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Cost of Living Comparison Between Hvar and Chiang Mai Cost of Living Comparison Between Hvar and Chiang Mai

😐 Solo nomad: Hvar is 49.2% more expensive than Chiang Mai without rent, and 80.9% more expensive with rent.
😐 Family of 3: Hvar is 61.7% more expensive than Chiang Mai without rent, and 67.4% more expensive with rent.
Currency
🍽 Eating Out
Hvar
Chiang Mai
Difference
Meal at Budget Restaurant
$13.23 €11.4
$1.98 ฿63.2
568.18%
Three-Course Dinner for Two, Mid-Range
$71.1 €61.3
$18.69 ฿598
280.58%
Fast Food Meal (McDonalds, etc)
$9.33 €8.04
$7.55 ฿242
23.58%
Cappuccino
$2.51 €2.16
$2.03 ฿64.9
23.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.25 €2.8
$0.79 ฿25.13
311.39%
Water (0.33 liter bottle)
$2.25 €1.94
$0.35 ฿11.32
542.86%
Local Beer (0.5 liter draught)
$3.55 €3.05
$2.11 ฿67.5
68.25%
Imported Beer (0.33 liter bottle)
$4.3 €3.7
$3.61 ฿115
19.11%
🛒 Groceries & Markets
Hvar
Chiang Mai
Difference
Milk (1 liter)
$1.23 €1.06
$1.73 ฿55.3
-28.90%
White Bread (500g)
$1.61 €1.38
$1.57 ฿50.3
2.55%
Rice (white) (1kg)
$2.99 €2.57
$1.2 ฿38.4
149.17%
Eggs
$3.75 €3.23
$2.01 ฿64.4
86.57%
Local Cheese (1kg)
$10.49 €9.04
$16.01 ฿512
-34.48%
Chicken Fillets (1kg)
$9.48 €8.17
$3.13 ฿100
202.88%
Beef Round Steak (1kg)
$11.76 €10.13
$10.82 ฿346
8.69%
Apples (1kg)
$1.64 €1.42
$2.65 ฿84.7
-38.11%
Banana (1kg)
$1.68 €1.44
$1.21 ฿38.76
38.84%
Oranges (1kg)
$1.96 €1.68
$1.69 ฿54.1
15.98%
Tomato (1kg)
$2.47 €2.13
$1.58 ฿50.6
56.33%
Potato (1kg)
$1.29 €1.11
$1.38 ฿44.31
-6.52%
Onion (1kg)
$1.26 €1.09
$1.16 ฿37.05
8.62%
Lettuce (1 head)
$1.25 €1.08
$0.66 ฿21.01
89.39%
Water (1.5 liter bottle)
$1.22 €1.05
$0.53 ฿16.83
130.19%
Cigarettes 20 Pack (Marlboro, Camel)
$5.55 €4.78
$4.53 ฿145
22.52%
Wine (Bottle)
$6.91 €5.95
$18.45 ฿590
-62.55%
Local Beer (0.5 liter bottle)
$1.51 €1.3
$1.86 ฿59.5
-18.82%
Imported Beer (0.33 liter bottle)
$2.08 €1.79
$3.33 ฿107
-37.54%
🚌 Getting Around
Hvar
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.76 €1.52
$0.96 ฿30.56
83.33%
Public Transport Monthly Pass (Regular Price)
$43.51 €37.47
$19.24 ฿616
126.14%
Taxi Start (Normal Tariff)
$2.99 €2.58
$1.36 ฿43.62
119.85%
Taxi (Normal Tariff) (1km)
$1.06 €0.91
$1.35 ฿43.14
-21.48%
Taxi 1hour Waiting (Normal Tariff)
$9.03 €7.77
$7.78 ฿249
16.07%
Gasoline (1 liter)
$1.79 €1.54
$1.27 ฿40.72
40.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K €33K
$21.5K ฿687K
78.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K €22.7K
$22.2K ฿711.4K
18.75%
🧾 Monthly Utilities & Internet
Hvar
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$186 €160
$70.4 ฿2,251
163.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.04 €19.85
$13.97 ฿447
64.92%
Internet (50+ Mbps, Unlimited Data)
$31.95 €27.52
$17.93 ฿574
78.19%
🎉 Sport & Entertainment
Hvar
Chiang Mai
Difference
Gym Membership (Monthly)
$51.5 €44.35
$41.02 ฿1,313
25.52%
Tennis Court (1 Hour on Weekend)
$14.74 €12.7
$6.8 ฿218
116.76%
Cinema Ticket
$9.32 €8.02
$5.71 ฿183
63.22%
🧸 Childcare & Education
Hvar
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$238 €205
$302 ฿9,656
-21.15%
International Primary School, 1 Child (Yearly)
$8,029 €6,915
$14.8K ฿475.1K
-45.92%
👕👟 Clothing & Footwear
Hvar
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$92.5 €79.7
$56.1 ฿1,795
64.98%
Summer Dress (H&M, Zara, etc)
$39.19 €33.75
$26.69 ฿854
46.83%
Sport Shoes (Adidas, Nike)
$103 €88.6
$86.1 ฿2,754
19.51%
Men's Leather Business Shoes
$106 €91.2
$70.4 ฿2,252
50.45%
🏠 Accommodation & Living
Hvar
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$701 €603
$428 ฿13.7K
63.59%
1-bedroom Apartment, Outside City Center (Monthly)
$543 €467
$243 ฿7,769
123.54%
3-bedroom Apartment, City Center (Monthly)
$1,109 €955
$806 ฿25.8K
37.64%
3-bedroom Apartment, Outside City Center (Monthly)
$840 €723
$511 ฿16.4K
64.31%
Buy Apartment in City Center (m2)
$4,111 €3,541
$2,222 ฿71.1K
85.02%
Buy Apartment Outside City Center (m2)
$3,286 €2,831
$1,414 ฿45.3K
132.38%
💵 Salaries & Financials
Hvar
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$680 ฿21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.35
5
-13.00%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hvar: December 2, 2025

Last update for Chiang Mai: November 29, 2025

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