Last update: Oct 2026

Cost of Living Comparison Between Ingolstadt and Acton, MA

For one person, living is cheaper in Ingolstadt: $2,141 a month against $3,193 in Acton, MA, rent and utilities included – about $12,600 less a year. Higher rent and utilities in Acton, MA outweigh lower spending on other living expenses.

104

Cost of Living Index in Ingolstadt
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Ingolstadt Living Index
154

Cost of Living Index in Acton, MA
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Acton, MA Living Index

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Ingolstadt

🇩🇪 Germany

$2,141

/mo nomad

Acton, MA

🇺🇸 United States

$3,193

/mo nomad

Monthly Cost of Living

How much you'll spend in Ingolstadt and in Acton, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ingolstadt and in Acton, MA actually costs, broken down by who's living it.

A single person spends $2,141 per month in Ingolstadt vs $3,193 in Acton, MA, rent included.

Ingolstadt $2,141
Acton, MA $3,193

A couple spends around $3,155 per month in Ingolstadt vs $4,790 in Acton, MA, rent included.

Ingolstadt $3,155
Acton, MA $4,790

A family of three spends $4,169 per month in Ingolstadt vs $6,388 in Acton, MA, rent included.

Ingolstadt $4,169
Acton, MA $6,388

Ingolstadt is about 33% cheaper than Acton, MA, and outside of rent the biggest gap is in transport.

Both Ingolstadt and Acton, MA sit above the global median – Ingolstadt by 59%, Acton, MA by 136%.

Meal at Budget Restaurant

$17.92 €15.94

$18.14 $18.14

-1.21%

Three-Course Dinner for Two, Mid-Range

$67.1 €59.7

$95.9 $95.9

-30.03%

Fast Food Meal (McDonalds, etc)

$12.03 €10.70

$13.47 $13.47

-10.69%

Cappuccino

$3.90 €3.47

$5.44 $5.44

-28.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 €2.49

$2.82 $2.82

-0.71%

Water (0.33 liter bottle)

$2.40 €2.13

$2.70 $2.70

-11.11%

Local Beer (0.5 liter draught)

$4.41 €3.92

$5.08 $5.08

-13.19%

Imported Beer (0.33 liter bottle)

$4.41 €3.92

$7.81 $7.81

-43.53%

Milk (1 liter)

$1.42 €1.26

$0.95 $0.95

49.47%

White Bread (500g)

$1.97 €1.76

$2.29 $2.29

-13.97%

Rice (white) (1kg)

$4.02 €3.57

$5.28 $5.28

-23.86%

Eggs

$4.07 €3.62

$4.79 $4.79

-15.03%

Local Cheese (1kg)

$14.55 €12.94

$11.13 $11.13

30.73%

Chicken Fillets (1kg)

$10.27 €9.13

$14.57 $14.57

-29.51%

Beef Round Steak (1kg)

$24.59 €21.87

$17.87 $17.87

37.60%

Apples (1kg)

$3.27 €2.91

$4.46 $4.46

-26.68%

Banana (1kg)

$2.07 €1.84

$1.72 $1.72

20.35%

Oranges (1kg)

$2.17 €1.93

$2.85 $2.85

-23.86%

Tomato (1kg)

$4.30 €3.83

$4.07 $4.07

5.65%

Potato (1kg)

$1.24 €1.11

$1.93 $1.93

-35.75%

Onion (1kg)

$1.30 €1.16

$2.83 $2.83

-54.06%

Lettuce (1 head)

$1.54 €1.37

$1.93 $1.93

-20.21%

Water (1.5 liter bottle)

$1.24 €1.11

Cigarettes 20 Pack (Marlboro, Camel)

$9.42 €8.38

$13.62 $13.62

-30.84%

Wine (Bottle)

$6.19 €5.50

$9.12 $9.12

-32.13%

Local Beer (0.5 liter bottle)

$1.11 €0.98

$2.18 $2.18

-49.08%

Imported Beer (0.33 liter bottle)

$1.57 €1.40

$4.28 $4.28

-63.32%

One-way Ticket (Public Transport)

$3.42 €3.05

Public Transport Monthly Pass (Regular Price)

$68.6 €61.0

Taxi Start (Normal Tariff)

$3.95 €3.51

Taxi (Normal Tariff) (1km)

