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Cost of Living Comparison Between Hvar and Ubud, Bali Cost of Living Comparison Between Hvar and Ubud, Bali

😐 Solo nomad: Hvar is 41.2% more expensive than Ubud, Bali without rent, and 111.4% more expensive with rent.
😐 Family of 3: Hvar is 70.3% more expensive than Ubud, Bali without rent, and 106.9% more expensive with rent.
Currency
🍽 Eating Out
Hvar
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.55 €11.67
$2.91 Rp 48.4K
365.64%
Three-Course Dinner for Two, Mid-Range
$73.4 €63.3
$12.33 Rp 205.4K
495.46%
Fast Food Meal (McDonalds, etc)
$9.48 €8.17
$3.21 Rp 53.5K
195.33%
Cappuccino
$2.55 €2.2
$2.28 Rp 38K
11.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 €2.81
$1.16 Rp 19.3K
181.03%
Water (0.33 liter bottle)
$2.25 €1.94
$0.26 Rp 4,306
765.38%
Local Beer (0.5 liter draught)
$3.5 €3.02
$2.44 Rp 40.7K
43.44%
Imported Beer (0.33 liter bottle)
$4.29 €3.7
$3.28 Rp 54.7K
30.79%
🛒 Groceries & Markets
Hvar
Ubud, Bali
Difference
Milk (1 liter)
$1.17 €1.01
$1.49 Rp 24.9K
-21.48%
White Bread (500g)
$1.55 €1.33
$1.62 Rp 27K
-4.32%
Rice (white) (1kg)
$3.02 €2.6
$1.14 Rp 18.9K
164.91%
Eggs
$3.76 €3.24
$2.33 Rp 38.9K
61.37%
Local Cheese (1kg)
$10.71 €9.23
$13.75 Rp 229.1K
-22.11%
Chicken Fillets (1kg)
$9.87 €8.51
$4.01 Rp 66.8K
146.13%
Beef Round Steak (1kg)
$11.84 €10.21
$11.36 Rp 189.2K
4.23%
Apples (1kg)
$1.72 €1.48
$3.46 Rp 57.7K
-50.29%
Banana (1kg)
$1.67 €1.44
$1.47 Rp 24.5K
13.61%
Oranges (1kg)
$2.02 €1.74
$2.69 Rp 44.9K
-24.91%
Tomato (1kg)
$2.5 €2.15
$1.38 Rp 22.9K
81.16%
Potato (1kg)
$1.32 €1.14
$1.6 Rp 26.6K
-17.50%
Onion (1kg)
$1.3 €1.12
$2.17 Rp 36.2K
-40.09%
Lettuce (1 head)
$1.22 €1.05
$0.96 Rp 15.9K
27.08%
Water (1.5 liter bottle)
$1.21 €1.04
$0.6 Rp 9,915
101.67%
Cigarettes 20 Pack (Marlboro, Camel)
$5.77 €4.97
$2.24 Rp 37.2K
157.59%
Wine (Bottle)
$6.9 €5.95
$14.72 Rp 245.2K
-53.13%
Local Beer (0.5 liter bottle)
$1.49 €1.28
$2.46 Rp 41K
-39.43%
Imported Beer (0.33 liter bottle)
$2 €1.73
$2.72 Rp 45.3K
-26.47%
🚌 Getting Around
Hvar
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.76 €1.52
$0.32 Rp 5,353
450.00%
Public Transport Monthly Pass (Regular Price)
$42.75 €36.83
$9.78 Rp 162.9K
337.12%
Taxi Start (Normal Tariff)
$3.01 €2.59
$0.49 Rp 8,135
514.29%
Taxi (Normal Tariff) (1km)
$1.09 €0.94
$0.37 Rp 6,242
194.59%
Taxi 1hour Waiting (Normal Tariff)
$8.94 €7.71
$6.15 Rp 102.5K
45.37%
Gasoline (1 liter)
$1.71 €1.47
$0.71 Rp 11.8K
140.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K €32.9K
$26.6K Rp 443M
43.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K €22.5K
$31.7K Rp 528.4M
-17.85%
🧾 Monthly Utilities & Internet
Hvar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$189 €163
$63.7 Rp 1.1M
197.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.23 €20.02
$3.93 Rp 65.5K
491.09%
Internet (50+ Mbps, Unlimited Data)
$31.79 €27.4
$24.18 Rp 402.7K
31.47%
🎉 Sport & Entertainment
Hvar
Ubud, Bali
Difference
Gym Membership (Monthly)
$50.1 €43.19
$23.22 Rp 386.8K
115.85%
Tennis Court (1 Hour on Weekend)
$14.7 €12.67
$6.18 Rp 102.9K
137.86%
Cinema Ticket
$9.18 €7.91
$3.3 Rp 54.9K
178.18%
🧸 Childcare & Education
Hvar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$238 €205
$93.1 Rp 1.6M
155.29%
International Primary School, 1 Child (Yearly)
$8,117 €6,994
$6,046 Rp 100.7M
34.24%
👕👟 Clothing & Footwear
Hvar
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$94.6 €81.6
$51.9 Rp 864.2K
82.39%
Summer Dress (H&M, Zara, etc)
$39.07 €33.66
$24.92 Rp 415.1K
56.78%
Sport Shoes (Adidas, Nike)
$104 €89.6
$82.1 Rp 1.4M
26.64%
Men's Leather Business Shoes
$107 €92.2
$72.6 Rp 1.2M
47.50%
🏠 Accommodation & Living
Hvar
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$678 €584
$258 Rp 4.3M
162.42%
1-bedroom Apartment, Outside City Center (Monthly)
$536 €462
$161 Rp 2.7M
233.97%
3-bedroom Apartment, City Center (Monthly)
$1,091 €940
$574 Rp 9.6M
89.96%
3-bedroom Apartment, Outside City Center (Monthly)
$838 €722
$330 Rp 5.5M
153.77%
Buy Apartment in City Center (m2)
$4,080 €3,516
$990 Rp 16.5M
311.97%
Buy Apartment Outside City Center (m2)
$3,211 €2,767
$856 Rp 14.3M
275.28%
💵 Salaries & Financials
Hvar
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$182 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.35
13.28
-67.24%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hvar: November 22, 2025

Last update for Ubud, Bali: November 24, 2025

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