Last update: Oct 2026

Cost of Living Comparison Between Husum and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,874 in Husum, rent and utilities included – about $6,100 less a year. Other living expenses account for most of the difference.

92

Cost of Living Index in Husum
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Husum Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Husum

🇩🇪 Germany

$1,874

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Husum and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Husum and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,874 per month in Husum vs $1,368 in Ubud, Bali, rent included.

Husum $1,874
Ubud, Bali $1,368

A couple spends around $2,910 per month in Husum vs $2,314 in Ubud, Bali, rent included.

Husum $2,910
Ubud, Bali $2,314

A family of three spends $3,945 per month in Husum vs $3,260 in Ubud, Bali, rent included.

Husum $3,945
Ubud, Bali $3,260

Husum costs about 37% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Husum and Ubud, Bali sit above the global median – Husum by 39%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$16.54 €14.71

$3.33 Rp 59.9K

396.70%

Three-Course Dinner for Two, Mid-Range

$66.2 €58.9

$35.18 Rp 633.2K

88.06%

Fast Food Meal (McDonalds, etc)

$11.32 €10.07

$5.80 Rp 104.5K

95.17%

Cappuccino

$4.13 €3.67

$2.73 Rp 49.1K

51.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.81 €3.39

$1.64 Rp 29.5K

132.32%

Water (0.33 liter bottle)

$3.14 €2.80

$0.83 Rp 15.0K

278.31%

Local Beer (0.5 liter draught)

$5.32 €4.73

$2.70 Rp 48.6K

97.04%

Imported Beer (0.33 liter bottle)

$6.17 €5.49

$4.30 Rp 77.4K

43.49%

Milk (1 liter)

$1.47 €1.31

$1.50 Rp 27.1K

-2.00%

White Bread (500g)

$2.18 €1.94

$2.30 Rp 41.4K

-5.22%

Rice (white) (1kg)

$3.64 €3.24

$1.18 Rp 21.2K

208.47%

Eggs

$3.55 €3.16

$2.14 Rp 38.6K

65.89%

Local Cheese (1kg)

$14.15 €12.59

$17.48 Rp 314.6K

-19.05%

Chicken Fillets (1kg)

$12.89 €11.47

$4.03 Rp 72.5K

219.85%

Beef Round Steak (1kg)

$21.90 €19.48

$12.23 Rp 220.1K

79.07%

Apples (1kg)

$0.98 €0.87

$3.55 Rp 63.9K

-72.39%

Banana (1kg)

$2.08 €1.85

$1.57 Rp 28.3K

32.48%

Oranges (1kg)

$1.31 €1.16

$2.24 Rp 40.2K

-41.52%

Tomato (1kg)

$4.46 €3.97

$1.93 Rp 34.7K

131.09%

Potato (1kg)

$1.24 €1.10

$1.88 Rp 33.9K

-34.04%

Onion (1kg)

$1.20 €1.07

$2.29 Rp 41.3K

-47.60%

Lettuce (1 head)

$1.70 €1.52

$0.99 Rp 17.9K

71.72%

Water (1.5 liter bottle)

$0.79 €0.70

$0.53 Rp 9,475

49.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.32 €4.73

$2.28 Rp 41.1K

133.33%

Wine (Bottle)

$5.52 €4.91

$23.01 Rp 414.2K

-76.01%

Local Beer (0.5 liter bottle)

$1.04 €0.92

$2.34 Rp 42.2K

-55.56%

Imported Beer (0.33 liter bottle)

$1.14 €1.01

$2.91 Rp 52.4K

-60.82%

One-way Ticket (Public Transport)

$3.14 €2.79

$0.24 Rp 4,315

1208.33%

Public Transport Monthly Pass (Regular Price)

$76.9 €68.4

$8.82 Rp 158.7K

771.88%

Taxi Start (Normal Tariff)

$4.52 €4.02

$0.48 Rp 8,684

841.67%

Taxi (Normal Tariff) (1km)

$2.42 €2.15

$0.46 Rp 8,233

426.09%

Taxi 1hour Waiting (Normal Tariff)

$40.63 €36.14

$5.45 Rp 98.2K

645.50%

Gasoline (1 liter)

$2.12 €1.88

$0.88 Rp 15.9K

140.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K €27.1K

$24.6K Rp 442.2M

24.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K €34.3K

$31.2K Rp 561.4M

23.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$263 €234

$83.0 Rp 1.5M

216.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.62 €26.35

$6.45 Rp 116.0K

359.22%

Internet (50+ Mbps, Unlimited Data)

$49.97 €44.45

$18.57 Rp 334.2K

169.09%

Gym Membership (Monthly)

$34.96 €31.10

$55.8 Rp 1.0M

-37.37%

Tennis Court (1 Hour on Weekend)

$22.61 €20.11

$18.11 Rp 326.0K

24.85%

Cinema Ticket

$11.62 €10.34

$4.38 Rp 78.9K

165.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$184 €164

$493 Rp 8.9M

-62.62%

International Primary School, 1 Child (Yearly)

$3,646 €3,244

$5,754 Rp 103.6M

-36.62%

Jeans (Levis 501 Or Similar)

$62.5 €55.6

$46.19 Rp 831.4K

35.38%

Summer Dress (H&M, Zara, etc)

$35.95 €31.98

$35.33 Rp 636.0K

1.75%

Sport Shoes (Adidas, Nike)

$80.6 €71.7

$79.1 Rp 1.4M

1.93%

Men's Leather Business Shoes

$117 €104

$78.4 Rp 1.4M

49.27%

1-bedroom Apartment, City Center (Monthly)

$802 €713

$1,142 Rp 20.6M

-29.81%

1-bedroom Apartment, Outside City Center (Monthly)

$628 €559

$676 Rp 12.2M

-7.04%

3-bedroom Apartment, City Center (Monthly)

$1,675 €1,490

$3,503 Rp 63.1M

-52.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,258 €1,119

$1,700 Rp 30.6M

-25.96%

Buy Apartment in City Center (m2)

$5,487 €4,881

$2,784 Rp 50.1M

97.10%

Buy Apartment Outside City Center (m2)

$3,493 €3,107

$2,241 Rp 40.3M

55.88%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

13.78

-71.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Husum: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Husum

$628 33.5%

Ubud, Bali

$676 49.4% 7.6% $48

Monthly Utilities & Internet

Husum

$342 18.3%

Ubud, Bali

$108 7.9% 68.5% $234

Groceries & Markets

Husum

$324 17.3%

Ubud, Bali

$290 21.2% 10.3% $33

Eating Out

Husum

$283 15.1%

Ubud, Bali

$109 8% 61.5% $174

Clothing & Footwear

Husum

$133 7.1%

Ubud, Bali

$108 7.9% 19.3% $26

Getting Around

Husum

$106 5.7%

Ubud, Bali

$13 0.9% 88.2% $94

Sport & Entertainment

Husum

$58 3.1%

Ubud, Bali

$65 4.7% 10.9% $6.4

Cost Breakdown

A central one-bedroom costs $802 in Husum versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $66.0 in Husum versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $324 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇩🇪 Husum

🇮🇩 Ubud, Bali

🕒 Local time

13:52 1:52 PM

19:52 7:52 PM

6 h ahead of Husum

🌤 Weather

👥 Population

22,430

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Husum Ubud, Bali 11,820 km ≈ 15 h nonstop flight

From you

Husum
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Husum vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Husum is pricier by about 37%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,811 per month in Husum and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 772% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $184 per month in Husum and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Husum at $1,874. In Ubud, Bali it covers expenses comfortably, while in Husum it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Husum makes more sense. Both are solid long-term options with distinct trade-offs.