😐Monthly costs for one person with rent: $2,121 in Ingolstadt versus $1,438 in Ubud, Bali.
😐Estimated couple costs with rent: $3,276 in Ingolstadt versus $2,585 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,430 in Ingolstadt versus $3,732 in Ubud, Bali.
😐Living in Ingolstadt is roughly 47% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ingolstadt58% above, Ubud, Bali7% above.
Currency
🍽 Eating Out
Ingolstadt
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.36€16.58
$3.57Rp 61.9K
442.30%
Three-Course Dinner for Two, Mid-Range
$65.5€56.1
$32.58Rp 564.7K
101.07%
Fast Food Meal(McDonalds, etc)
$11.60€9.93
$5.07Rp 87.8K
128.80%
Cappuccino
$4.45€3.81
$2.83Rp 49.0K
57.24%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.82€2.41
$1.34Rp 23.2K
110.45%
Water(0.33 liter bottle)
$2.54€2.18
$0.69Rp 12.0K
268.12%
Local Beer(0.5 liter draught)
$4.77€4.08
$2.99Rp 51.8K
59.53%
Imported Beer(0.33 liter bottle)
$4.87€4.16
$3.85Rp 66.7K
26.49%
🛒 Groceries & Markets
Ingolstadt
Ubud, Bali
Difference
Milk(1 liter)
$1.33€1.14
$1.74Rp 30.2K
-23.56%
White Bread(500g)
$2.13€1.82
$2.54Rp 44.0K
-16.14%
Rice(white)(1kg)
$3.48€2.98
$1.19Rp 20.6K
192.44%
Eggs
$3.64€3.12
$2.43Rp 42.0K
49.79%
Local Cheese(1kg)
$15.02€12.86
$14.66Rp 254.1K
2.46%
Chicken Fillets(1kg)
$13.35€11.43
$4.18Rp 72.4K
219.38%
Beef Round Steak(1kg)
$20.80€17.81
$11.94Rp 206.9K
74.20%
Apples(1kg)
$3.21€2.75
$3.69Rp 63.9K
-13.01%
Banana(1kg)
$1.77€1.52
$1.61Rp 27.8K
9.94%
Oranges(1kg)
$2.58€2.21
$2.69Rp 46.5K
-4.09%
Tomato(1kg)
$5.17€4.43
$2.33Rp 40.4K
121.89%
Potato(1kg)
$1.74€1.49
$1.91Rp 33.0K
-8.90%
Onion(1kg)
$1.84€1.58
$2.19Rp 37.9K
-15.98%
Lettuce(1 head)
$1.87€1.60
$1.06Rp 18.3K
76.42%
Water(1.5 liter bottle)
$1.34€1.14
$0.72Rp 12.5K
86.11%
Cigarettes 20 Pack(Marlboro, Camel)
$9.88€8.46
$3.13Rp 54.3K
215.65%
Wine(Bottle)
$6.57€5.62
$23.49Rp 407.1K
-72.03%
Local Beer(0.5 liter bottle)
$1.12€0.96
$2.74Rp 47.5K
-59.12%
Imported Beer(0.33 liter bottle)
$1.75€1.50
$2.88Rp 49.9K
-39.24%
🚌 Getting Around
Ingolstadt
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.51€3.00
$0.29Rp 5,029
1110.34%
Public Transport Monthly Pass(Regular Price)
$63.4€54.3
$8.17Rp 141.6K
676.13%
Taxi Start(Normal Tariff)
$4.09€3.50
$0.45Rp 7,863
808.89%
Taxi(Normal Tariff)(1km)
$2.10€1.80
$0.42Rp 7,305
400.00%
Taxi 1hour Waiting(Normal Tariff)
$28.87€24.72
$6.16Rp 106.7K
368.67%
Gasoline(1 liter)
$1.95€1.67
$0.84Rp 14.6K
132.14%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7K€28.9K
$26.2KRp 454.9M
28.48%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.8K€30.6K
$32.5KRp 562.9M
10.17%
🧾 Monthly Utilities & Internet
Ingolstadt
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$271€232
$78.4Rp 1.4M
245.01%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.10€29.19
$3.95Rp 68.5K
763.29%
Internet(50+ Mbps, Unlimited Data)
$54.1€46.33
$24.40Rp 423.0K
121.84%
🎉 Sport & Entertainment
Ingolstadt
Ubud, Bali
Difference
Gym Membership(Monthly)
$46.99€40.22
$96.5Rp 1.7M
-51.33%
Tennis Court(1 Hour on Weekend)
$18.26€15.63
$6.35Rp 110.0K
187.56%
Cinema Ticket
$17.51€14.99
$4.04Rp 70.0K
333.42%
🧸 Childcare & Education
Ingolstadt
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$364€312
$303Rp 5.2M
20.32%
International Primary School, 1 Child(Yearly)
$11.4K€9,765
$6,523Rp 113.1M
74.90%
👕👟 Clothing & Footwear
Ingolstadt
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$78.3€67.0
$53.8Rp 933.1K
45.45%
Summer Dress(H&M, Zara, etc)
$48.93€41.88
$37.98Rp 658.3K
28.83%
Sport Shoes(Adidas, Nike)
$71.5€61.2
$86.8Rp 1.5M
-17.58%
Men's Leather Business Shoes
$100€85.8
$78.9Rp 1.4M
27.10%
🏠 Accommodation & Living
Ingolstadt
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,090€933
$1,012Rp 17.5M
7.66%
1-bedroom Apartment, Outside City Center(Monthly)
$807€691
$674Rp 11.7M
19.71%
3-bedroom Apartment, City Center(Monthly)
$1,820€1,558
$3,390Rp 58.8M
-46.32%
3-bedroom Apartment, Outside City Center(Monthly)
$1,533€1,312
$2,098Rp 36.4M
-26.94%
Buy Apartment in City Center(m2)
$6,915€5,919
$2,985Rp 51.7M
131.68%
Buy Apartment Outside City Center(m2)
$5,624€4,814
$2,339Rp 40.5M
140.41%
💵 Salaries & Financials
Ingolstadt
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$4,136€3,540
$173Rp 3.0M
2288.74%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.97
13.28
-70.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ingolstadt: April 25, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,090 in Ingolstadt and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Ingolstadt pays 2289% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $66.0 in Ingolstadt vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $355 vs $298 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ingolstadt vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ingolstadt or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 47% lower than in Ingolstadt. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ingolstadt or Ubud, Bali?
Ingolstadt pays 2289% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ingolstadt vs Ubud, Bali?
Rent for a central apartment: $1,090 in Ingolstadt versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ingolstadt and Ubud, Bali?
Childcare runs $364 in Ingolstadt versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ingolstadt or Ubud, Bali?
Supermarket bills run roughly 19% higher in Ingolstadt. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ingolstadt or Ubud, Bali?
At $1,438 in Ubud, Bali versus $2,121 in Ingolstadt, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ingolstadt. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ingolstadt or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ingolstadt compared to Ubud, Bali?
Safety-wise, Ingolstadt and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Ingolstadt. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ingolstadt vs other spots: cost of living compared