Cost of Living Comparison Between Indianapolis, IN and Oshawa Cost of Living Comparison Between Indianapolis, IN and Oshawa

Monthly Cost of Living

Monthly costs for one person with rent: $2,679 in Indianapolis, IN versus $2,599 in Oshawa.

Estimated couple costs with rent: $3,929 in Indianapolis, IN versus $3,728 in Oshawa.

Monthly costs for a family of three with rent: $5,179 in Indianapolis, IN versus $4,858 in Oshawa.

Living in Indianapolis, IN is roughly 3% more expensive than in Oshawa, driven mainly by Eating Out.

Both cities are pricier than the global median: Indianapolis, IN 101% above, Oshawa 95% above.

Meal at Budget Restaurant

$25.48 $25.48

$18.23 CA$25.61

39.77%

Three-Course Dinner for Two, Mid-Range

$75.3 $75.3

$74.5 CA$105

1.09%

Fast Food Meal (McDonalds, etc)

$10.79 $10.79

$10.26 CA$14.42

5.17%

Cappuccino

$5.29 $5.29

$3.82 CA$5.36

38.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$1.97 CA$2.77

46.19%

Water (0.33 liter bottle)

$2.36 $2.36

$1.61 CA$2.26

46.58%

Local Beer (0.5 liter draught)

$5.91 $5.91

$5.27 CA$7.40

12.14%

Imported Beer (0.33 liter bottle)

$8.05 $8.05

$6.08 CA$8.54

32.40%

Milk (1 liter)

$0.77 $0.77

$2.68 CA$3.76

-71.27%

White Bread (500g)

$2.96 $2.96

$2.73 CA$3.83

8.42%

Rice (white) (1kg)

$5.14 $5.14

$3.75 CA$5.26

37.07%

Eggs

$3.56 $3.56

$3.55 CA$4.99

0.28%

Local Cheese (1kg)

$9.27 $9.27

$12.08 CA$16.96

-23.26%

Chicken Fillets (1kg)

$10.97 $10.97

$11.16 CA$15.68

-1.70%

Beef Round Steak (1kg)

$14.62 $14.62

$16.02 CA$22.50

-8.74%

Apples (1kg)

$5.12 $5.12

$3.45 CA$4.85

48.41%

Banana (1kg)

$1.31 $1.31

$1.21 CA$1.69

8.26%

Oranges (1kg)

$5.93 $5.93

$3.93 CA$5.52

50.89%

Tomato (1kg)

$3.15 $3.15

$4.99 CA$7.00

-36.87%

Potato (1kg)

$2.15 $2.15

$4.76 CA$6.69

-54.83%

Onion (1kg)

$2.66 $2.66

$3.34 CA$4.69

-20.36%

Lettuce (1 head)

$1.83 $1.83

$2.91 CA$4.09

-37.11%

Water (1.5 liter bottle)

$2.04 $2.04

$1.33 CA$1.87

53.38%

Cigarettes 20 Pack (Marlboro, Camel)

$9.14 $9.14

$14.79 CA$20.77

-38.20%

Wine (Bottle)

$15.36 $15.36

$12.57 CA$17.66

22.20%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$3.17 CA$4.45

-46.37%

Imported Beer (0.33 liter bottle)

$2.26 $2.26

$2.99 CA$4.20

-24.41%

One-way Ticket (Public Transport)

$1.72 $1.72

$2.70 CA$3.80

-36.30%

Public Transport Monthly Pass (Regular Price)

$59.1 $59.1

$87.5 CA$123

-32.38%

Taxi Start (Normal Tariff)

$2.04 $2.04

$3.60 CA$5.06

-43.33%

Taxi (Normal Tariff) (1km)

$1.73 $1.73

$2.09 CA$2.94

-17.22%

Taxi 1hour Waiting (Normal Tariff)

$33.96 $33.96

$21.74 CA$30.53

56.21%

Gasoline (1 liter)

$0.90 $0.90

$1.14 CA$1.60

-21.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K $33.3K

$24.6K CA$34.6K

35.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$20.5K CA$28.8K

20.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$239 $239

$233 CA$327

2.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.2 $64.2

$58.8 CA$82.5

9.19%

Internet (50+ Mbps, Unlimited Data)

$74.0 $74.0

$74.7 CA$105

-0.90%

Gym Membership (Monthly)

$36.08 $36.08

$41.59 CA$58.4

-13.25%

Tennis Court (1 Hour on Weekend)

$31.38 $31.38

$36.70 CA$51.6

-14.50%

Cinema Ticket

$14.53 $14.53

$12.38 CA$17.39

17.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,738 $1,738

$1,305 CA$1,833

33.23%

International Primary School, 1 Child (Yearly)

$27.0K $27.0K

$12.0K CA$16.8K

125.38%

Jeans (Levis 501 Or Similar)

$48.07 $48.07

$60.5 CA$85.0

-20.60%

Summer Dress (H&M, Zara, etc)

$41.14 $41.14

$59.1 CA$83.1

-30.44%

Sport Shoes (Adidas, Nike)

$98.3 $98.3

$118 CA$165

-16.56%

Men's Leather Business Shoes

$126 $126

$158 CA$221

-20.14%

1-bedroom Apartment, City Center (Monthly)

$1,754 $1,754

$1,272 CA$1,787

37.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,300 $1,300

$1,188 CA$1,668

9.47%

3-bedroom Apartment, City Center (Monthly)

$2,808 $2,808

$2,015 CA$2,831

39.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,083 $2,083

$1,889 CA$2,654

10.29%

Buy Apartment in City Center (m2)

$2,743 $2,743

$5,145 CA$7,227

-46.69%

Buy Apartment Outside City Center (m2)

$1,922 $1,922

$10.4K CA$14.6K

-81.47%

Average Monthly Net Salary (After Tax)

$4,597 $4,597

$2,997 CA$4,210

53.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

6.21

5.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indianapolis, IN: July 28, 2026

Last update for Oshawa: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,754 in Indianapolis, IN and $1,272 in Oshawa. Housing cost is often the main lever when comparing two cities.

Indianapolis, IN pays 53% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Indianapolis, IN vs $74.0 in Oshawa. Groceries flip the comparison at $359 vs $384, with Indianapolis, IN cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Indianapolis, IN vs Oshawa: Cost of Living - Frequently Asked Questions

Oshawa wins on cost – living expenses run 3% lower than in Indianapolis, IN. Housing and daily spending are where you'll feel the difference most, making Oshawa the obvious pick if budget is a priority.

Average pay runs 53% higher in Indianapolis, IN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,754 in Indianapolis, IN versus $1,272 in Oshawa. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Oshawa – a meal for two runs $74.0 versus $75.0 in Indianapolis, IN. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,679 per month in Indianapolis, IN versus $2,599 in Oshawa – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,599 in Oshawa versus $2,679 in Indianapolis, IN, a $2,000 budget is realistic in Oshawa but tight or insufficient in Indianapolis, IN. The gap between the two cities makes Oshawa the clear choice for anyone on this budget.

Both work as nomad bases, but Oshawa delivers better value – similar infrastructure at $2,599 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Oshawa hard to pass up.

Expats usually find Oshawa gentler on the wallet – expenses run 3% less than in Indianapolis, IN. Beyond cost, consider language, visa policies, and how big the international community is in each city.