Last update: Oct 2026

Cost of Living Comparison Between Island Garden City of Samal and Austin, TX

For one person, living is cheaper in Island Garden City of Samal: $747 a month against $2,663 in Austin, TX, rent and utilities included – about $23,000 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Island Garden City of Samal
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Island Garden City of Samal Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Island Garden City of Samal

🇵🇭 Philippines

$747

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Island Garden City of Samal and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Island Garden City of Samal and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $747 in Island Garden City of Samal versus $2,663 in Austin, TX.

Island Garden City of Samal $747
Austin, TX $2,663

Estimated couple costs with rent: $1,102 in Island Garden City of Samal versus $4,133 in Austin, TX.

Island Garden City of Samal $1,102
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,457 in Island Garden City of Samal versus $5,603 in Austin, TX.

Island Garden City of Samal $1,457
Austin, TX $5,603

Living in Island Garden City of Samal costs roughly 72% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Island Garden City of Samal is 45% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$1.22 ₱76.6

$20.77 $20.77

-94.13%

Three-Course Dinner for Two, Mid-Range

$17.02 ₱1,072

$84.6 $84.6

-79.88%

Fast Food Meal (McDonalds, etc)

$4.07 ₱256

$12.32 $12.32

-66.96%

Cappuccino

$2.18 ₱137

$5.63 $5.63

-61.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ₱65.7

$3.72 $3.72

-72.04%

Water (0.33 liter bottle)

$0.64 ₱40.33

$2.50 $2.50

-74.40%

Local Beer (0.5 liter draught)

$1.18 ₱74.5

$8.05 $8.05

-85.34%

Imported Beer (0.33 liter bottle)

$1.98 ₱125

$9.01 $9.01

-78.02%

Milk (1 liter)

$2.03 ₱128

$1.12 $1.12

81.25%

White Bread (500g)

$1.14 ₱71.5

$3.75 $3.75

-69.60%

Rice (white) (1kg)

$0.88 ₱55.2

$3.26 $3.26

-73.01%

Eggs

$1.87 ₱118

$4.17 $4.17

-55.16%

Local Cheese (1kg)

$6.26 ₱394

$12.90 $12.90

-51.47%

Chicken Fillets (1kg)

$4.64 ₱292

$14.16 $14.16

-67.23%

Beef Round Steak (1kg)

$9.10 ₱573

$16.22 $16.22

-43.90%

Apples (1kg)

$2.73 ₱172

$4.33 $4.33

-36.95%

Banana (1kg)

$1.12 ₱70.4

$1.46 $1.46

-23.29%

Oranges (1kg)

$2.38 ₱150

$4.51 $4.51

-47.23%

Tomato (1kg)

$1.14 ₱71.7

$4.34 $4.34

-73.73%

Potato (1kg)

$1.98 ₱125

$2.58 $2.58

-23.26%

Onion (1kg)

$3.41 ₱215

$2.35 $2.35

45.11%

Lettuce (1 head)

$1.21 ₱76.0

$1.78 $1.78

-32.02%

Water (1.5 liter bottle)

$0.72 ₱45.46

$2.22 $2.22

-67.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.49 ₱156

$9.88 $9.88

-74.80%

Wine (Bottle)

$7.76 ₱489

$15.08 $15.08

-48.54%

Local Beer (0.5 liter bottle)

$1.23 ₱77.5

$2.92 $2.92

-57.88%

Imported Beer (0.33 liter bottle)

$1.68 ₱106

$3.46 $3.46

-51.45%

One-way Ticket (Public Transport)

$0.29 ₱18.09

$1.49 $1.49

-80.54%

Public Transport Monthly Pass (Regular Price)

$11.62 ₱732

$41.72 $41.72

-72.15%

Taxi Start (Normal Tariff)

$0.83 ₱52.0

$2.73 $2.73

-69.60%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.83

$1.66 $1.66

-84.94%

Taxi 1hour Waiting (Normal Tariff)

$1.92 ₱121

$35.30 $35.30

-94.56%

Gasoline (1 liter)

$1.24 ₱78.0

$0.95 $0.95

30.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$36.0K $36.0K

-41.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$27.1K $27.1K

-30.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.4 ₱6,196

$229 $229

-57.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.24 ₱1,211

$59.4 $59.4

-67.60%

Internet (50+ Mbps, Unlimited Data)

