Last update: Oct 2026

Cost of Living Comparison Between Horsham, Australia and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $2,575 in Horsham, rent and utilities included – about $19,700 less a year. Rent and utilities account for most of the difference.

Horsham, Australia
Chiang Mai, Thailand
Horsham
🇦🇺 Australia
$2,575
/mo nomad
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Monthly Cost of Living

How much you'll spend in Horsham and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Horsham and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,575 per month in Horsham vs $935 in Chiang Mai, rent included.

  • Horsham $2,575
  • Chiang Mai $935

A couple spends around $3,652 per month in Horsham vs $1,467 in Chiang Mai, rent included.

  • Horsham $3,652
  • Chiang Mai $1,467

A family of three spends $4,729 per month in Horsham vs $1,999 in Chiang Mai, rent included.

  • Horsham $4,729
  • Chiang Mai $1,999

Horsham costs about 175% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Horsham sits 90% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Horsham
Chiang Mai
Difference
Meal at Budget Restaurant
$13.98 A$19.97
$2.13 ฿71.9
556.34%
Three-Course Dinner for Two, Mid-Range
$71.2 A$102
$18.62 ฿628
282.12%
Fast Food Meal (McDonalds, etc)
$12.05 A$17.21
$5.60 ฿189
115.18%
Cappuccino
$3.52 A$5.03
$1.66 ฿56.0
112.05%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.20 A$4.57
$0.65 ฿21.80
392.31%
Water (0.33 liter bottle)
$2.12 A$3.02
$0.30 ฿10.28
606.67%
Local Beer (0.5 liter draught)
$9.96 A$14.22
$2.32 ฿78.3
329.31%
Imported Beer (0.33 liter bottle)
$8.47 A$12.10
$3.67 ฿124
130.79%
🛒 Groceries & Markets
Horsham
Chiang Mai
Difference
Milk (1 liter)
$1.51 A$2.15
$2.02 ฿67.9
-25.25%
White Bread (500g)
$2.91 A$4.15
$1.41 ฿47.45
106.38%
Rice (white) (1kg)
$2.66 A$3.81
$1.39 ฿46.90
91.37%
Eggs
$5.56 A$7.94
$2.37 ฿79.8
134.60%
Local Cheese (1kg)
$10.45 A$14.93
$16.52 ฿557
-36.74%
Chicken Fillets (1kg)
$10.00 A$14.28
$2.67 ฿90.0
274.53%
Beef Round Steak (1kg)
$15.19 A$21.70
$9.02 ฿304
68.40%
Apples (1kg)
$4.04 A$5.77
$2.40 ฿80.8
68.33%
Banana (1kg)
$3.01 A$4.30
$1.04 ฿35.09
189.42%
Oranges (1kg)
$3.13 A$4.47
$1.66 ฿55.9
88.55%
Tomato (1kg)
$4.81 A$6.87
$1.56 ฿52.5
208.33%
Potato (1kg)
$2.96 A$4.23
$1.24 ฿41.71
138.71%
Onion (1kg)
$2.48 A$3.54
$1.09 ฿36.62
127.52%
Lettuce (1 head)
$2.39 A$3.42
$0.76 ฿25.67
214.47%
Water (1.5 liter bottle)
$1.63 A$2.32
$0.51 ฿17.33
219.61%
Cigarettes 20 Pack (Marlboro, Camel)
$45.10 A$64.4
$4.12 ฿139
994.66%
Wine (Bottle)
$10.60 A$15.14
$17.93 ฿604
-40.88%
Local Beer (0.5 liter bottle)
$5.68 A$8.11
$1.62 ฿54.7
250.62%
Imported Beer (0.33 liter bottle)
$5.33 A$7.62
$2.82 ฿95.1
89.01%
🚌 Getting Around
Horsham
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.73 A$3.90
$0.93 ฿31.49
193.55%
Public Transport Monthly Pass (Regular Price)
$82.8 A$118
$52.9 ฿1,782
56.61%
Taxi Start (Normal Tariff)
$4.57 A$6.52
$1.18 ฿39.65
287.29%
Taxi (Normal Tariff) (1km)
$1.42 A$2.03
$0.17 ฿5.78
735.29%
Taxi 1hour Waiting (Normal Tariff)
$29.69 A$42.40
$1.81 ฿61.1
1540.33%
Gasoline (1 liter)
$1.43 A$2.04
$1.47 ฿49.63
-2.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K A$41.9K
$21.0K ฿708.1K
39.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K A$36.7K
$26.5K ฿893.6K
-2.98%
🧾 Monthly Utilities & Internet
Horsham
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$233 A$333
$62.6 ฿2,108
272.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.26 A$20.36
$11.60 ฿391
22.93%
Internet (50+ Mbps, Unlimited Data)
$52.8 A$75.3
$20.30 ฿684
159.85%
🎉 Sport & Entertainment
Horsham
Chiang Mai
Difference
Gym Membership (Monthly)
$55.7 A$79.5
$37.88 ฿1,277
46.96%
