Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Ulhasnagar

For one person, living is cheaper in Ulhasnagar: $365 a month against $3,050 in Hong Kong, rent and utilities included – about $32,200 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
17

Cost of Living Index in Ulhasnagar
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Ulhasnagar Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Ulhasnagar

🇮🇳 India

$365

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Ulhasnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Ulhasnagar actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $365 in Ulhasnagar, rent included.

Hong Kong $3,050
Ulhasnagar $365

A couple spends around $4,786 per month in Hong Kong vs $591 in Ulhasnagar, rent included.

Hong Kong $4,786
Ulhasnagar $591

A family of three spends $6,522 per month in Hong Kong vs $817 in Ulhasnagar, rent included.

Hong Kong $6,522
Ulhasnagar $817

Hong Kong costs about 737% more than Ulhasnagar, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Ulhasnagar is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$2.93 ₹277

185.67%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$10.67 ₹1,008

494.00%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$5.35 ₹506

22.06%

Cappuccino

$5.15 HK$40.33

$1.92 ₹181

168.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.34 ₹32.47

305.88%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.16 ₹15.12

606.25%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$2.05 ₹194

277.07%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$3.23 ₹305

72.14%

Milk (1 liter)

$2.94 HK$23.01

$0.68 ₹64.2

332.35%

White Bread (500g)

$2.41 HK$18.91

$0.49 ₹45.97

391.84%

Rice (white) (1kg)

$2.22 HK$17.42

$0.60 ₹57.0

270.00%

Eggs

$3.41 HK$26.73

$0.87 ₹82.3

291.95%

Local Cheese (1kg)

$23.18 HK$182

$5.97 ₹564

288.27%

Chicken Fillets (1kg)

$8.67 HK$68.0

$2.55 ₹241

240.00%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$2.20 ₹207

91.36%

Banana (1kg)

$2.58 HK$20.19

$0.49 ₹46.55

426.53%

Oranges (1kg)

$4.68 HK$36.68

$0.86 ₹81.4

444.19%

Tomato (1kg)

$4.00 HK$31.33

$0.63 ₹59.1

534.92%

Potato (1kg)

$3.19 HK$24.98

$0.39 ₹37.31

717.95%

Onion (1kg)

$3.27 HK$25.60

$0.52 ₹49.56

528.85%

Lettuce (1 head)

$1.57 HK$12.29

$0.44 ₹41.26

256.82%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.29 ₹27.23

489.66%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$4.92 ₹465

170.93%

Wine (Bottle)

$15.56 HK$122

$4.66 ₹440

233.91%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.69 ₹159

19.53%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.68 ₹253

-14.93%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.73 ₹352

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.23 ₹21.81

434.78%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$7.25 ₹685

1108.00%

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$0.30 ₹28.55

1153.33%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.25 ₹23.41

420.00%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$0.97 ₹91.8

1542.27%

Gasoline (1 liter)

$4.27 HK$33.48

$1.12 ₹106

281.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$11.4K ₹1.1M

295.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$17.3K ₹1.6M

116.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$22.36 ₹2,112

960.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$3.47 ₹327

345.53%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$6.62 ₹625

239.27%

Gym Membership (Monthly)

$97.4 HK$764

$14.00 ₹1,323

595.86%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$6.63 ₹627

36.05%

Cinema Ticket

$12.98 HK$102

$3.41 ₹322

280.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$68.1 ₹6,435

1811.22%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$962 ₹90.9K

3045.80%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$13.06 ₹1,234

420.44%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$17.07 ₹1,613

150.73%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$36.95 ₹3,490

120.08%

Men's Leather Business Shoes

$121 HK$949

$31.26 ₹2,953

287.33%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$120 ₹11.3K

1893.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$76.7 ₹7,246

2238.53%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$266 ₹25.1K

2042.88%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$186 ₹17.5K

1940.76%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$917 ₹86.6K

3044.50%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$541 ₹51.1K

3388.04%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$374 ₹35.3K

754.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

9.16

-57.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Ulhasnagar: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Ulhasnagar

$77 21% 95.7% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Ulhasnagar

$99 27.3% 75.6% $307

Monthly Utilities & Internet

Hong Kong

$275 9%

Ulhasnagar

$32 8.9% 88.2% $243

Eating Out

Hong Kong

$208 6.8%

Ulhasnagar

$81 22.3% 60.9% $127

Clothing & Footwear

Hong Kong

$141 4.6%

Ulhasnagar

$44 12.1% 68.6% $97

Sport & Entertainment

Hong Kong

$123 4%

Ulhasnagar

$21 5.7% 83.1% $103

Getting Around

Hong Kong

$103 3.4%

Ulhasnagar

$9.7 2.7% 90.6% $93

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $120 in Ulhasnagar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 8.5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $11 in Ulhasnagar. Monthly groceries follow the same trend: $407 vs $99 – making Ulhasnagar the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Ulhasnagar

🕒 Local time

12:27 12:27 PM

09:57 9:57 AM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

506,937

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Ulhasnagar 4,260 km ≈ 6 h nonstop flight

From you

Hong Kong
Ulhasnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Ulhasnagar: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $365 in Ulhasnagar – Ulhasnagar comes out roughly 88% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $547 in Ulhasnagar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ulhasnagar, especially for central apartments: a one-bedroom in the center costs $120 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $11 in Ulhasnagar. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,050 in Hong Kong and $365 in Ulhasnagar. That makes Ulhasnagar about 88% cheaper.

A $800 monthly budget goes further in Ulhasnagar, where all-in costs run around $365, than in Hong Kong at $3,050. In Ulhasnagar it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Ulhasnagar – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ulhasnagar. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.