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Cost of Living Comparison Between Hvar and Chiang Mai Cost of Living Comparison Between Hvar and Chiang Mai

😐 Solo nomad: Hvar is 47.2% more expensive than Chiang Mai without rent, and 75.6% more expensive with rent.
😐 Family of 3: Hvar is 64.8% more expensive than Chiang Mai without rent, and 69.5% more expensive with rent.
Currency
🍽 Eating Out
Hvar
Chiang Mai
Difference
Meal at Budget Restaurant
$13.38 €11.54
$1.97 ฿62.0
579.19%
Three-Course Dinner for Two, Mid-Range
$71.5 €61.7
$18.68 ฿587
282.82%
Fast Food Meal (McDonalds, etc)
$9.51 €8.20
$7.92 ฿249
20.08%
Cappuccino
$2.45 €2.11
$2.02 ฿63.7
21.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.17 €2.73
$0.84 ฿26.45
277.38%
Water (0.33 liter bottle)
$2.35 €2.03
$0.35 ฿11.07
571.43%
Local Beer (0.5 liter draught)
$3.65 €3.15
$2.22 ฿69.9
64.41%
Imported Beer (0.33 liter bottle)
$4.14 €3.57
$3.59 ฿113
15.32%
🛒 Groceries & Markets
Hvar
Chiang Mai
Difference
Milk (1 liter)
$1.18 €1.02
$1.67 ฿52.4
-29.34%
White Bread (500g)
$1.54 €1.33
$1.62 ฿51.1
-4.94%
Rice (white) (1kg)
$3.11 €2.68
$1.20 ฿37.83
159.17%
Eggs
$3.70 €3.19
$1.93 ฿60.8
91.71%
Local Cheese (1kg)
$10.90 €9.40
$16.00 ฿503
-31.87%
Chicken Fillets (1kg)
$9.55 €8.24
$3.16 ฿99.2
202.22%
Beef Round Steak (1kg)
$11.96 €10.31
$10.93 ฿344
9.42%
Apples (1kg)
$1.67 €1.44
$2.67 ฿83.8
-37.45%
Banana (1kg)
$1.66 €1.43
$1.18 ฿36.99
40.68%
Oranges (1kg)
$1.99 €1.72
$1.64 ฿51.5
21.34%
Tomato (1kg)
$2.48 €2.14
$1.59 ฿49.83
55.97%
Potato (1kg)
$1.33 €1.15
$1.32 ฿41.64
0.76%
Onion (1kg)
$1.30 €1.12
$1.19 ฿37.49
9.24%
Lettuce (1 head)
$1.27 €1.09
$0.71 ฿22.20
78.87%
Water (1.5 liter bottle)
$1.21 €1.05
$0.56 ฿17.75
116.07%
Cigarettes 20 Pack (Marlboro, Camel)
$5.84 €5.04
$4.64 ฿146
25.86%
Wine (Bottle)
$6.92 €5.96
$18.96 ฿596
-63.50%
Local Beer (0.5 liter bottle)
$1.49 €1.29
$1.77 ฿55.7
-15.82%
Imported Beer (0.33 liter bottle)
$1.96 €1.69
$3.20 ฿101
-38.75%
🚌 Getting Around
Hvar
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.75 €1.51
$0.90 ฿28.32
94.44%
Public Transport Monthly Pass (Regular Price)
$42.42 €36.56
$19.24 ฿605
120.48%
Taxi Start (Normal Tariff)
$3.09 €2.66
$1.36 ฿42.78
127.21%
Taxi (Normal Tariff) (1km)
$1.10 €0.95
$1.35 ฿42.37
-18.52%
Taxi 1hour Waiting (Normal Tariff)
$9.03 €7.78
$8.15 ฿256
10.80%
Gasoline (1 liter)
$1.72 €1.48
$1.22 ฿38.43
40.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K €33.0K
$21.4K ฿671.8K
79.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K €22.6K
$21.7K ฿683.8K
20.29%
🧾 Monthly Utilities & Internet
Hvar
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 €162
$70.3 ฿2,210
167.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.51 €19.40
$13.91 ฿437
61.83%
Internet (50+ Mbps, Unlimited Data)
$31.38 €27.05
$18.00 ฿566
74.33%
🎉 Sport & Entertainment
Hvar
Chiang Mai
Difference
Gym Membership (Monthly)
$50.5 €43.51
$41.78 ฿1,314
20.82%
Tennis Court (1 Hour on Weekend)
$14.95 €12.89
$6.80 ฿214
119.85%
Cinema Ticket
$9.07 €7.82
$5.72 ฿180
58.57%
🧸 Childcare & Education
Hvar
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$245 €211
$308 ฿9,693
-20.68%
International Primary School, 1 Child (Yearly)
$8,237 €7,101
$14.8K ฿465.7K
-44.39%
👕👟 Clothing & Footwear
Hvar
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$91.7 €79.0
$55.9 ฿1,756
64.15%
Summer Dress (H&M, Zara, etc)
$38.00 €32.76
$26.71 ฿840
42.27%
Sport Shoes (Adidas, Nike)
$105 €90.6
$84.5 ฿2,658
24.26%
Men's Leather Business Shoes
$107 €91.9
$70.8 ฿2,227
50.47%
🏠 Accommodation & Living
Hvar
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$697 €601
$431 ฿13.5K
61.94%
1-bedroom Apartment, Outside City Center (Monthly)
$528 €455
$237 ฿7,439
123.20%
3-bedroom Apartment, City Center (Monthly)
$1,108 €955
$811 ฿25.5K
36.63%
3-bedroom Apartment, Outside City Center (Monthly)
$819 €706
$501 ฿15.7K
63.67%
Buy Apartment in City Center (m2)
$4,034 €3,477
$2,202 ฿69.2K
83.17%
Buy Apartment Outside City Center (m2)
$3,223 €2,778
$1,600 ฿50.3K
101.41%
💵 Salaries & Financials
Hvar
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$684 ฿21.5K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.35
5
-13.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hvar: January 11, 2026

Last update for Chiang Mai: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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