Last update: Oct 2026

Cost of Living Comparison Between Isiolo and Cebu

For one person, living is cheaper in Isiolo: $544 a month against $915 in Cebu, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

26

Cost of Living Index in Isiolo
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Isiolo Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Isiolo

🇰🇪 Kenya

$544

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Isiolo and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Isiolo and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $544 in Isiolo versus $915 in Cebu.

Isiolo $544
Cebu $915

Estimated couple costs with rent: $891 in Isiolo versus $1,418 in Cebu.

Isiolo $891
Cebu $1,418

Monthly costs for a family of three with rent: $1,239 in Isiolo versus $1,921 in Cebu.

Isiolo $1,239
Cebu $1,921

Living in Isiolo costs roughly 41% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Isiolo 60% lower, Cebu 33% lower.

Meal at Budget Restaurant

$6.25 KES 811

$3.05 ₱192

104.92%

Three-Course Dinner for Two, Mid-Range

$35.04 KES 4,543

$24.00 ₱1,511

46.00%

Fast Food Meal (McDonalds, etc)

$6.40 KES 829

$3.99 ₱251

60.40%

Cappuccino

$2.69 KES 349

$2.50 ₱157

7.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 KES 84.9

$1.54 ₱97.1

-57.14%

Water (0.33 liter bottle)

$0.56 KES 73.0

$0.50 ₱31.37

12.00%

Local Beer (0.5 liter draught)

$2.29 KES 297

$1.78 ₱112

28.65%

Imported Beer (0.33 liter bottle)

$2.64 KES 342

$2.17 ₱136

21.66%

Milk (1 liter)

$0.89 KES 116

$2.00 ₱126

-55.50%

White Bread (500g)

$0.57 KES 73.4

$1.37 ₱86.2

-58.39%

Rice (white) (1kg)

$1.91 KES 248

$1.03 ₱64.9

85.44%

Eggs

$1.68 KES 218

$2.03 ₱128

-17.24%

Local Cheese (1kg)

$10.78 KES 1,398

$10.20 ₱642

5.69%

Chicken Fillets (1kg)

$6.48 KES 840

$4.45 ₱280

45.62%

Beef Round Steak (1kg)

$6.22 KES 807

$7.67 ₱483

-18.90%

Apples (1kg)

$3.30 KES 427

$3.31 ₱208

-0.30%

Banana (1kg)

$1.05 KES 136

$1.46 ₱91.8

-28.08%

Oranges (1kg)

$2.03 KES 263

$2.32 ₱146

-12.50%

Tomato (1kg)

$1.15 KES 149

$1.49 ₱94.0

-22.82%

Potato (1kg)

$1.12 KES 145

$2.34 ₱147

-52.14%

Onion (1kg)

$1.08 KES 140

$1.94 ₱122

-44.33%

Lettuce (1 head)

$0.73 KES 94.9

$1.16 ₱73.0

-37.07%

Water (1.5 liter bottle)

$0.75 KES 96.7

$0.68 ₱42.89

10.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.52 KES 457

$2.99 ₱188

17.73%

Wine (Bottle)

$11.43 KES 1,482

$6.24 ₱393

83.17%

Local Beer (0.5 liter bottle)

$2.32 KES 300

$1.23 ₱77.3

88.62%

Imported Beer (0.33 liter bottle)

$2.69 KES 349

$1.73 ₱109

55.49%

One-way Ticket (Public Transport)

$0.23 ₱14.36

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$1.52 KES 197

$0.79 ₱49.96

92.41%

Taxi (Normal Tariff) (1km)

$1.52 KES 197

$0.22 ₱13.86

590.91%

Taxi 1hour Waiting (Normal Tariff)

$2.86 KES 371

$4.54 ₱286

-37.00%

Gasoline (1 liter)

$1.61 KES 209

$1.32 ₱82.9

21.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K KES 2.8M

$21.0K ₱1.3M

3.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K KES 2.6M

$19.4K ₱1.2M

4.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.5 KES 7,319

$119 ₱7,464

-52.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.95 KES 1,939

$14.22 ₱896

5.13%

Internet (50+ Mbps, Unlimited Data)

$34.44 KES 4,465

$27.47 ₱1,730

25.37%

Gym Membership (Monthly)

$32.31 ₱2,034

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$7.75 KES 1,004

$5.40 ₱340

43.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$249 KES 32.3K

$276 ₱17.4K

-9.69%

International Primary School, 1 Child (Yearly)

$12.4K KES 1.6M

$7,866 ₱495.3K

57.42%

Jeans (Levis 501 Or Similar)

$27.88 KES 3,615

$49.37 ₱3,108

-43.53%

Summer Dress (H&M, Zara, etc)

$29.53 KES 3,829

$24.58 ₱1,548

20.14%

Sport Shoes (Adidas, Nike)

$71.4 KES 9,256

$76.6 ₱4,825

-6.85%

Men's Leather Business Shoes

$58.6 KES 7,592

$58.9 ₱3,706

-0.51%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$777 KES 100.7K

$336 ₱21.1K

131.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.71

7.2

104.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Isiolo: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Isiolo

$206 37.9%

Cebu

$210 22.9% 1.6% $3.4

Eating Out

Isiolo

$123 22.6%

Cebu

$88 9.6% 28.7% $35

Monthly Utilities & Internet

Isiolo

$106 19.5%

Cebu

$160 17.5% 51.4% $54

Clothing & Footwear

Isiolo

$84 15.5%

Cebu

$94 10.3% 11.8% $9.9

Sport & Entertainment

Isiolo

$15 * 2.9%

Cebu

$43 4.7% 178% $28

Getting Around

Isiolo

$9.1 * 1.7%

Cebu

$15 1.7% 66.3% $6

Accommodation & Living

Isiolo

- * 0%

Cebu

$305 33.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Isiolo pays 131% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Isiolo vs $24.00 in Cebu. Groceries flip the comparison at $206 vs $210, with Isiolo cheaper for home cooking.

Good to know

🇰🇪 Isiolo

🇵🇭 Cebu

🕒 Local time

13:54 1:54 PM

18:54 6:54 PM

5 h ahead of Isiolo

🌤 Weather

👥 Population

45,989

964,169

💱 Currency

Kenyan Shilling KES Sh

Philippine Peso PHP ₱

📈 Exchange rate

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of October 22, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to KES in detail →

On the map

Lowest

Highest

Between locations

Isiolo Cebu 9,600 km ≈ 12 h nonstop flight

From you

Isiolo
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Isiolo vs Cebu: Cost of Living - Frequently Asked Questions

Isiolo is cheaper overall, especially in groceries, clothing, and leisure. The 68% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 131% higher in Isiolo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 2% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $544 per month in Isiolo versus $915 in Cebu – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Isiolo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Isiolo is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Isiolo and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Isiolo gentler on the wallet – expenses run 68% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.