Last update: Oct 2026

Cost of Living Comparison Between Ioannina and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,378 in Ioannina, rent and utilities included – about $5,500 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Ioannina
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Ioannina Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Ioannina

🇬🇷 Greece

$1,378

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ioannina and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ioannina and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,378 in Ioannina versus $918 in Cebu.

Ioannina $1,378
Cebu $918

Estimated couple costs with rent: $2,102 in Ioannina versus $1,409 in Cebu.

Ioannina $2,102
Cebu $1,409

Monthly costs for a family of three with rent: $2,827 in Ioannina versus $1,900 in Cebu.

Ioannina $2,827
Cebu $1,900

Living in Ioannina is roughly 50% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ioannina is 2% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.71 €14.90

$3.09 ₱195

440.78%

Three-Course Dinner for Two, Mid-Range

$33.81 €30.14

$24.22 ₱1,526

39.60%

Fast Food Meal (McDonalds, etc)

$11.10 €9.89

$3.92 ₱247

183.16%

Cappuccino

$4.06 €3.62

$2.51 ₱158

61.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 €2.56

$1.59 ₱100

80.50%

Water (0.33 liter bottle)

$0.58 €0.52

$0.53 ₱33.47

9.43%

Local Beer (0.5 liter draught)

$4.50 €4.02

$1.78 ₱112

152.81%

Imported Beer (0.33 liter bottle)

$5.65 €5.04

$2.17 ₱137

160.37%

Milk (1 liter)

$1.68 €1.50

$1.92 ₱121

-12.50%

White Bread (500g)

$1.13 €1.01

$1.36 ₱85.5

-16.91%

Rice (white) (1kg)

$3.70 €3.30

$1.01 ₱63.6

266.34%

Eggs

$3.56 €3.17

$2.03 ₱128

75.37%

Local Cheese (1kg)

$10.92 €9.74

$9.86 ₱622

10.75%

Chicken Fillets (1kg)

$9.02 €8.04

$4.39 ₱277

105.47%

Beef Round Steak (1kg)

$12.08 €10.77

$7.60 ₱479

58.95%

Apples (1kg)

$2.49 €2.22

$3.30 ₱208

-24.55%

Banana (1kg)

$1.98 €1.76

$1.39 ₱87.9

42.45%

Oranges (1kg)

$1.20 €1.07

$2.33 ₱147

-48.50%

Tomato (1kg)

$2.63 €2.34

$1.50 ₱94.4

75.33%

Potato (1kg)

$1.16 €1.04

$2.36 ₱149

-50.85%

Onion (1kg)

$1.02 €0.91

$1.90 ₱119

-46.32%

Lettuce (1 head)

$1.01 €0.90

$1.19 ₱75.0

-15.13%

Water (1.5 liter bottle)

$0.85 €0.75

$0.63 ₱39.75

34.92%

Cigarettes 20 Pack (Marlboro, Camel)

$5.42 €4.84

$3.00 ₱189

80.67%

Wine (Bottle)

$6.49 €5.79

$6.03 ₱380

7.63%

Local Beer (0.5 liter bottle)

$2.00 €1.79

$1.23 ₱77.7

62.60%

Imported Beer (0.33 liter bottle)

$3.28 €2.92

$1.75 ₱110

87.43%

One-way Ticket (Public Transport)

$1.31 €1.17

$0.25 ₱15.87

424.00%

Public Transport Monthly Pass (Regular Price)

$41.58 €37.07

$12.64 ₱796

228.96%

Taxi Start (Normal Tariff)

$4.27 €3.81

$0.77 ₱48.66

454.55%

Taxi (Normal Tariff) (1km)

$1.13 €1.01

$0.23 ₱14.54

391.30%

Taxi 1hour Waiting (Normal Tariff)

$6.86 €6.12

$4.46 ₱281

53.81%

Gasoline (1 liter)

$2.05 €1.83

$1.31 ₱82.9

56.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €24.8K

$21.2K ₱1.3M

31.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K €22.1K

$19.1K ₱1.2M

29.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 €190

$120 ₱7,577

77.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.85 €20.37

$14.00 ₱883

63.21%

Internet (50+ Mbps, Unlimited Data)

$28.89 €25.76

$27.54 ₱1,736

4.90%

Gym Membership (Monthly)

$45.24 €40.33

$32.33 ₱2,037

39.93%

Tennis Court (1 Hour on Weekend)

$44.82 €39.96

$6.65 ₱419

573.98%

Cinema Ticket

$8.76 €7.81

$5.65 ₱356

55.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$339 €303

$275 ₱17.3K

23.24%

International Primary School, 1 Child (Yearly)

$8,804 €7,850

$7,918 ₱499.0K

11.19%

Jeans (Levis 501 Or Similar)

$67.3 €60.0

$49.33 ₱3,109

36.37%

Summer Dress (H&M, Zara, etc)

$46.06 €41.07

$25.24 ₱1,591

82.49%

Sport Shoes (Adidas, Nike)

$76.2 €68.0

$77.0 ₱4,850

-0.96%

Men's Leather Business Shoes

$133 €119

$57.2 ₱3,605

133.32%

1-bedroom Apartment, City Center (Monthly)

$457 €407

$500 ₱31.5K

-8.56%

1-bedroom Apartment, Outside City Center (Monthly)

$322 €287

$309 ₱19.5K

4.38%

3-bedroom Apartment, City Center (Monthly)

$699 €623

$1,078 ₱67.9K

-35.13%

3-bedroom Apartment, Outside City Center (Monthly)

$617 €550

$615 ₱38.8K

0.35%

Buy Apartment in City Center (m2)

$2,927 €2,610

$2,886 ₱181.9K

1.42%

Buy Apartment Outside City Center (m2)

$2,433 €2,170

$1,917 ₱120.8K

26.97%

Average Monthly Net Salary (After Tax)

$1,056 €941

$346 ₱21.8K

205.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.73

7.2

-34.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ioannina: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ioannina

$322 23.4%

Cebu

$309 33.6% 4.2% $14

Monthly Utilities & Internet

Ioannina

$265 19.2%

Cebu

$162 17.6% 38.9% $103

Eating Out

Ioannina

$263 19.1%

Cebu

$88 9.6% 66.5% $175

Groceries & Markets

Ioannina

$263 19.1%

Cebu

$206 22.4% 21.7% $57

Clothing & Footwear

Ioannina

$145 10.6%

Cebu

$94 10.2% 35.4% $51

Sport & Entertainment

Ioannina

$63 4.6%

Cebu

$44 4.8% 30.5% $19

Getting Around

Ioannina

$57 4.1%

Cebu

$16 1.7% 72.6% $41

Cost Breakdown

A one-bedroom apartment in the center runs $457 in Ioannina and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Ioannina pays 205% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34.00 in Ioannina vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $263 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇷 Ioannina

🇵🇭 Cebu

🕒 Local time

14:24 2:24 PM

19:24 7:24 PM

5 h ahead of Ioannina

🌤 Weather

👥 Population

89,061

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Ioannina Cebu 10,370 km ≈ 13 h nonstop flight

From you

Ioannina
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ioannina vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 50% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 205% higher in Ioannina, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $457 in Ioannina versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,378 per month in Ioannina versus $918 in Cebu – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 229% less than in Ioannina. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,378 in Ioannina, a $1,500 budget is realistic in Cebu but tight or insufficient in Ioannina. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ioannina, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ioannina and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 50% less than in Ioannina. Beyond cost, consider language, visa policies, and how big the international community is in each city.