Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Rupnagar

For one person, living is cheaper in Rupnagar: $339 a month against $3,050 in Hong Kong, rent and utilities included – about $32,500 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
16

Cost of Living Index in Rupnagar
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Rupnagar Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Rupnagar

🇮🇳 India

$339

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Rupnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Rupnagar actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $339 in Rupnagar, rent included.

Hong Kong $3,050
Rupnagar $339

A couple spends around $4,786 per month in Hong Kong vs $542 in Rupnagar, rent included.

Hong Kong $4,786
Rupnagar $542

A family of three spends $6,522 per month in Hong Kong vs $745 in Rupnagar, rent included.

Hong Kong $6,522
Rupnagar $745

Hong Kong costs about 801% more than Rupnagar, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Rupnagar is 75% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$3.17 ₹300

164.04%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$8.87 ₹838

614.54%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$3.11 ₹294

109.97%

Cappuccino

$5.15 HK$40.33

$1.23 ₹116

318.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.31 ₹29.07

345.16%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.17 ₹15.78

564.71%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$1.23 ₹116

528.46%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$1.99 ₹188

179.40%

Milk (1 liter)

$2.94 HK$23.01

$0.54 ₹51.4

444.44%

White Bread (500g)

$2.41 HK$18.91

$0.41 ₹38.33

487.80%

Rice (white) (1kg)

$2.22 HK$17.42

$0.52 ₹48.86

326.92%

Eggs

$3.41 HK$26.73

$0.85 ₹80.4

301.18%

Local Cheese (1kg)

$23.18 HK$182

$5.13 ₹485

351.85%

Chicken Fillets (1kg)

$8.67 HK$68.0

$2.18 ₹206

297.71%

Beef Round Steak (1kg)

$17.90 HK$140

Apples (1kg)

$4.21 HK$33.02

$1.28 ₹121

228.91%

Banana (1kg)

$2.58 HK$20.19

$0.63 ₹59.7

309.52%

Oranges (1kg)

$4.68 HK$36.68

$0.51 ₹48.06

817.65%

Tomato (1kg)

$4.00 HK$31.33

$0.49 ₹46.07

716.33%

Potato (1kg)

$3.19 HK$24.98

$0.32 ₹29.91

896.88%

Onion (1kg)

$3.27 HK$25.60

$0.38 ₹36.33

760.53%

Lettuce (1 head)

$1.57 HK$12.29

$0.59 ₹55.9

166.10%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.34 ₹31.73

402.94%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$5.05 ₹477

163.96%

Wine (Bottle)

$15.56 HK$122

$5.22 ₹493

198.08%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.07 ₹101

88.79%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$1.89 ₹178

20.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.30 ₹406

One-way Ticket (Public Transport)

$1.23 HK$9.67

$0.21 ₹19.79

485.71%

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

$7.26 ₹685

1106.34%

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$1.03 ₹97.0

265.05%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.27 ₹25.78

381.48%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$2.07 ₹196

669.57%

Gasoline (1 liter)

$4.27 HK$33.48

$1.01 ₹95.2

322.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$7,450 ₹703.8K

503.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$15.9K ₹1.5M

136.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$37.49 ₹3,541

532.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$2.60 ₹246

494.62%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$5.30 ₹500

323.77%

Gym Membership (Monthly)

$97.4 HK$764

$9.12 ₹862

968.20%

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

$6.66 ₹629

35.44%

Cinema Ticket

$12.98 HK$102

$2.60 ₹246

399.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$46.59 ₹4,401

2694.42%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$1,719 ₹162.4K

1660.62%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$20.40 ₹1,927

233.19%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$24.46 ₹2,310

74.98%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$31.95 ₹3,018

154.52%

Men's Leather Business Shoes

$121 HK$949

$25.78 ₹2,435

369.67%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

$119 ₹11.3K

1899.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

$77.2 ₹7,288

2224.89%

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

$271 ₹25.6K

2005.02%

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

$189 ₹17.8K

1905.31%

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

$936 ₹88.4K

2980.17%

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

$530 ₹50.1K

3459.15%

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

9.12

-57.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Rupnagar: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Rupnagar

$77 22.8% 95.7% $1.7K

Groceries & Markets

Hong Kong

$407 13.3%

Rupnagar

$84 24.7% 79.4% $323

Monthly Utilities & Internet

Hong Kong

$275 9%

Rupnagar

$45 13.4% 83.5% $230

Eating Out

Hong Kong

$208 6.8%

Rupnagar

$61 18.2% 70.5% $147

Clothing & Footwear

Hong Kong

$141 4.6%

Rupnagar

$46 13.6% 67.2% $95

Sport & Entertainment

Hong Kong

$123 4%

Rupnagar

$14 4.2% 88.4% $109

Getting Around

Hong Kong

$103 3.4%

Rupnagar

$10 3.1% 89.8% $92

Cost Breakdown

A central one-bedroom costs $2,385 in Hong Kong versus $119 in Rupnagar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $63 in Hong Kong versus $9 in Rupnagar. Monthly groceries follow the same trend: $407 vs $84 – making Rupnagar the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇳 Rupnagar

🕒 Local time

13:33 1:33 PM

11:03 11:03 AM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

57,000

💱 Currency

Hong Kong Dollar HKD $

Indian Rupee INR ₹

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Rupnagar 3,840 km ≈ 5 h nonstop flight

From you

Hong Kong
Rupnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Rupnagar: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $339 in Rupnagar – Rupnagar comes out roughly 89% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $508 in Rupnagar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rupnagar, especially for central apartments: a one-bedroom in the center costs $119 there versus $2,385 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $9 in Rupnagar. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,050 in Hong Kong and $339 in Rupnagar. That makes Rupnagar about 89% cheaper.

A $1,000 monthly budget goes further in Rupnagar, where all-in costs run around $339, than in Hong Kong at $3,050. In Rupnagar it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Rupnagar – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Rupnagar is the easier option financially – housing and daily costs are lower, and overall it costs about 89% less, which matters a lot on a fixed budget or early-career salary.