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Cost of Living Comparison Between Hvar and Zagreb Cost of Living Comparison Between Hvar and Zagreb

🙂 Solo nomad: Hvar is 0.1% cheaper than Zagreb without rent, and 10.3% cheaper with rent.
🙂 Family of 3: Hvar is 0.3% cheaper than Zagreb without rent, and 5.8% cheaper with rent.
Currency
🍽 Eating Out
Hvar
Zagreb
Difference
Meal at Budget Restaurant
$13.55 €11.67
$11.61 €10
16.71%
Three-Course Dinner for Two, Mid-Range
$73.4 €63.2
$69.1 €59.5
6.30%
Fast Food Meal (McDonalds, etc)
$9.48 €8.17
$8.99 €7.75
5.45%
Cappuccino
$2.55 €2.2
$2.53 €2.18
0.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 €2.81
$3.06 €2.64
6.54%
Water (0.33 liter bottle)
$2.25 €1.94
$2.43 €2.09
-7.41%
Local Beer (0.5 liter draught)
$3.5 €3.02
$3.74 €3.22
-6.42%
Imported Beer (0.33 liter bottle)
$4.29 €3.69
$4.5 €3.87
-4.67%
🛒 Groceries & Markets
Hvar
Zagreb
Difference
Milk (1 liter)
$1.17 €1.01
$1.36 €1.17
-13.97%
White Bread (500g)
$1.55 €1.33
$1.96 €1.69
-20.92%
Rice (white) (1kg)
$3.02 €2.6
$2.74 €2.36
10.22%
Eggs
$3.76 €3.24
$3.73 €3.21
0.80%
Local Cheese (1kg)
$10.71 €9.22
$10.88 €9.37
-1.56%
Chicken Fillets (1kg)
$9.87 €8.5
$9.8 €8.44
0.71%
Beef Round Steak (1kg)
$11.84 €10.2
$12.47 €10.74
-5.05%
Apples (1kg)
$1.72 €1.48
$1.86 €1.6
-7.53%
Banana (1kg)
$1.67 €1.44
$1.68 €1.44
-0.60%
Oranges (1kg)
$2.02 €1.74
$2.05 €1.76
-1.46%
Tomato (1kg)
$2.5 €2.15
$3.11 €2.68
-19.61%
Potato (1kg)
$1.32 €1.14
$1.37 €1.18
-3.65%
Onion (1kg)
$1.3 €1.12
$1.41 €1.21
-7.80%
Lettuce (1 head)
$1.22 €1.05
$1.28 €1.1
-4.69%
Water (1.5 liter bottle)
$1.21 €1.04
$1.28 €1.1
-5.47%
Cigarettes 20 Pack (Marlboro, Camel)
$5.77 €4.97
$5.77 €4.97
-
Wine (Bottle)
$6.9 €5.95
$8.29 €7.14
-16.77%
Local Beer (0.5 liter bottle)
$1.49 €1.28
$1.84 €1.59
-19.02%
Imported Beer (0.33 liter bottle)
$2 €1.72
$2.22 €1.91
-9.91%
🚌 Getting Around
Hvar
Zagreb
Difference
One-way Ticket (Public Transport)
$1.76 €1.52
$0.59 €0.51
198.31%
Public Transport Monthly Pass (Regular Price)
$42.75 €36.82
$58.6 €50.5
-27.02%
Taxi Start (Normal Tariff)
$3.01 €2.59
$2.25 €1.94
33.78%
Taxi (Normal Tariff) (1km)
$1.09 €0.94
$1.01 €0.87
7.92%
Taxi 1hour Waiting (Normal Tariff)
$8.94 €7.7
$10.16 €8.75
-12.01%
Gasoline (1 liter)
$1.71 €1.47
$1.71 €1.47
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K €32.9K
$35.2K €30.4K
8.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K €22.4K
$26.8K €23.1K
-2.64%
🧾 Monthly Utilities & Internet
Hvar
Zagreb
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$189 €163
$206 €177
-8.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.23 €20.01
$20.16 €17.37
15.23%
Internet (50+ Mbps, Unlimited Data)
$31.79 €27.38
$32 €27.56
-0.66%
🎉 Sport & Entertainment
Hvar
Zagreb
Difference
Gym Membership (Monthly)
$50.1 €43.17
$49.6 €42.72
1.05%
Tennis Court (1 Hour on Weekend)
$14.7 €12.66
$14.49 €12.48
1.45%
Cinema Ticket
$9.18 €7.91
$8.78 €7.56
4.56%
🧸 Childcare & Education
Hvar
Zagreb
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$238 €205
$500 €431
-52.47%
International Primary School, 1 Child (Yearly)
$8,117 €6,991
$13.2K €11.4K
-38.49%
👕👟 Clothing & Footwear
Hvar
Zagreb
Difference
Jeans (Levis 501 Or Similar)
$94.6 €81.5
$101 €87.2
-6.55%
Summer Dress (H&M, Zara, etc)
$39.07 €33.65
$40.56 €34.94
-3.67%
Sport Shoes (Adidas, Nike)
$104 €89.5
$98.3 €84.7
5.71%
Men's Leather Business Shoes
$107 €92.2
$118 €102
-9.24%
🏠 Accommodation & Living
Hvar
Zagreb
Difference
1-bedroom Apartment, City Center (Monthly)
$678 €584
$883 €761
-23.22%
1-bedroom Apartment, Outside City Center (Monthly)
$536 €462
$687 €591
-21.92%
3-bedroom Apartment, City Center (Monthly)
$1,091 €940
$1,507 €1,298
-27.57%
3-bedroom Apartment, Outside City Center (Monthly)
$838 €722
$1,063 €916
-21.21%
Buy Apartment in City Center (m2)
$4,080 €3,514
$5,507 €4,743
-25.92%
Buy Apartment Outside City Center (m2)
$3,211 €2,766
$3,564 €3,069
-9.90%
💵 Salaries & Financials
Hvar
Zagreb
Difference
Average Monthly Net Salary (After Tax)
-
$1,920 €1,654
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.35
3.72
16.94%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hvar: November 22, 2025

Last update for Zagreb: November 24, 2025

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