$2.25 €2.01

Taxi 1hour Waiting (Normal Tariff)

$27.94 €24.86

Gasoline (1 liter)

$2.13 €1.89

$0.93 $0.93

129.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.0K

$36.7K $36.7K

-11.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K €33.3K

$26.6K $26.6K

40.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$262 €233

$316 $316

-17.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.01 €29.36

$60.8 $60.8

-45.71%

Internet (50+ Mbps, Unlimited Data)

$48.24 €42.91

$73.4 $73.4

-34.23%

Gym Membership (Monthly)

$56.4 €50.2

$24.68 $24.68

128.48%

Tennis Court (1 Hour on Weekend)

$15.17 €13.49

Cinema Ticket

$16.61 €14.77

$12.91 $12.91

28.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$340 €302

$1,857 $1,857

-81.70%

International Primary School, 1 Child (Yearly)

$9,625 €8,562

$29.9K $29.9K

-67.76%

Jeans (Levis 501 Or Similar)

$89.5 €79.6

$57.5 $57.5

55.73%

Summer Dress (H&M, Zara, etc)

$59.2 €52.6

$38.97 $38.97

51.81%

Sport Shoes (Adidas, Nike)

$80.4 €71.5

$80.7 $80.7

-0.31%

Men's Leather Business Shoes

$174 €154

$102 $102

70.19%

1-bedroom Apartment, City Center (Monthly)

$1,100 €979

$2,698 $2,698

-59.21%

1-bedroom Apartment, Outside City Center (Monthly)

$809 €720

$1,898 $1,898

-57.38%

3-bedroom Apartment, City Center (Monthly)

$1,678 €1,493

$2,948 $2,948

-43.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,284 €1,142

$3,557 $3,557

-63.91%

Buy Apartment in City Center (m2)

$6,693 €5,953

Buy Apartment Outside City Center (m2)

$5,373 €4,780

Average Monthly Net Salary (After Tax)

$3,981 €3,541

$9,016 $9,016

-55.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

6.64

-40.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ingolstadt: October 11, 2026

Last update for Acton, MA: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ingolstadt

$809 37.8%

Acton, MA

$1.9K 59.5% 135% $1.1K

Monthly Utilities & Internet

Ingolstadt

$343 16%

Acton, MA

$450 14.1% 31.2% $107

Groceries & Markets

Ingolstadt

$342 16%

Acton, MA

$354 * 11.1% 3.3% $11

Eating Out

Ingolstadt

$278 13%

Acton, MA

$314 9.8% 12.9% $36

Clothing & Footwear

Ingolstadt

$181 8.5%

Acton, MA

$126 3.9% 30.7% $56

Getting Around

Ingolstadt

$97 4.6%

Acton, MA

- * 0% 100%

Sport & Entertainment

Ingolstadt

$90 4.2%

Acton, MA

$51 1.6% 43.6% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,100 in Ingolstadt versus $2,698 in Acton, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 126% higher in Acton, MA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67.0 in Ingolstadt versus $96.0 in Acton, MA. Monthly groceries follow the same trend: $342 vs $354 – making Ingolstadt the more affordable choice for daily food spending.

Good to know

🇩🇪 Ingolstadt

🇺🇸 Acton, MA

🕒 Local time

16:47 4:47 PM

10:47 10:47 AM

6 h behind Ingolstadt

🌤 Weather

👥 Population

127,886

7,596

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Ingolstadt Acton, MA 6,160 km ≈ 8 h nonstop flight

From you

Ingolstadt
Acton, MA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ingolstadt vs Acton, MA: Cost of Living - Frequently Asked Questions

Acton, MA costs about 49% more than Ingolstadt, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,211 per month in Ingolstadt and $4,789 in Acton, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ingolstadt, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,141 in Ingolstadt and $3,193 in Acton, MA. That's a gap of about 49%.

Kindergarten costs $340 per month in Ingolstadt and $1,857 in Acton, MA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Ingolstadt, where all-in costs run around $2,141, than in Acton, MA at $3,193. In Ingolstadt it covers expenses comfortably, while in Acton, MA it requires careful planning or may not stretch far enough.

Families tend to lean toward Ingolstadt – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ingolstadt. If higher salaries, better infrastructure, or specific career opportunities are the priority, Acton, MA makes more sense. Both are solid long-term options with distinct trade-offs.