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Cost of Living Comparison Between Inverness and Fort Walton Beach, FL Cost of Living Comparison Between Inverness and Fort Walton Beach, FL

😐 Solo nomad: Inverness is 7.1% more expensive than Fort Walton Beach, FL without rent, and 13.8% more expensive with rent.
🙂 Family of 3: Inverness is 14.8% cheaper than Fort Walton Beach, FL without rent, and 4% cheaper with rent.
Currency
🍽 Eating Out
Inverness
Fort Walton Beach, FL
Difference
Meal at Budget Restaurant
$20.77 £15.72
$14.94 $14.94
39.02%
Three-Course Dinner for Two, Mid-Range
$99.7 £75.5
$84.8 $84.8
17.61%
Fast Food Meal (McDonalds, etc)
$9.34 £7.07
$10.35 $10.35
-9.76%
Cappuccino
$4.17 £3.15
$5.26 $5.26
-20.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 £1.66
$2.69 $2.69
-18.59%
Water (0.33 liter bottle)
$1.44 £1.09
$1.98 $1.98
-27.27%
Local Beer (0.5 liter draught)
$6.72 £5.09
$5.1 $5.1
31.76%
Imported Beer (0.33 liter bottle)
$6.96 £5.27
$6.58 $6.58
5.78%
🛒 Groceries & Markets
Inverness
Fort Walton Beach, FL
Difference
Milk (1 liter)
$1.69 £1.28
$0.98 $0.98
72.45%
White Bread (500g)
$1.64 £1.24
$2.95 $2.95
-44.41%
Rice (white) (1kg)
$2.43 £1.84
$2.36 $2.36
2.97%
Eggs
$3.97 £3.01
$2.66 $2.66
49.25%
Local Cheese (1kg)
$9.96 £7.54
$12.01 $12.01
-17.07%
Chicken Fillets (1kg)
$9.45 £7.15
$11.24 $11.24
-15.93%
Beef Round Steak (1kg)
$13.83 £10.47
$15.65 $15.65
-11.63%
Apples (1kg)
$2.67 £2.02
$3.44 $3.44
-22.38%
Banana (1kg)
$1.77 £1.34
$1.72 $1.72
2.91%
Oranges (1kg)
$2.23 £1.69
$3.41 $3.41
-34.60%
Tomato (1kg)
$1.4 £1.06
$3.49 $3.49
-59.89%
Potato (1kg)
$1.7 £1.28
$1.45 $1.45
17.24%
Onion (1kg)
$1.25 £0.94
$1.97 $1.97
-36.55%
Lettuce (1 head)
$1.22 £0.92
$1.67 $1.67
-26.95%
Water (1.5 liter bottle)
$1.62 £1.23
$2.03 $2.03
-20.20%
Cigarettes 20 Pack (Marlboro, Camel)
$18.22 £13.79
$7.92 $7.92
130.05%
Wine (Bottle)
$10.66 £8.07
$8.58 $8.58
24.24%
Local Beer (0.5 liter bottle)
$3.04 £2.3
$2.06 $2.06
47.57%
Imported Beer (0.33 liter bottle)
$3.16 £2.39
$4.51 $4.51
-29.93%
🚌 Getting Around
Inverness
Fort Walton Beach, FL
Difference
One-way Ticket (Public Transport)
$3.52 £2.67
$2.05 $2.05
71.71%
Public Transport Monthly Pass (Regular Price)
$64 £48.43
$50.1 $50.1
27.68%
Taxi Start (Normal Tariff)
$5.22 £3.95
$6.17 $6.17
-15.40%
Taxi (Normal Tariff) (1km)
$2.26 £1.71
$1.58 $1.58
43.04%
Taxi 1hour Waiting (Normal Tariff)
$24.42 £18.49
$45.16 $45.16
-45.93%
Gasoline (1 liter)
$1.96 £1.48
$0.88 $0.88
122.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K £26.6K
$26.1K $26.1K
34.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.4K £29.1K
$25.1K $25.1K
53.34%
🧾 Monthly Utilities & Internet
Inverness
Fort Walton Beach, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$390 £295
$150 $150
159.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.84 £13.5
$44.33 $44.33
-59.76%
Internet (50+ Mbps, Unlimited Data)
$41.16 £31.16
$62.7 $62.7
-34.32%
🎉 Sport & Entertainment
Inverness
Fort Walton Beach, FL
Difference
Gym Membership (Monthly)
$43.96 £33.28
$48 $48
-8.42%
Tennis Court (1 Hour on Weekend)
$8.1 £6.13
-
-
Cinema Ticket
$15.19 £11.5
$13.42 $13.42
13.19%
🧸 Childcare & Education
Inverness
Fort Walton Beach, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,076 £814
$823 $823
30.68%
International Primary School, 1 Child (Yearly)
$18.1K £13.7K
$49.1K $49.1K
-63.10%
👕👟 Clothing & Footwear
Inverness
Fort Walton Beach, FL
Difference
Jeans (Levis 501 Or Similar)
$95.2 £72.1
$30.37 $30.37
213.47%
Summer Dress (H&M, Zara, etc)
$36.41 £27.56
$20.24 $20.24
79.89%
Sport Shoes (Adidas, Nike)
$95.4 £72.2
$98.6 $98.6
-3.20%
Men's Leather Business Shoes
$109 £82.6
$105 $105
4.32%
🏠 Accommodation & Living
Inverness
Fort Walton Beach, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,362 £1,031
$1,648 $1,648
-17.35%
1-bedroom Apartment, Outside City Center (Monthly)
$1,108 £839
$1,023 $1,023
8.30%
3-bedroom Apartment, City Center (Monthly)
$2,315 £1,752
$2,757 $2,757
-16.05%
3-bedroom Apartment, Outside City Center (Monthly)
$1,638 £1,240
$2,231 $2,231
-26.58%
Buy Apartment in City Center (m2)
$4,203 £3,182
$4,927 $4,927
-14.70%
Buy Apartment Outside City Center (m2)
$3,350 £2,536
$5,131 $5,131
-34.70%
💵 Salaries & Financials
Inverness
Fort Walton Beach, FL
Difference
Average Monthly Net Salary (After Tax)
$3,520 £2,665
$3,758 $3,758
-6.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.32
6.51
-18.28%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Inverness: November 30, 2025

Last update for Fort Walton Beach, FL: November 30, 2025

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