$31.01 ₱1,952

$69.9 $69.9

-55.64%

Gym Membership (Monthly)

$29.89 ₱1,882

$57.2 $57.2

-47.78%

Tennis Court (1 Hour on Weekend)

$4.57 ₱288

$16.33 $16.33

-72.01%

Cinema Ticket

$4.87 ₱307

$14.28 $14.28

-65.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$107 ₱6,729

$1,506 $1,506

-92.90%

International Primary School, 1 Child (Yearly)

$7,691 ₱484.2K

$21.5K $21.5K

-64.15%

Jeans (Levis 501 Or Similar)

$33.60 ₱2,115

$52.8 $52.8

-36.38%

Summer Dress (H&M, Zara, etc)

$19.67 ₱1,238

$43.82 $43.82

-55.11%

Sport Shoes (Adidas, Nike)

$70.4 ₱4,433

$84.8 $84.8

-16.94%

Men's Leather Business Shoes

$62.4 ₱3,929

$103 $103

-39.42%

1-bedroom Apartment, City Center (Monthly)

$250 ₱15.7K

$1,907 $1,907

-86.92%

1-bedroom Apartment, Outside City Center (Monthly)

$197 ₱12.4K

$1,274 $1,274

-84.56%

3-bedroom Apartment, City Center (Monthly)

$504 ₱31.7K

$3,664 $3,664

-86.25%

3-bedroom Apartment, Outside City Center (Monthly)

$315 ₱19.8K

$2,538 $2,538

-87.60%

Buy Apartment in City Center (m2)

$2,056 ₱129.4K

$7,614 $7,614

-73.00%

Buy Apartment Outside City Center (m2)

$1,083 ₱68.2K

$3,157 $3,157

-65.71%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

8.31

6.79

22.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Island Garden City of Samal: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Island Garden City of Samal

$199 26.6%

Austin, TX

$405 15.2% 104% $206

Accommodation & Living

Island Garden City of Samal

$197 26.3%

Austin, TX

$1.3K 47.8% 548% $1.1K

Monthly Utilities & Internet

Island Garden City of Samal

$149 19.9%

Austin, TX

$358 13.5% 141% $210

Clothing & Footwear

Island Garden City of Samal

$84 11.2%

Austin, TX

$128 4.8% 52.8% $44

Eating Out

Island Garden City of Samal

$65 8.7%

Austin, TX

$354 13.3% 447% $289

Sport & Entertainment

Island Garden City of Samal

$40 5.3%

Austin, TX

$86 3.2% 117% $46

Getting Around

Island Garden City of Samal

$15 2%

Austin, TX

$59 2.2% 295% $44

Cost Breakdown

A one-bedroom apartment in the center runs $250 in Island Garden City of Samal and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in Island Garden City of Samal vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $199 vs $405 per month, with Island Garden City of Samal cheaper across the board.

Good to know

🇵🇭 Island Garden City of Samal

🇺🇸 Austin, TX

🕒 Local time

03:40 3:40 AM

14:40 2:40 PM

13 h behind Island Garden City of Samal

🌤 Weather

👥 Population

116,771

974,447

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Island Garden City of Samal Austin, TX 13,790 km ≈ 18 h nonstop flight

From you

Island Garden City of Samal
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Island Garden City of Samal vs Austin, TX: Cost of Living - Frequently Asked Questions

Island Garden City of Samal wins on cost – living expenses run 257% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Island Garden City of Samal the obvious pick if budget is a priority.

You'd need roughly $1,121 in Island Garden City of Samal and $3,995 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $250 in Island Garden City of Samal versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $747 per month in Island Garden City of Samal versus $2,663 in Austin, TX – a 257% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Island Garden City of Samal runs roughly 259% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $747 in Island Garden City of Samal versus $2,663 in Austin, TX, a $1,000 budget is realistic in Island Garden City of Samal but tight or insufficient in Austin, TX. The gap between the two cities makes Island Garden City of Samal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Island Garden City of Samal and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Island Garden City of Samal gentler on the wallet – expenses run 257% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.