1.37 $1.37

1.46%

White Bread (500g)

$4.54 $4.54

$4.97 $4.97

-8.65%

Rice (white) (1kg)

$4.05 $4.05

$7.81 $7.81

-48.14%

Eggs

$5.02 $5.02

$5.97 $5.97

-15.91%

Local Cheese (1kg)

$18.69 $18.69

$18.91 $18.91

-1.16%

Chicken Fillets (1kg)

$17.41 $17.41

$18.04 $18.04

-3.49%

Beef Round Steak (1kg)

$16.45 $16.45

$19.05 $19.05

-13.65%

Apples (1kg)

$4.47 $4.47

$6.76 $6.76

-33.88%

Banana (1kg)

$1.29 $1.29

$2.27 $2.27

-43.17%

Oranges (1kg)

$2.17 $2.17

$6.83 $6.83

-68.23%

Tomato (1kg)

$2.91 $2.91

$7.09 $7.09

-58.96%

Potato (1kg)

$1.78 $1.78

$4.22 $4.22

-57.82%

Onion (1kg)

$2.17 $2.17

$4.65 $4.65

-53.33%

Lettuce (1 head)

$1.53 $1.53

$2.87 $2.87

-46.69%

Water (1.5 liter bottle)

$1.10 $1.10

$2.60 $2.60

-57.69%

Cigarettes 20 Pack (Marlboro, Camel)

$14.94 $14.94

$18.77 $18.77

-20.40%

Wine (Bottle)

$12.96 $12.96

$20.13 $20.13

-35.62%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$3.45 $3.45

-31.88%

Imported Beer (0.33 liter bottle)

$3.76 $3.76

$4.02 $4.02

-6.47%

One-way Ticket (Public Transport)

$4.37 $4.37

$2.91 $2.91

50.17%

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$2.98 $2.98

$3.08 $3.08

-3.25%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$2.12 $2.12

3.77%

Taxi 1hour Waiting (Normal Tariff)

$41.26 $41.26

$41.96 $41.96

-1.67%

Gasoline (1 liter)

$1.17 $1.17

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$34.5K $34.5K

-18.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$25.9K $25.9K

3.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.2 $80.2

$219 $219

-63.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.2 $71.2

$74.2 $74.2

-4.15%

Internet (50+ Mbps, Unlimited Data)

$69.8 $69.8

$70.2 $70.2

-0.60%

Gym Membership (Monthly)

$59.6 $59.6

$112 $112

-46.74%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$15.83 $15.83

$22.14 $22.14

-28.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,537 $3,537

$3,558 $3,558

-0.56%

International Primary School, 1 Child (Yearly)

$61.6K $61.6K

$62.2K $62.2K

-0.93%

Jeans (Levis 501 Or Similar)

$44.55 $44.55

$75.6 $75.6

-41.08%

Summer Dress (H&M, Zara, etc)

$27.92 $27.92

$51.2 $51.2

-45.47%

Sport Shoes (Adidas, Nike)

$75.0 $75.0

$123 $123

-39.13%

Men's Leather Business Shoes

$91.4 $91.4

$140 $140

-34.58%

1-bedroom Apartment, City Center (Monthly)

$1,989 $1,989

$4,499 $4,499

-55.80%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

3-bedroom Apartment, City Center (Monthly)

$3,382 $3,382

$9,447 $9,447

-64.20%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

Buy Apartment in City Center (m2)

$18.1K $18.1K

Buy Apartment Outside City Center (m2)

$6,693 $6,693

Average Monthly Net Salary (After Tax)

$3,975 $3,975

$5,220 $5,220

-23.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

6.86

-3.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Islip, NY: October 26, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Islip, NY

$416 33%

New York, NY

$563 11.4% 35.5% $147

Eating Out

Islip, NY

$392 31.2%

New York, NY

$440 8.9% 12.2% $48

Monthly Utilities & Internet

Islip, NY

$221 17.6%

New York, NY

$364 7.4% 64.6% $143

Clothing & Footwear

Islip, NY

$107 8.5%

New York, NY

$175 3.6% 63.2% $68

Sport & Entertainment

Islip, NY

$91 7.3%

New York, NY

$156 3.2% 71.2% $65

Getting Around

Islip, NY

$31 * 2.5%

New York, NY

$164 3.3% 422% $133

Accommodation & Living

Islip, NY

- * 0%

New York, NY

$3.1K 62.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,989 in Islip, NY and $4,499 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 31% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $122 in Islip, NY vs $118 in New York, NY. Groceries flip the comparison at $416 vs $563, with Islip, NY cheaper for home cooking.

Good to know

🇺🇸 Islip, NY

🇺🇸 New York, NY

🕒 Local time

10:25 10:25 AM

Same time as Islip, NY

🌤 Weather

👥 Population

339,938

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

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Islip, NY New York, NY 83 km

From you

Islip, NY
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Islip, NY vs New York, NY: Cost of Living - Frequently Asked Questions

Islip, NY is cheaper overall, especially in groceries, transport, and clothing. The 292% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 24% lower in Islip, NY. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,989 in Islip, NY versus $4,499 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,537 in Islip, NY versus $3,558 in New York, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in New York, NY – a meal for two runs $118 versus $122 in Islip, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,259 in Islip, NY versus $4,941 in New York, NY, a $1,500 budget is realistic in Islip, NY but tight or insufficient in New York, NY. The gap between the two cities makes Islip, NY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Islip, NY wins on affordability, New York, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.