Last update: Oct 2026

Cost of Living Comparison Between Interlaken and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,832 in Interlaken, rent and utilities included – about $29,600 less a year. Rent and utilities account for about half of the difference.

Interlaken
🇨🇭 Switzerland
$3,832
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Interlaken and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Interlaken and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,832 in Interlaken versus $1,368 in Ubud, Bali.

  • Interlaken $3,832
  • Ubud, Bali $1,368

Estimated couple costs with rent: $6,054 in Interlaken versus $2,314 in Ubud, Bali.

  • Interlaken $6,054
  • Ubud, Bali $2,314

Monthly costs for a family of three with rent: $8,276 in Interlaken versus $3,260 in Ubud, Bali.

  • Interlaken $8,276
  • Ubud, Bali $3,260

Living in Interlaken is roughly 180% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Interlaken 184% above, Ubud, Bali 1% above.

Currency
🍽 Eating Out
Interlaken
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.08 CHF 24.77
$3.33 Rp 59.9K
803.30%
Three-Course Dinner for Two, Mid-Range
$97.0 CHF 79.9
$35.18 Rp 633.2K
175.64%
Fast Food Meal (McDonalds, etc)
$18.32 CHF 15.09
$5.80 Rp 104.5K
215.86%
Cappuccino
$5.23 CHF 4.31
$2.73 Rp 49.1K
91.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.33 CHF 4.39
$1.64 Rp 29.5K
225.00%
Water (0.33 liter bottle)
$3.56 CHF 2.93
$0.83 Rp 15.0K
328.92%
Local Beer (0.5 liter draught)
$8.06 CHF 6.64
$2.70 Rp 48.6K
198.52%
Imported Beer (0.33 liter bottle)
$5.25 CHF 4.32
$4.30 Rp 77.4K
22.09%
🛒 Groceries & Markets
Interlaken
Ubud, Bali
Difference
Milk (1 liter)
$1.63 CHF 1.34
$1.50 Rp 27.1K
8.67%
White Bread (500g)
$3.50 CHF 2.88
$2.30 Rp 41.4K
52.17%
Rice (white) (1kg)
$4.56 CHF 3.76
$1.18 Rp 21.2K
286.44%
Eggs
$7.36 CHF 6.06
$2.14 Rp 38.6K
243.93%
Local Cheese (1kg)
$31.48 CHF 25.93
$17.48 Rp 314.6K
80.09%
Chicken Fillets (1kg)
$29.83 CHF 24.56
$4.03 Rp 72.5K
640.20%
Beef Round Steak (1kg)
$42.38 CHF 34.90
$12.23 Rp 220.1K
246.52%
Apples (1kg)
$3.93 CHF 3.23
$3.55 Rp 63.9K
10.70%
Banana (1kg)
$1.57 CHF 1.30
$1.57 Rp 28.3K
-
Oranges (1kg)
$2.68 CHF 2.21
$2.24 Rp 40.2K
19.64%
Tomato (1kg)
$3.10 CHF 2.56
$1.93 Rp 34.7K
60.62%
Potato (1kg)
$1.33 CHF 1.10
$1.88 Rp 33.9K
-29.26%
Onion (1kg)
$1.71 CHF 1.41
$2.29 Rp 41.3K
-25.33%
Lettuce (1 head)
$2.13 CHF 1.75
$0.99 Rp 17.9K
115.15%
Water (1.5 liter bottle)
$1.20 CHF 0.99
$0.53 Rp 9,475
126.42%
Cigarettes 20 Pack (Marlboro, Camel)
$10.82 CHF 8.91
$2.28 Rp 41.1K
374.56%
Wine (Bottle)
$12.59 CHF 10.37
$23.01 Rp 414.2K
-45.28%
Local Beer (0.5 liter bottle)
$2.20 CHF 1.81
$2.34 Rp 42.2K
-5.98%
Imported Beer (0.33 liter bottle)
$3.81 CHF 3.14
$2.91 Rp 52.4K
30.93%
🚌 Getting Around
Interlaken
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.09 CHF 3.37
$0.24 Rp 4,315
1604.17%
Public Transport Monthly Pass (Regular Price)
$194 CHF 160
$8.82 Rp 158.7K
2102.49%
Taxi Start (Normal Tariff)
$6.09 CHF 5.02
$0.48 Rp 8,684
1168.75%
Taxi (Normal Tariff) (1km)
$6.04 CHF 4.97
$0.46 Rp 8,233
1213.04%
Taxi 1hour Waiting (Normal Tariff)
$60.7 CHF 50.0
$5.45 Rp 98.2K
1014.13%
Gasoline (1 liter)
$2.28 CHF 1.88
$0.88 Rp 15.9K
159.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.6K CHF 35.1K
$24.6K Rp 442.2M
73.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.3K CHF 31.5K
$31.2K Rp 561.4M
22.69%
🧾 Monthly Utilities & Internet
Interlaken
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$354 CHF 292
$83.0 Rp 1.5M
326.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.34 CHF 25.82
$6.45 Rp 116.0K
385.89%
Internet (50+ Mbps, Unlimited Data)
$71.3 CHF 58.8
$18.57 Rp 334.2K
284.17%
🎉 Sport & Entertainment
Interlaken
Ubud, Bali
Difference
Gym Membership (Monthly)
$97.2 CHF 80.1
$55.8 Rp 1.0M
74.18%
Tennis Court (1 Hour on Weekend)
-
