Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Udupi

For one person, living is cheaper in Udupi: $319 a month against $3,050 in Hong Kong, rent and utilities included – about $32,800 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
15

Cost of Living Index in Udupi
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Udupi Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Udupi

🇮🇳 India

$319

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Udupi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Udupi actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $319 in Udupi, rent included.

Hong Kong $3,050
Udupi $319

A couple spends around $4,786 per month in Hong Kong vs $489 in Udupi, rent included.

Hong Kong $4,786
Udupi $489

A family of three spends $6,522 per month in Hong Kong vs $660 in Udupi, rent included.

Hong Kong $6,522
Udupi $660

Hong Kong costs about 857% more than Udupi, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Udupi is 76% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$1.18 ₹111

609.32%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$7.25 ₹681

774.21%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$3.65 ₹343

78.90%

Cappuccino

$5.15 HK$40.33

$1.05 ₹98.4

390.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.81

$0.31 ₹28.93

345.16%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.11 ₹10.60

927.27%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$1.24 ₹116

523.39%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$1.98 ₹186

180.81%

Milk (1 liter)

$2.94 HK$23.01

$0.49 ₹45.72

500.00%

White Bread (500g)

$2.41 HK$18.91

$0.41 ₹38.08

487.80%

Rice (white) (1kg)

$2.22 HK$17.42

$0.74 ₹69.7

200.00%

Eggs

$3.41 HK$26.73

$0.87 ₹81.8

291.95%

Local Cheese (1kg)

$23.18 HK$182

$7.83 ₹735

196.04%

Chicken Fillets (1kg)

$8.67 HK$68.0

$3.27 ₹307

165.14%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$1.86 ₹175

126.34%

Banana (1kg)

$2.58 HK$20.20

$0.69 ₹65.0

273.91%

Oranges (1kg)

$4.68 HK$36.68

$0.60 ₹56.6

680.00%

Tomato (1kg)

$4.00 HK$31.33

$0.39 ₹36.50

925.64%

Potato (1kg)

$3.19 HK$24.99

$0.18 ₹17.16

1672.22%

Onion (1kg)

$3.27 HK$25.61

$0.28 ₹26.40

1067.86%

Lettuce (1 head)

$1.57 HK$12.29

$0.77 ₹72.3

103.90%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.34 ₹31.46

402.94%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$4.62 ₹434

188.53%

Wine (Bottle)

$15.56 HK$122

$4.57 ₹429

240.48%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.72 ₹161

17.44%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.84

$2.42 ₹227

-5.79%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.06 ₹287

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.16 ₹14.75

668.75%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$687

$7.73 ₹725

1032.99%

Taxi Start (Normal Tariff)

$3.76 HK$29.47

$0.39 ₹36.62

864.10%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.20

$0.28 ₹26.27

364.29%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.26 ₹118

1164.29%

Gasoline (1 liter)

$4.27 HK$33.49

$1.08 ₹101

295.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$11.3K ₹1.1M

298.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$18.8K ₹1.8M

100.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$26.47 ₹2,486

796.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$2.16 ₹202

615.74%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$4.62 ₹434

386.15%

Gym Membership (Monthly)

$97.4 HK$764

$8.41 ₹790

1058.38%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$8.53 ₹801

5.74%

Cinema Ticket

$12.98 HK$102

$2.09 ₹196

521.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$32.13 ₹3,017

3952.04%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.3K

$635 ₹59.6K

4665.23%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$18.80 ₹1,765

261.54%

Summer Dress (H&M, Zara, etc)

$42.80 HK$336

$18.85 ₹1,770

127.06%

Sport Shoes (Adidas, Nike)

$81.3 HK$638

$22.27 ₹2,091

265.15%

Men's Leather Business Shoes

$121 HK$949

$22.86 ₹2,147

429.66%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$123 ₹11.5K

1846.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$76.8 ₹7,206

2237.00%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$195 ₹18.3K

2816.21%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$139 ₹13.1K

2618.63%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$816 ₹76.6K

3434.70%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$525 ₹49.3K

3494.74%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$320 ₹30.1K

897.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.38

-53.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Udupi: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Udupi

$77 24.1% 95.7% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Udupi

$104 32.6% 74.5% $303

Monthly Utilities & Internet

Hong Kong

$275 9%

Udupi

$33 10.4% 87.9% $242

Eating Out

Hong Kong

$208 6.8%

Udupi

$45 14.1% 78.5% $163

Clothing & Footwear

Hong Kong

$141 4.6%

Udupi

$37 11.7% 73.6% $104

Sport & Entertainment

Hong Kong

$123 4%

Udupi

$13 4% 89.8% $111

Getting Around

Hong Kong

$103 3.4%

Udupi

$10 3.2% 90.1% $93

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $123 in Udupi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 10 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $7 in Udupi. Monthly groceries follow the same trend: $407 vs $104 – making Udupi the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Udupi

🕒 Local time

09:10 9:10 AM

06:40 6:40 AM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

125,300

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 7, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.76 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 7, 2026: 1 USD = 93.89 INR (100 INR = 1.07 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Udupi 4,280 km ≈ 6 h nonstop flight

From you

Hong Kong
Udupi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Udupi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $319 in Udupi – Udupi comes out roughly 90% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $478 in Udupi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Udupi, especially for central apartments: a one-bedroom in the center costs $123 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $7 in Udupi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,050 in Hong Kong and $319 in Udupi. That makes Udupi about 90% cheaper.

A $1,200 monthly budget goes further in Udupi, where all-in costs run around $319, than in Hong Kong at $3,050. In Udupi it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Udupi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Udupi. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.