Tennis Court (1 Hour on Weekend)
$17.63 A$25.18
$3.70 ฿125
376.49%
Cinema Ticket
$17.26 A$24.65
$6.51 ฿219
165.13%
🧸 Childcare & Education
Horsham
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,511 A$3,586
$727 ฿24.5K
245.39%
International Primary School, 1 Child (Yearly)
$30.4K A$43.4K
$16.6K ฿558.5K
83.56%
👕👟 Clothing & Footwear
Horsham
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$79.5 A$114
$53.5 ฿1,804
48.51%
Summer Dress (H&M, Zara, etc)
$49.53 A$70.7
$24.80 ฿836
99.72%
Sport Shoes (Adidas, Nike)
$121 A$173
$90.4 ฿3,046
34.34%
Men's Leather Business Shoes
$136 A$194
$72.0 ฿2,425
88.83%
🏠 Accommodation & Living
Horsham
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,416 A$2,022
$481 ฿16.2K
194.32%
1-bedroom Apartment, Outside City Center (Monthly)
$1,245 A$1,777
$310 ฿10.4K
301.57%
3-bedroom Apartment, City Center (Monthly)
$2,216 A$3,165
$1,058 ฿35.7K
109.42%
3-bedroom Apartment, Outside City Center (Monthly)
$1,846 A$2,637
$659 ฿22.2K
180.36%
Buy Apartment in City Center (m2)
$5,896 A$8,420
$2,418 ฿81.5K
143.88%
Buy Apartment Outside City Center (m2)
$4,975 A$7,105
$1,609 ฿54.2K
209.23%
💵 Salaries & Financials
Horsham
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$595 ฿20.0K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.5
5.57
-1.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horsham: October 31, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Horsham
$1.2K
Chiang Mai
$310 75.1% $935
Groceries & Markets
Horsham
$382
Chiang Mai
$237 38.1% $145
Monthly Utilities & Internet
Horsham
$300
Chiang Mai
$94 68.5% $206
Eating Out
Horsham
$278
Chiang Mai
$77 72.5% $202
Clothing & Footwear
Horsham
$174
Chiang Mai
$108 37.7% $66
Getting Around
Horsham
$105
Chiang Mai
$59 44.4% $47
Sport & Entertainment
Horsham
$90
Chiang Mai
$51 43.6% $39

Cost Breakdown

A central one-bedroom costs $1,416 in Horsham versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71 in Horsham versus $19 in Chiang Mai. Monthly groceries follow the same trend: $382 vs $237 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇦🇺 Horsham
🇹🇭 Chiang Mai
🕒 Local time
22:57 10:57 PM
18:57 6:57 PM
4 h behind Horsham
🌤 Weather
👥 Population
14,543
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.7 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.73 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • Horsham Chiang Mai 7,660 km ≈ 10 h nonstop flight
From you
  • Horsham
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Horsham vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Horsham or Chiang Mai?
Horsham costs about 175% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Horsham and in Chiang Mai?
For a comfortable life, plan on about $3,862 per month in Horsham and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Horsham or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $1,416 in Horsham.
How do childcare costs compare in Horsham and in Chiang Mai?
Kindergarten costs $2,511 per month in Horsham and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Horsham or in Chiang Mai?
Groceries cost about 61% more in Horsham, though the gap depends on what you buy.
Can you live on $800/month in Horsham or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $2,575 in Horsham and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Horsham compared to Chiang Mai?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is more affordable for expats?
For expats, Chiang Mai is the easier option financially – housing and daily costs are lower, and overall it costs about 64% less, which matters a lot on a fixed budget or early-career salary.

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