Cost of Living Comparison Between Invercargill and Ubud Cost of Living Comparison Between Invercargill and Ubud

😐 Solo nomad: Invercargill is 47.9% more expensive than Ubud without rent, and 113% more expensive with rent.
😐 Family of 3: Invercargill is 92.3% more expensive than Ubud without rent, and 117.9% more expensive with rent.
Currency
🍽 Eating Out
Invercargill
Ubud
Difference
Meal at Budget Restaurant
$12.2 NZ$20.13
$3 Rp 48.8K
306.67%
Three-Course Dinner for Two, Mid-Range
$72 NZ$119
$12.52 Rp 203.2K
475.00%
Fast Food Meal (McDonalds, etc)
$8.59 NZ$14.16
$3.18 Rp 51.6K
170.13%
Cappuccino
$3.51 NZ$5.79
$2.21 Rp 35.9K
58.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.73 NZ$2.86
$1.1 Rp 17.9K
57.27%
Water (0.33 liter bottle)
$1.46 NZ$2.41
$0.26 Rp 4,217
461.54%
Local Beer (0.5 liter draught)
$5.93 NZ$9.79
$2.5 Rp 40.5K
137.20%
Imported Beer (0.33 liter bottle)
$4.84 NZ$7.99
$3.2 Rp 51.9K
51.25%
🛒 Groceries & Markets
Invercargill
Ubud
Difference
Milk (1 liter)
$1.49 NZ$2.46
$1.49 Rp 24.2K
-
White Bread (500g)
$1.73 NZ$2.86
$1.67 Rp 27K
3.59%
Rice (white) (1kg)
$1.76 NZ$2.91
$1.14 Rp 18.5K
54.39%
Eggs
$5.7 NZ$9.4
$2.27 Rp 36.9K
151.10%
Local Cheese (1kg)
$8.17 NZ$13.48
$13.94 Rp 226.3K
-41.39%
Chicken Fillets (1kg)
$9.38 NZ$15.48
$4 Rp 64.8K
134.50%
Beef Round Steak (1kg)
$13.31 NZ$21.95
$11.3 Rp 183.4K
17.79%
Apples (1kg)
$2.84 NZ$4.69
$3.6 Rp 58.4K
-21.11%
Banana (1kg)
$2.27 NZ$3.74
$1.53 Rp 24.8K
48.37%
Oranges (1kg)
$2.57 NZ$4.24
$2.65 Rp 43K
-3.02%
Tomato (1kg)
$3.66 NZ$6.03
$1.38 Rp 22.4K
165.22%
Potato (1kg)
$2 NZ$3.29
$1.58 Rp 25.6K
26.58%
Onion (1kg)
$1.78 NZ$2.93
$2.16 Rp 35.1K
-17.59%
Lettuce (1 head)
$2.48 NZ$4.09
$1.04 Rp 16.9K
138.46%
Water (1.5 liter bottle)
$1.07 NZ$1.77
$0.56 Rp 9,114
91.07%
Cigarettes 20 Pack (Marlboro, Camel)
$21.97 NZ$36.23
$2.23 Rp 36.3K
885.20%
Wine (Bottle)
$8.55 NZ$14.1
$14.98 Rp 243.2K
-42.92%
Local Beer (0.5 liter bottle)
$4.06 NZ$6.69
$2.43 Rp 39.5K
67.08%
Imported Beer (0.33 liter bottle)
$3.66 NZ$6.03
$2.64 Rp 42.8K
38.64%
🚌 Getting Around
Invercargill
Ubud
Difference
One-way Ticket (Public Transport)
$1.6 NZ$2.63
$0.32 Rp 5,203
400.00%
Public Transport Monthly Pass (Regular Price)
$63.2 NZ$104
$10.12 Rp 164.3K
524.21%
Taxi Start (Normal Tariff)
$2.35 NZ$3.88
$0.49 Rp 7,888
379.59%
Taxi (Normal Tariff) (1km)
$1.95 NZ$3.21
$0.34 Rp 5,573
473.53%
Taxi 1hour Waiting (Normal Tariff)
$30.23 NZ$49.86
$6.04 Rp 98K
400.50%
Gasoline (1 liter)
$1.63 NZ$2.69
$0.73 Rp 11.9K
123.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K NZ$42.1K
$26.2K Rp 425.6M
-2.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K NZ$33.3K
$31.9K Rp 518.5M
-36.74%
🧾 Monthly Utilities & Internet
Invercargill
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 NZ$167
$62.6 Rp 1M
61.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.1 NZ$57.9
$4.1 Rp 66.6K
756.10%
Internet (50+ Mbps, Unlimited Data)
$49.5 NZ$81.7
$24.32 Rp 394.7K
103.54%
🎉 Sport & Entertainment
Invercargill
Ubud
Difference
Gym Membership (Monthly)
$29.19 NZ$48.15
$22.6 Rp 366.9K
29.16%
Tennis Court (1 Hour on Weekend)
$11.93 NZ$19.67
$6.26 Rp 101.5K
90.58%
Cinema Ticket
$9.71 NZ$16.02
$3.29 Rp 53.4K
195.14%
🧸 Childcare & Education
Invercargill
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$584 NZ$963
$93.2 Rp 1.5M
526.54%
International Primary School, 1 Child (Yearly)
$12.2K NZ$20.1K
$6,098 Rp 99M
99.87%
👕👟 Clothing & Footwear
Invercargill
Ubud
Difference
Jeans (Levis 501 Or Similar)
$65.6 NZ$108
$52.8 Rp 857.4K
24.25%
Summer Dress (H&M, Zara, etc)
$35.5 NZ$58.6
$24.84 Rp 403.3K
42.91%
Sport Shoes (Adidas, Nike)
$82 NZ$135
$85.2 Rp 1.4M
-3.79%
Men's Leather Business Shoes
$83.9 NZ$138
$72.5 Rp 1.2M
15.83%
🏠 Accommodation & Living
Invercargill
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$649 NZ$1,071
$259 Rp 4.2M
150.88%
1-bedroom Apartment, Outside City Center (Monthly)
$586 NZ$966
$159 Rp 2.6M
268.62%
3-bedroom Apartment, City Center (Monthly)
$873 NZ$1,439
$578 Rp 9.4M
51.12%
3-bedroom Apartment, Outside City Center (Monthly)
$1,081 NZ$1,783
$336 Rp 5.5M
221.58%
Buy Apartment in City Center (m2)
$5,707 NZ$9,413
$1,000 Rp 16.2M
470.47%
Buy Apartment Outside City Center (m2)
$3,429 NZ$5,655
$860 Rp 14M
298.51%
💵 Salaries & Financials
Invercargill
Ubud
Difference
Average Monthly Net Salary (After Tax)
$2,804 NZ$4,624
$182 Rp 3M
1436.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.87
13.28
-48.27%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Invercargill: October 28, 2025

Last update for Ubud: October 29, 2025

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