Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Silvassa

For one person, living is cheaper in Silvassa: $365 a month against $3,050 in Hong Kong, rent and utilities included – about $32,200 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
17

Cost of Living Index in Silvassa
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Silvassa Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Silvassa

🇮🇳 India

$365

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Silvassa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Silvassa actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $365 in Silvassa, rent included.

Hong Kong $3,050
Silvassa $365

A couple spends around $4,786 per month in Hong Kong vs $624 in Silvassa, rent included.

Hong Kong $4,786
Silvassa $624

A family of three spends $6,522 per month in Hong Kong vs $883 in Silvassa, rent included.

Hong Kong $6,522
Silvassa $883

Hong Kong costs about 735% more than Silvassa, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Silvassa is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$2.15 ₹203

289.30%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$6.31 ₹596

904.44%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$3.93 ₹371

66.16%

Cappuccino

$5.15 HK$40.33

$1.42 ₹134

262.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.40 ₹37.94

245.00%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.15 ₹13.91

653.33%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$1.28 ₹121

503.91%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$2.09 ₹198

166.03%

Milk (1 liter)

$2.94 HK$23.01

$0.69 ₹65.5

326.09%

White Bread (500g)

$2.41 HK$18.91

$0.52 ₹48.93

363.46%

Rice (white) (1kg)

$2.22 HK$17.42

$0.77 ₹72.8

188.31%

Eggs

$3.41 HK$26.73

$0.98 ₹93.0

247.96%

Local Cheese (1kg)

$23.18 HK$182

$4.32 ₹408

436.57%

Chicken Fillets (1kg)

$8.67 HK$68.0

$2.29 ₹216

278.60%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$2.31 ₹218

82.25%

Banana (1kg)

$2.58 HK$20.19

$0.73 ₹68.7

253.42%

Oranges (1kg)

$4.68 HK$36.68

$0.96 ₹90.4

387.50%

Tomato (1kg)

$4.00 HK$31.33

$0.51 ₹48.16

684.31%

Potato (1kg)

$3.19 HK$24.98

$0.34 ₹32.40

838.24%

Onion (1kg)

$3.27 HK$25.60

$0.36 ₹34.25

808.33%

Lettuce (1 head)

$1.57 HK$12.29

$0.47 ₹44.17

234.04%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.31 ₹29.60

451.61%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$5.19 ₹491

156.84%

Wine (Bottle)

$15.56 HK$122

$8.64 ₹816

80.09%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$0.76 ₹71.3

165.79%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$1.29 ₹121

76.74%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.07 ₹574

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.55 ₹52.0

123.64%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$8.48 ₹801

932.78%

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$0.37 ₹34.58

916.22%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.14 ₹12.78

828.57%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$1.35 ₹127

1080.00%

Gasoline (1 liter)

$4.27 HK$33.48

$1.08 ₹102

295.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$15.7K ₹1.5M

186.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$22.8K ₹2.2M

65.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$31.09 ₹2,937

662.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$4.21 ₹398

267.22%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$5.34 ₹504

320.60%

Gym Membership (Monthly)

$97.4 HK$764

$8.88 ₹839

997.07%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$10.38 ₹980

-13.10%

Cinema Ticket

$12.98 HK$102

$3.13 ₹296

314.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$53.1 ₹5,019

2350.44%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$1,065 ₹100.6K

2741.46%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$15.85 ₹1,498

328.83%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$39.19 ₹3,702

9.21%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$26.32 ₹2,487

208.97%

Men's Leather Business Shoes

$121 HK$949

$19.51 ₹1,843

520.60%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$107 ₹10.1K

2127.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$96.9 ₹9,156

1750.65%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$274 ₹25.9K

1974.96%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$314 ₹29.7K

1104.92%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$343 ₹32.4K

8305.35%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$229 ₹21.7K

8129.93%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

$416 ₹39.3K

667.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

8.26

-52.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Silvassa: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Silvassa

$97 26.5% 94.6% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Silvassa

$97 26.5% 76.2% $310

Monthly Utilities & Internet

Hong Kong

$275 9%

Silvassa

$41 11.1% 85.2% $234

Eating Out

Hong Kong

$208 6.8%

Silvassa

$59 16.1% 71.7% $149

Clothing & Footwear

Hong Kong

$141 4.6%

Silvassa

$45 12.4% 67.8% $96

Sport & Entertainment

Hong Kong

$123 4%

Silvassa

$15 4.1% 87.7% $108

Getting Around

Hong Kong

$103 3.4%

Silvassa

$12 3.2% 88.6% $91

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $107 in Silvassa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hong Kong are about 7.7 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $6 in Silvassa. Monthly groceries follow the same trend: $407 vs $97 – making Silvassa the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Silvassa

🕒 Local time

19:13 7:13 PM

16:43 4:43 PM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

98,266

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

On the map

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Hong Kong Silvassa 4,260 km ≈ 6 h nonstop flight

From you

Hong Kong
Silvassa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Silvassa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $365 in Silvassa – Silvassa comes out roughly 88% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $548 in Silvassa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Silvassa, especially for central apartments: a one-bedroom in the center costs $107 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $6 in Silvassa. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,050 in Hong Kong and $365 in Silvassa. That makes Silvassa about 88% cheaper.

A $800 monthly budget goes further in Silvassa, where all-in costs run around $365, than in Hong Kong at $3,050. In Silvassa it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Silvassa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Silvassa. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.