Cost of Living Comparison Between Indianapolis, IN and Oshawa Cost of Living Comparison Between Indianapolis, IN and Oshawa

Monthly Cost of Living

Monthly costs for one person with rent: $2,715 in Indianapolis, IN versus $2,357 in Oshawa.

Estimated couple costs with rent: $3,925 in Indianapolis, IN versus $3,382 in Oshawa.

Monthly costs for a family of three with rent: $5,135 in Indianapolis, IN versus $4,407 in Oshawa.

Living in Indianapolis, IN is roughly 15% more expensive than in Oshawa, driven mainly by Eating Out.

Both cities are pricier than the global median: Indianapolis, IN 98% above, Oshawa 72% above.

Meal at Budget Restaurant

$19.64 $19.64

$14.23 CA$19.90

38.02%

Three-Course Dinner for Two, Mid-Range

$79.6 $79.6

$64.1 CA$89.7

24.19%

Fast Food Meal (McDonalds, etc)

$12.19 $12.19

$8.44 CA$11.81

44.43%

Cappuccino

$5.71 $5.71

$3.50 CA$4.90

63.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.18 $3.18

$1.73 CA$2.42

83.82%

Water (0.33 liter bottle)

$2.78 $2.78

$1.43 CA$2.00

94.41%

Local Beer (0.5 liter draught)

$6.38 $6.38

$5.17 CA$7.23

23.40%

Imported Beer (0.33 liter bottle)

$8.17 $8.17

$6.14 CA$8.59

33.06%

Milk (1 liter)

$0.84 $0.84

$2.91 CA$4.08

-71.13%

White Bread (500g)

$3.30 $3.30

$2.89 CA$4.04

14.19%

Rice (white) (1kg)

$4.87 $4.87

$4.09 CA$5.72

19.07%

Eggs

$3.76 $3.76

$3.01 CA$4.20

24.92%

Local Cheese (1kg)

$12.32 $12.32

$9.96 CA$13.94

23.69%

Chicken Fillets (1kg)

$12.35 $12.35

$14.31 CA$20.02

-13.70%

Beef Round Steak (1kg)

$16.97 $16.97

$16.65 CA$23.29

1.92%

Apples (1kg)

$5.61 $5.61

$4.33 CA$6.06

29.56%

Banana (1kg)

$1.48 $1.48

$1.20 CA$1.68

23.33%

Oranges (1kg)

$4.73 $4.73

$2.82 CA$3.95

67.73%

Tomato (1kg)

$4.33 $4.33

$3.84 CA$5.37

12.76%

Potato (1kg)

$2.40 $2.40

$3.53 CA$4.94

-32.01%

Onion (1kg)

$2.88 $2.88

$2.62 CA$3.66

9.92%

Lettuce (1 head)

$2.49 $2.49

$2.36 CA$3.31

5.51%

Water (1.5 liter bottle)

$2.44 $2.44

$1.70 CA$2.38

43.53%

Cigarettes 20 Pack (Marlboro, Camel)

$10.37 $10.37

$14.46 CA$20.24

-28.28%

Wine (Bottle)

$15.33 $15.33

$12.63 CA$17.67

21.38%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$3.55 CA$4.96

-41.69%

Imported Beer (0.33 liter bottle)

$3.53 $3.53

$3.59 CA$5.02

-1.67%

One-way Ticket (Public Transport)

$1.73 $1.73

$2.57 CA$3.60

-32.68%

Public Transport Monthly Pass (Regular Price)

$59.2 $59.2

$69.3 CA$97.0

-14.63%

Taxi Start (Normal Tariff)

$1.97 $1.97

$3.50 CA$4.90

-43.71%

Taxi (Normal Tariff) (1km)

$1.67 $1.67

$0.70 CA$0.97

138.57%

Taxi 1hour Waiting (Normal Tariff)

$34.18 $34.18

$18.03 CA$25.23

89.57%

Gasoline (1 liter)

$0.96 $0.96

$1.12 CA$1.56

-14.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K $37.4K

$28.2K CA$39.5K

32.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$20.1K CA$28.2K

27.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 $233

$138 CA$193

69.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.9 $65.9

$38.91 CA$54.4

69.42%

Internet (50+ Mbps, Unlimited Data)

$68.3 $68.3

$53.0 CA$74.1

28.90%

Gym Membership (Monthly)

$40.13 $40.13

$29.31 CA$41.01

36.92%

Tennis Court (1 Hour on Weekend)

$41.36 $41.36

$28.67 CA$40.11

44.26%

Cinema Ticket

$15.17 $15.17

$10.99 CA$15.37

38.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,783 $1,783

$1,202 CA$1,682

48.31%

International Primary School, 1 Child (Yearly)

$24.3K $24.3K

Jeans (Levis 501 Or Similar)

$56.7 $56.7

$56.5 CA$79.0

0.37%

Summer Dress (H&M, Zara, etc)

$43.81 $43.81

$56.8 CA$79.4

-22.80%

Sport Shoes (Adidas, Nike)

$110 $110

$105 CA$147

4.81%

Men's Leather Business Shoes

$147 $147

$133 CA$185

10.79%

1-bedroom Apartment, City Center (Monthly)

$1,702 $1,702

$1,379 CA$1,929

23.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,343 $1,343

$1,238 CA$1,732

8.49%

3-bedroom Apartment, City Center (Monthly)

$2,660 $2,660

$1,970 CA$2,757

35.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,977 $1,977

$1,822 CA$2,549

8.51%

Buy Apartment in City Center (m2)

$2,728 $2,728

$5,258 CA$7,357

-48.12%

Buy Apartment Outside City Center (m2)

$1,882 $1,882

$10.4K CA$14.6K

-81.92%

Average Monthly Net Salary (After Tax)

$4,481 $4,481

$3,044 CA$4,259

47.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.14

4.53

35.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indianapolis, IN: September 15, 2026

Last update for Oshawa: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,702 in Indianapolis, IN and $1,379 in Oshawa. Housing cost is often the main lever when comparing two cities.

Indianapolis, IN pays 47% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Indianapolis, IN vs $64.0 in Oshawa for a mid-range dinner for two. Groceries echo the gap at $403 vs $393 per month, with Oshawa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Indianapolis, IN vs Oshawa: Cost of Living - Frequently Asked Questions

Oshawa wins on cost – living expenses run 15% lower than in Indianapolis, IN. Housing and daily spending are where you'll feel the difference most, making Oshawa the obvious pick if budget is a priority.

Average pay runs 47% higher in Indianapolis, IN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,702 in Indianapolis, IN versus $1,379 in Oshawa. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Oshawa – a meal for two runs $64.0 versus $80.0 in Indianapolis, IN. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,715 per month in Indianapolis, IN versus $2,357 in Oshawa – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,357 in Oshawa versus $2,715 in Indianapolis, IN, a $2,000 budget is realistic in Oshawa but tight or insufficient in Indianapolis, IN. The gap between the two cities makes Oshawa the clear choice for anyone on this budget.

Both work as nomad bases, but Oshawa delivers better value – similar infrastructure at $2,357 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Oshawa hard to pass up.

Expats usually find Oshawa gentler on the wallet – expenses run 15% less than in Indianapolis, IN. Beyond cost, consider language, visa policies, and how big the international community is in each city.