$18.11 Rp 326.0K
-
Cinema Ticket
$27.83 CHF 22.92
$4.38 Rp 78.9K
535.39%
🧸 Childcare & Education
Interlaken
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,585 CHF 2,953
$493 Rp 8.9M
627.20%
International Primary School, 1 Child (Yearly)
$32.2K CHF 26.6K
$5,754 Rp 103.6M
460.49%
👕👟 Clothing & Footwear
Interlaken
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$157 CHF 130
$46.19 Rp 831.4K
240.40%
Summer Dress (H&M, Zara, etc)
$120 CHF 99.0
$35.33 Rp 636.0K
240.25%
Sport Shoes (Adidas, Nike)
$200 CHF 165
$79.1 Rp 1.4M
153.04%
Men's Leather Business Shoes
$323 CHF 266
$78.4 Rp 1.4M
312.44%
🏠 Accommodation & Living
Interlaken
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,926 CHF 1,586
$1,142 Rp 20.6M
68.60%
1-bedroom Apartment, Outside City Center (Monthly)
$1,571 CHF 1,294
$676 Rp 12.2M
132.52%
3-bedroom Apartment, City Center (Monthly)
$3,291 CHF 2,711
$3,503 Rp 63.1M
-6.04%
3-bedroom Apartment, Outside City Center (Monthly)
$3,373 CHF 2,778
$1,700 Rp 30.6M
98.42%
Buy Apartment in City Center (m2)
$12.1K CHF 9,993
$2,784 Rp 50.1M
335.84%
Buy Apartment Outside City Center (m2)
$8,397 CHF 6,916
$2,241 Rp 40.3M
274.77%
💵 Salaries & Financials
Interlaken
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$7,431 CHF 6,120
$165 Rp 3.0M
4415.99%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.48
13.78
-82.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Interlaken: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Interlaken
$1.6K
Ubud, Bali
$676 57% $895
Groceries & Markets
Interlaken
$599
Ubud, Bali
$290 51.5% $309
Monthly Utilities & Internet
Interlaken
$457
Ubud, Bali
$108 76.4% $349
Eating Out
Interlaken
$445
Ubud, Bali
$109 75.5% $336
Clothing & Footwear
Interlaken
$360
Ubud, Bali
$108 70.2% $253
Getting Around
Interlaken
$247
Ubud, Bali
$13 94.9% $234
Sport & Entertainment
Interlaken
$153
Ubud, Bali
$65 57.8% $88

Cost Breakdown

A one-bedroom apartment in the center runs $1,926 in Interlaken and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Interlaken pays 4416% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $97.0 in Interlaken vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $599 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know
🇨🇭 Interlaken
🇮🇩 Ubud, Bali
🕒 Local time
11:29 11:29 AM
17:29 5:29 PM
6 h ahead of Interlaken
🌤 Weather
👥 Population
5,600
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Interlaken Ubud, Bali 12,020 km ≈ 16 h nonstop flight
From you
  • Interlaken
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Interlaken vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Interlaken?
Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 180% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Interlaken or Ubud, Bali?
Average pay runs 4416% higher in Interlaken, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Interlaken and Ubud, Bali?
Rent for a central apartment: $1,926 in Interlaken versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Interlaken and in Ubud, Bali?
All in, you'll spend $3,832 per month in Interlaken versus $1,368 in Ubud, Bali – a 180% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 2102% less than in Interlaken. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for living in Interlaken or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $3,832 in Interlaken, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Interlaken. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Interlaken or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Interlaken, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Interlaken or Ubud, Bali?
Safety-wise, Interlaken and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 180% less than in Interlaken. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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