Last update: Oct 2026

Cost of Living Comparison Between the Isle of Islay and Cebu

For one person, living is cheaper in Cebu: $915 a month against $2,352 on the Isle of Islay, rent and utilities included – about $17,200 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index on the Isle of Islay
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Isle of Islay Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Isle of Islay

🇬🇧 United Kingdom

$2,352

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend on the Isle of Islay and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month on the Isle of Islay and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,352 on the Isle of Islay versus $915 in Cebu.

Isle of Islay $2,352
Cebu $915

Estimated couple costs with rent: $3,353 on the Isle of Islay versus $1,418 in Cebu.

Isle of Islay $3,353
Cebu $1,418

Monthly costs for a family of three with rent: $4,354 on the Isle of Islay versus $1,921 in Cebu.

Isle of Islay $4,354
Cebu $1,921

Living on the Isle of Islay is roughly 157% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Isle of Islay is 74% above, Cebu is 33% below.

Meal at Budget Restaurant

$21.60 £16.21

$3.05 ₱192

608.20%

Three-Course Dinner for Two, Mid-Range

$81.4 £61.1

$24.00 ₱1,511

239.13%

Fast Food Meal (McDonalds, etc)

$10.60 £7.95

$3.99 ₱251

165.66%

Cappuccino

$4.48 £3.36

$2.50 ₱157

79.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 £1.86

$1.54 ₱97.1

61.04%

Water (0.33 liter bottle)

$1.32 £0.99

$0.50 ₱31.37

164.00%

Local Beer (0.5 liter draught)

$5.83 £4.37

$1.78 ₱112

227.53%

Imported Beer (0.33 liter bottle)

$6.01 £4.51

$2.17 ₱136

176.96%

Milk (1 liter)

$2.03 £1.52

$2.00 ₱126

1.50%

White Bread (500g)

$1.75 £1.32

$1.37 ₱86.2

27.74%

Rice (white) (1kg)

$2.74 £2.06

$1.03 ₱64.9

166.02%

Eggs

$5.41 £4.06

$2.03 ₱128

166.50%

Local Cheese (1kg)

$7.39 £5.54

$10.20 ₱642

-27.55%

Chicken Fillets (1kg)

$9.52 £7.14

$4.45 ₱280

113.93%

Beef Round Steak (1kg)

$15.36 £11.53

$7.67 ₱483

100.26%

Apples (1kg)

$2.50 £1.88

$3.31 ₱208

-24.47%

Banana (1kg)

$2.20 £1.65

$1.46 ₱91.8

50.68%

Oranges (1kg)

$2.82 £2.12

$2.32 ₱146

21.55%

Tomato (1kg)

$2.87 £2.15

$1.49 ₱94.0

92.62%

Potato (1kg)

$3.06 £2.29

$2.34 ₱147

30.77%

Onion (1kg)

$2.11 £1.58

$1.94 ₱122

8.76%

Lettuce (1 head)

$1.86 £1.40

$1.16 ₱73.0

60.34%

Water (1.5 liter bottle)

$2.43 £1.82

$0.68 ₱42.89

257.35%

Cigarettes 20 Pack (Marlboro, Camel)

$23.79 £17.85

$2.99 ₱188

695.65%

Wine (Bottle)

$12.03 £9.03

$6.24 ₱393

92.79%

Local Beer (0.5 liter bottle)

$3.26 £2.44

$1.23 ₱77.3

165.04%

Imported Beer (0.33 liter bottle)

$3.22 £2.41

$1.73 ₱109

86.13%

One-way Ticket (Public Transport)

$3.50 £2.62

$0.23 ₱14.36

1421.74%

Public Transport Monthly Pass (Regular Price)

$98.1 £73.6

$12.34 ₱777

694.73%

Taxi Start (Normal Tariff)

$4.75 £3.56

$0.79 ₱49.96

501.27%

Taxi (Normal Tariff) (1km)

$3.79 £2.84

$0.22 ₱13.86

1622.73%

Taxi 1hour Waiting (Normal Tariff)

$26.58 £19.94

$4.54 ₱286

485.46%

Gasoline (1 liter)

$2.07 £1.55

$1.32 ₱82.9

56.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K £28.9K

$21.0K ₱1.3M

83.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K £30.3K

$19.4K ₱1.2M

108.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 £178

$119 ₱7,464

100.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.09 £9.82

$14.22 ₱896

-7.95%

Internet (50+ Mbps, Unlimited Data)

$42.21 £31.67

$27.47 ₱1,730

53.66%

Gym Membership (Monthly)

$43.82 £32.88

$32.31 ₱2,034

35.62%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$13.44 £10.08

$5.40 ₱340

148.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,918 £1,439

$276 ₱17.4K

595.00%

International Primary School, 1 Child (Yearly)

$24.8K £18.6K

$7,866 ₱495.3K

215.07%

Jeans (Levis 501 Or Similar)

$100 £75.1

$49.37 ₱3,108

102.67%

Summer Dress (H&M, Zara, etc)

$57.6 £43.19

$24.58 ₱1,548

134.21%

Sport Shoes (Adidas, Nike)

$121 £90.9

$76.6 ₱4,825

58.13%

Men's Leather Business Shoes

$87.1 £65.4

$58.9 ₱3,706

48.01%

1-bedroom Apartment, City Center (Monthly)

$1,272 £955

$503 ₱31.7K

152.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,039 £779

$305 ₱19.2K

241.20%

3-bedroom Apartment, City Center (Monthly)

$2,126 £1,595

$1,075 ₱67.7K

97.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,449 £1,087

$632 ₱39.8K

129.17%

Buy Apartment in City Center (m2)

$5,528 £4,147

$2,870 ₱180.7K

92.63%

Buy Apartment Outside City Center (m2)

$3,409 £2,558

$1,877 ₱118.2K

81.61%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.41

7.2

-24.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Isle of Islay: October 20, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Isle of Islay

$1K 44.2%

Cebu

$305 33.3% 70.7% $734

Groceries & Markets

Isle of Islay

$334 14.2%

Cebu

$210 22.9% 37.3% $125

Eating Out

Isle of Islay

$315 13.4%

Cebu

$88 9.6% 72.1% $227

Monthly Utilities & Internet

Isle of Islay

$293 12.5%

Cebu

$160 17.5% 45.3% $133

Clothing & Footwear

Isle of Islay

$165 7%

Cebu

$94 10.3% 42.8% $70

Getting Around

Isle of Islay

$136 5.8%

Cebu

$15 1.7% 88.8% $121

Sport & Entertainment

Isle of Islay

$71 3%

Cebu

$43 4.7% 39% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,272 on the Isle of Islay and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $81.0 on the Isle of Islay vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $334 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Isle of Islay

🇵🇭 Cebu

🕒 Local time

17:25 5:25 PM

00:25 12:25 AM

7 h ahead of the Isle of Islay

🌤 Weather

👥 Population

3,457

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 23, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 23, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Isle of Islay Cebu 11,350 km ≈ 15 h nonstop flight

From you

Isle of Islay
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Isle of Islay vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 157% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,528 on the Isle of Islay and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,272 on the Isle of Islay versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,352 per month on the Isle of Islay versus $915 in Cebu – a 157% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 695% less than on the Isle of Islay. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $2,352 on the Isle of Islay, a $1,500 budget is realistic in Cebu but tight or insufficient on the Isle of Islay. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than on the Isle of Islay, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Isle of Islay and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 157% less than on the Isle of Islay. Beyond cost, consider language, visa policies, and how big the international community is in each city.